Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 271 | LAST PUBLISH DATE: 03-28-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Do You Even Need a Debit Card? The Truth in 2026
  Mar 28, 2026
  Learn whether you still need a debit card in 2026 -- and why credit cards and mobile wallets may be safer and more rewarding.
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• Move Over, Amex Platinum: This Top-Rated Travel Card Is $800 Cheaper
  Mar 28, 2026
  This popular Chase card is one of my favorite travel cards available -- and it's $800 cheaper than the Amex Platinum. Here's what to know.
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• Robinhood vs. E*TRADE
  Mar 27, 2026
  Want to start growing your money today? Here's what to know about Robinhood, E*TRADE, and which popular brokerage is right for you.
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• This No-Annual-Fee Citi Card Could Easily Save You $500+ in One Year
  Mar 27, 2026
  Learn how the Citi Double Cash can earn you $500+ in one year with a simple 2% earning rate and a welcome bonus.
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• My Top 3 Travel Cards of March 2026, Ranked
  Mar 27, 2026
  Want to land a travel card that meets you where you're at, in terms of budget and lifestyle? Here are my three favorites available today.
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• The Amex Business Platinum Is Getting a New $300 Credit
  Mar 27, 2026
  Learn how the new $300 ChatGPT Business credit works on the Amex Business Platinum -- and how the service can help you work smarter and …
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• Earn 2% on Purchases With Ease: The Best No-Annual-Fee Cards This Week, March 27, 2026
  Mar 27, 2026
  One of my favorite credit cards out there earns 2% on purchases with no ifs, ands, or buts. Here's what to know about our favorite …
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• Forget 'Premium' Travel Cards: The Chase Sapphire Preferred Wins for Most People
  Mar 26, 2026
  The Chase Sapphire Preferred is my favorite way to save on travel without breaking the bank. Here's why it wins out over premium cards for …
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• 3 Cards That Could Save You $1,000+ on Travel in 2026
  Mar 26, 2026
  Looking to save a ton on your next trip? Here are three cards that can help you do it, and how to decide which one's …
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• Get 0% APR Until Late 2027 With This Citi Card
  Mar 26, 2026
  Want an easy way to save on interest this year and next? Here's what to know about this top Citi card.
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• Why the Amex Platinum Beats Every Other Card for Streaming
  Mar 26, 2026
  The Amex Platinum can help you save $300 a month to save on digital entertainment, making it a great option for binge-watchers. Here's what to …
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• Here's How Much $20,000 Would Earn in a 6-Month CD Opened Now
  Mar 25, 2026
  If you want to earn easy money on your savings, now might be the time to lock your money in a CD. Here's what to …
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• An Easy $250 Bonus: Why I Wish I'd Waited to Get the Chase Freedom Unlimited
  Mar 25, 2026
  I only have one regret when it comes to my Chase Freedom Unlimited card. Here's why you should apply today so you don't make the …
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• The Amex Platinum Has a Huge Annual Fee. Here's Why It's Still Worth It
  Mar 25, 2026
  The Amex Platinum isn't cheap, but it's got more than enough perks to recoup its annual cost. Here's what to know.
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• Capital One 360 Performance Savings Review
  Mar 24, 2026
  Earn a competitive APY while enjoying in-person branch access with Capital One's 360 Performance Savings account. Learn if it's right for you today.
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• The Quick and Easy Way to See if You Can Get the Amex Platinum (and a Big Welcome Bonus Offer)
  Mar 24, 2026
  The Amex Platinum comes with one of the biggest welcome bonus offers out there -- but not everyone will qualify. Here's how to see if …
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• 800 vs. 850 Credit Score: Is There Really Any Difference?
  Mar 24, 2026
  Learn whether an 800 vs. 850 credit score makes a real difference, and what benefits you actually get with each score.
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• This Underrated Cash Back Card Might Be the Best Deal of 2026
  Mar 23, 2026
  Want to earn 6% back in a category of your choice for a full year? Here's the credit card to get today, and why it's …
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• We Compared 100+ Credit Cards -- This Is the Best 0% Intro APR in March 2026
  Mar 23, 2026
  There are tons of great credit cards with long 0% intro APR periods -- but there's only one that we made an award winner. Here's …
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• The Top No-Annual-Fee Travel Card of March 2026
  Mar 22, 2026
  Want to earn strong travel rewards without paying a ton to get them? If so, this Wells Fargo card is worth a look. Here's what …
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• Here's What Happens if Someone Opens a Credit Card in Your Name
  Mar 21, 2026
  Learn what happens if someone opens a credit card in your name and the steps to fix it fast and protect your credit.
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• I Don't Carry a Single Travel Card. Here's Why
  Mar 21, 2026
  A top-tier travel card sounds nice -- but if you're like me, it might not actually be worth the hassle. Here's what I do instead.
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• J.P. Morgan Investing Promotions
  Mar 20, 2026
  If you're already banking with Chase, J.P. Morgan and its investing promotions is a pretty easy sell. Here's what to know and how much you …
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• Credit Cards With Cellphone Protection
  Mar 20, 2026
  Want to save on your next cellphone mishap? Find out which credit cards offer cellphone protection, how much they can save you, and which is …
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• Best Credit Cards for Moving Expenses
  Mar 20, 2026
  Planning a big move? Learn which credit cards can help you save a ton with great bonuses, earning rates, and 0% intro APR offers.
  Read More