Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 220 | LAST PUBLISH DATE: 12-26-2025

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Pay for Your 2026 Getaway: The Best Luxury Credit Cards This Week, Dec. 26, 2025
  Dec 26, 2025
  Looking for a credit card with top-shelf perks, earning rates, and more? See which luxury credit card is a fit for you today.
  Read More
• Save on Your Next Credit Card: The Best No-Annual-Fee Cards Available This Week, Dec. 26, 2025
  Dec 26, 2025
  A no-annual-fee credit card can be the perfect way to earn valuable rewards at a low cost. Here are all of our favorites available now.
  Read More
• Here's What Happens When Your Credit Score Reaches 850
  Dec 25, 2025
  A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.
  Read More
• Get a $250 Amazon Gift Card Instantly: The Best Chase Cards Available This Week, Dec. 25, 2025
  Dec 25, 2025
  From cash back to travel rewards, Chase offers standout credit cards for every kind of spender. Explore our top Chase card picks this week and …
  Read More
• Save on Travel, Interest Payments, and More: The Best Wells Fargo Cards Available This Week, Dec. 25, 2025
  Dec 25, 2025
  Wells Fargo offers strong credit cards across the board, from solid travel rewards cards to competitive balance transfer options. Here are our favorites available now.
  Read More
• Get 2% Back on Everything and a $200 Bonus With This Credit Card
  Dec 24, 2025
  This card might be the best flat-rate cash rewards card you can find. Here's how you can earn its valuable welcome bonus today.
  Read More
• Save Big on Your 2026 Trip: The Best Amex Cards Available This Week, Dec. 24, 2025
  Dec 24, 2025
  Big welcome bonuses and premium perks make American Express cards stand out. See what they offer and find out if one is the right fit …
  Read More
• Rack Up Travel Rewards and Cash Back: The Best Bank of America Cards Available This Week, Dec. 24, 2025
  Dec 24, 2025
  Whether you want cash back or travel rewards, Bank of America offers solid credit card options. See our top picks from the issuer available right …
  Read More
• Earn an Easy $300 With This Chase Card: The Best Cash Back Cards Available This Week, Dec. 24, 2025
  Dec 24, 2025
  If you're looking for simple credit card rewards that are easy to redeem, a cash back card definitely does the trick. Here are our favorite …
  Read More
• How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over
  Dec 23, 2025
  The Chase Sapphire Preferred offers more than $800 in tangible first-year value. Here's why it's my go-to travel card recommendation after all these years.
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• How the Amex Platinum Card Could Save You Over $3,000 on Travel in a Year
  Dec 23, 2025
  If you're looking to save big on your next trip, the Amex Platinum can help. Here's how to maximize its welcome bonus, earnings rates, travel …
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• Why the Chase Sapphire Preferred Is Still My No. 1 Travel Card
  Dec 21, 2025
  The Chase Sapphire Preferred offers more than $800 in first-year value. Here's why it's still my go-to travel card recommendation.
  Read More
• Unlock Valuable Perks and Earning Rates: The Best Credit Cards Available This Week, Dec. 20, 2025
  Dec 20, 2025
  The right credit card can unlock all sorts of great earning rates, travel perks, lifestyle benefits and more. Here are all our favorite cards available …
  Read More
• SoFi Active Investing vs. Robinhood
  Dec 19, 2025
  Learn how SoFi Active Investing and Robinhood compare on fees, investments, and account types so you can choose the right broker for you.
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• Here's How Much You Can Make With $20,000 in a High-Yield Savings Account
  Dec 19, 2025
  Your $20,000 in a traditional savings account is probably earning next to nothing. Here's how much more you can make with a high-yield savings account.
  Read More
• Save Thousands on Travel and More: The Best Luxury Credit Cards This Week, Dec. 19, 2025
  Dec 19, 2025
  If you want a credit card with some of the most valuable perks available, you probably want a luxury card. Here are all our favorites …
  Read More
• Cut Down On Annual Fees: The Best No-Annual-Fee Credit Cards Available This Week, Dec. 19, 2025
  Dec 19, 2025
  No-annual-fee credit cards can help you earn valuable rewards at no extra cost. Here are all of our favorites available now.
  Read More
• Rocket Money Review
  Dec 18, 2025
  Rocket Money helps track spending, cancel subscriptions, and automate savings, all for a super low cost. Read our full Rocket Money review to see if …
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• This Bank of America Card Offers 6% Cash Back and a $200 Bonus
  Dec 18, 2025
  Want to earn 6% cash back in the spending category of your choice for a year? Here's how you can with this valuable Bank of …
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• Pay 0% Interest, Rack Up Travel Rewards, and More: The Best Wells Fargo Cards Available This Week, Dec. 18, 2025
  Dec 18, 2025
  Wells Fargo offers some of the best credit cards of all kinds, from great travel earners to top balance transfer options. Here are our favorites …
  Read More
• Land a $250 Amazon Gift Card: The Best Chase Cards Available This Week, Dec. 18, 2025
  Dec 18, 2025
  Whether you're looking for valuable cash back or great travel perks, Chase has you covered. Here are all our favorite cards from the issuer this …
  Read More
• Grocery, Travel Cards, and More: The Best Amex Cards Available This Week, Dec. 17, 2025
  Dec 17, 2025
  Looking for a card with a sky-high welcome bonus and valuable perks? American Express is worth a look. Here's what to know.
  Read More
• Earn Tons of Cash Back and Travel Rewards: The Best Bank of America Cards Available This Week, Dec. 17, 2025
  Dec 17, 2025
  Looking for a new cash back or travel card? Bank of America has you covered. Here are all our favorite cards from the issuer available …
  Read More
• Earn Hundreds a Year in Flexible Rewards: The Best Cash Back Cards Available This Week, Dec. 17, 2025
  Dec 17, 2025
  When you want simple credit card rewards that are easy to redeem, you probably want a cash back card. Here are our favorite options available …
  Read More
• Need a Break From Interest Payments? Here's Our Top 0% Intro APR Credit Card
  Dec 16, 2025
  With the Wells Fargo Reflect card, you'll get one of the longest intro APR periods you can find. Here's how easy it is to start …
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