Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

NUMBER OF PUBLICATIONS: 135 | LAST PUBLISH DATE: 08-31-2025

Past Experience

Content Writer, The Points Guy

Summary

Ryan is a full-time Personal Finance Writer at Motley Fool Money. He’s been covering topics like credit cards and savings since 2022, when he began his writing career at The Points Guy. He later joined Motley Fool Money, where he continues helping people who are new to the world of personal finance. Outside of work, you’ll find Ryan reading, writing, listening to music or obsessively updating his Letterboxd account.

Ryan's Recent Articles

• I Review Bank Accounts for a Living. Here's Where I Actually Keep My Money
  Aug 31, 2025
  Learn why I moved my money to SoFi® -- and how you can supercharge your savings with SoFi® or two other great bank accounts.
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• Kept $10K in a Wells Fargo Account for 5 Years? You Missed Out on Almost $2,000 in Interest
  Aug 31, 2025
  If you're keeping $10,000 in a Wells Fargo savings account, you're missing out on hundreds of dollars in interest a year. Learn how you can …
  Read More
• Not Using This Card at the Grocery Store? You Could Be Missing Out on $360 a Year
  Aug 30, 2025
  Learn why we named the Amex Blue Cash Preferred the best grocery card of 2025 -- and why it's great for gas and streaming, too.
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• Don't Want to Pay the Amex Platinum's New Annual Fee? Here Are 3 Great Alternatives
  Aug 29, 2025
  Learn how the Amex Gold, Chase Sapphire Preferred, and Wells Fargo Autograph can get you strong travel perks at a fraction of the Amex Platinum's …
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• 3 High-Yield Savings Accounts Worth Opening This Week
  Aug 28, 2025
  Get hundreds more a year in interest by moving your cash to a high-yield savings account. Check out three of my favorites you can open …
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• How the Chase Sapphire Reserve Card Could Save You $3,000 in Your First Year
  Aug 27, 2025
  Learn how the Chase Sapphire Reserve can save you thousands in your first year with its valuable welcome offer, statement credits, and travel perks.
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• How the Amex Blue Cash Preferred Card Can Pay for Its Annual Fee 8 Times Over
  Aug 25, 2025
  Find out how the Amex Blue Cash Preferred can deliver over $800 in value in its first year.
  Read More
• Best Credit Card for Groceries: The Amex Blue Cash Preferred Just Won Our Title
  Aug 24, 2025
  Learn why we named the Amex Blue Cash Preferred the best grocery card of 2025 -- and how much you can make on groceries in …
  Read More
• 3 Savings Accounts Crushing Wells Fargo on Interest Rates
  Aug 23, 2025
  Want to earn more than 0.01% on your savings? Here are three accounts that'll get you hundreds of times more in interest than Wells Fargo.
  Read More
• Retiring Soon? Here Are 4 Ways to Protect Your Savings From Market Drops
  Aug 22, 2025
  Looking to protect your nest egg as you head into retirement? Learn how HYSAs, CDs, T-bills, and fixed annuities can help.
  Read More
• 4 Unique Perks of the Chase Sapphire Preferred Card
  Aug 22, 2025
  Learn about four little-known perks of the Chase Sapphire Preferred Card, from bonus points to food delivery perks to underrated travel protections.
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• 4 Easy Ways to Earn Passive Income
  Aug 21, 2025
  Looking for low-effort ways to make money? These four passive income tools can help you earn more without the hassle.
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• Every $10K You Keep in a Chase Savings Account Costs You a New Pair of AirPods Every Year
  Aug 21, 2025
  Learn how moving $10,000 out of your Chase savings account can earn you hundreds of dollars more a year in interest.
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• Roth or Traditional IRA: Which Is Better in 2025?
  Aug 21, 2025
  Learn the key differences between a Roth IRA and a traditional IRA to decide which type of retirement account is best for you.
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• Here's How to Dodge the Coming Amex Platinum Fee Hike in 2025
  Aug 20, 2025
  Learn why applying for the Amex Platinum Card now could save you hundreds -- and still let you access new perks down the road.
  Read More
• Want to Save on Streaming? Check Out These 3 Credit Cards
  Aug 20, 2025
  Looking to save on your next binge-watch? Here are three cards that give you cash back and statement credits for your favorite subscriptions.
  Read More
• How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over
  Aug 20, 2025
  Learn how the Chase Sapphire Preferred can deliver over $800 in first-year value -- more than eight times its annual fee.
  Read More
• I Dropped My Wells Fargo Savings Account. Now I'm Earning $758 More a Year in Interest
  Aug 19, 2025
  I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the …
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• Why I'm Not Applying for Any More Credit Cards in 2025
  Aug 19, 2025
  For years now, I've earned easy cash rewards with just two credit cards. Here's why I'm still not looking to add to my wallet.
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• Your Chase Savings Account Could Be Costing You a New Pair of AirPods Every Year. Here's How
  Aug 18, 2025
  Chase's savings account pays just 0.01% APY. See how switching to a high-yield savings account could get you hundreds of dollars more a year.
  Read More
• Rates Are Falling. Here's Where You Can Still Get a High APY
  Aug 17, 2025
  Many banks have lowered their interest rates this year, and more cuts may be coming. But you can still earn over 4.00% APY if you're …
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• Leaving $10,000 in a Wells Fargo Savings Account Could Cost You $400 a Year
  Aug 16, 2025
  Wells Fargo's standard savings account pays just 0.01% APY. Learn how switching to a high-yield savings account could earn you hundreds more each year.
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• The Best Financial Decision I've Made in Years Only Took Me 30 Minutes
  Aug 15, 2025
  I switched savings accounts in about a half hour and started earning hundreds more per year in interest. Here's how you can do the same.
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• Here's the Only Credit Card You Need in 2025
  Aug 14, 2025
  The Wells Fargo Active Cash earns unlimited 2% cash rewards with no annual fee. Here's why it's one of the only credit cards I keep …
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• After 15 Years, I Closed My Wells Fargo Savings Account for Good. Here's Why I Have No Regrets
  Aug 13, 2025
  I ditched Wells Fargo for SoFi to earn a cash bonus and a much higher APY. Here's how you can make the switch, too.
  Read More