Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 248 | LAST PUBLISH DATE: 03-10-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Here's Why an 850 Credit Score Isn't All It's Cracked Up to Be -- and What You Really Need
  Mar 10, 2026
  You don't need a perfect credit score to be financially stable -- or exceptional, for that matter. Here's a better number to aim for today.
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• 3 Perks of Having an 800+ Credit Score
  Mar 9, 2026
  Curious what a sky-high credit score can get you? Here's the rundown, plus a few tips on how to get there faster.
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• 3 Things People With Perfect Credit Scores Never Do
  Mar 8, 2026
  Want all the perks (and bragging rights) that come with a perfect credit score? Here's what it takes, based on the select few people who …
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• 5 Smarter Places to Keep Your Cash Than at Home
  Mar 7, 2026
  Keeping money at home isn't just risky -- it also earns you absolutely nothing. Here are five safer, more profitable options to look into now.
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• This Simple Change Could Raise Your Credit Score -- and Save You Money
  Mar 7, 2026
  Paying your credit card balance more regularly can have some great upsides you might not know about. Here's why it's worth doing now.
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• Using a Debit Card in These 3 Places Could Be a Big Mistake
  Mar 7, 2026
  Still using a debit card when you're out and about? Here's where you should avoid doing so at some places, and why.
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• The 3 Smartest Ways to Withdraw $10,000+ From the Bank
  Mar 7, 2026
  Looking to take out $10,000 or more from the bank? Here are the smartest -- and safest -- ways to do it today.
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• 4 Good Reasons to Keep a Credit Card Open for 10+ Years
  Mar 6, 2026
  Learn how keeping a credit card open for over a decade can help your credit score, maximize credit card rewards, and more.
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• Get 2% Cash Rewards on Purchases: The Best No-Annual-Fee Cards This Week, March 6, 2026
  Mar 6, 2026
  Looking to rack up credit card rewards without paying hundreds in annual fees? Here are all our favorite no-annual-fee cards available now.
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• Move Over, Amex Platinum: The Venture X Card Is an Amazing Deal
  Mar 5, 2026
  The Capital One Venture X is one of my favorite luxury travel cards available -- and it's less than half the cost of the Amex …
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• Forget the Amex Platinum: My New Favorite Travel Card Costs $500 Less
  Mar 5, 2026
  The Capital One Venture X is one of the best travel cards out there -- and it's less than half the cost of the Amex …
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• This Wells Fargo Card Is the Top All-Purpose Card of 2026
  Mar 5, 2026
  Our favorite credit card of 2026 flies a bit under the radar. Here's what to know about it -- and why it's a fit for …
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• Capital One Quicksilver Secured Cash Rewards Card Review
  Mar 4, 2026
  Looking to build credit and earn rewards at the same time? Read our Capital One Quicksilver Secured Cash Rewards review to learn how.
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• Capital One Venture Review
  Mar 4, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• Motley Fool Money
  Mar 4, 2026
  Motley Fool Money, a Motley Fool brand, is your hub for personal finance product reviews related to credit cards, banks, brokerages, insurance, and loans.
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• Earn up to 6% on Everyday Expenses: The Best Amex Cards This Week, March 4, 2026
  Mar 4, 2026
  Wanting to save big on groceries with an inexpensive cash back card? Here's the Amex offering that can help you do it, plus our other …
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• Get up to 6% Back on Groceries: The Best Cash Back Cards This Week, March 4, 2026
  Mar 4, 2026
  Want to save up to 6% on our next grocery run? Here's the card that can help you do it, plus our other favorite cash …
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• Don't Want to Pay the Chase Sapphire Reserve Card's $795 Fee? Here Are 3 Alternatives
  Mar 3, 2026
  Don't want to pay $795 a year for a top travel card? Here are three alternatives that make it easier to save than the Chase …
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• Chase Just Dropped a New 21-Month 0% Intro APR Card, and It Could Save You $1,000+ in Interest
  Mar 3, 2026
  Looking for an easy way to erase credit card debt? Here's how this recently reintroduced Chase card can help you do it.
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• My Favorite Way to Save on Travel: The Best Wells Fargo Cards This Month, March 2026
  Mar 3, 2026
  Wells Fargo offers one of my favorite travel cards out there -- and it costs nothing to land it. Here's what to know, and other …
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• Earn 3% on Dining and More: The Best Chase Cards This Month, March 2026
  Mar 3, 2026
  Looking to rack up cash back on everything you buy? Check out our favorite Chase cards available now to see how you can save.
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• E*TRADE Promotions
  Mar 2, 2026
  E*TRADE is one of the most popular investment platforms out there for a reason. Take a look at its current promotions and find out why …
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• $300 a Year on Streaming: This Is the Best Card for Binge-Watching
  Mar 1, 2026
  The Amex Platinum offers up to $25 a month to save on digital entertainment, which makes it a great card for couch potatoes. Here's what …
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• 3 Credit Cards That Could Save You $750+ on Travel in 2026
  Feb 28, 2026
  Want to save a bundle on your next trip? Learn how these three cards can help you do it, and which one's right for you …
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• Amex Gold vs. Platinum: Which Is Better in 2026?
  Feb 28, 2026
  The Amex Gold and Amex Platinum are two of the best luxury cards out there, but you probably don't need both. Here's how to pick …
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