Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 230 | LAST PUBLISH DATE: 01-14-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Earn Hundreds in Extra Rewards: The Best Bank of America Cards This Week, Jan. 14, 2026
  Jan 14, 2026
  Want strong credit card rewards without high costs? Bank of America offers solid options. See our favorite Bank of America cards available right now.
  Read More
• Land the Welcome Bonus of a Lifetime: The Best Amex Cards This Week, Jan. 14, 2026
  Jan 14, 2026
  This Amex card is offering one of the biggest welcome bonuses I've ever come across. See if it's right for you, plus our other top …
  Read More
• Earn Hundreds in Flexible Rewards: The Best Cash Back Cards This Week, Jan. 14, 2026
  Jan 14, 2026
  A top cash back credit card can earn you hundreds of dollars a year in versatile rewards. Learn which one is right for you today.
  Read More
• Here's What Happens if You Move All the Money From Your Checking Account to Savings
  Jan 13, 2026
  My checking account has next to nothing in it, and that's intentional. Here's how you can do the same and earn hundreds of dollars a …
  Read More
• Here's How the Blue Cash Preferred Could Earn You $800+ in a Year
  Jan 13, 2026
  The Amex Blue Cash Preferred was just named our favorite grocery card of the year -- again. Here's how it can earn you hundreds a …
  Read More
• Here's Why You Only Need One Cash Back Card in Your Wallet in 2026
  Jan 12, 2026
  If you're looking to simplify your credit card strategy, this Wells Fargo card might be all you need in 2026. Here's what to know before …
  Read More
• Save on Travel, Earn Cash Back, and More: The Best Credit Cards This Week, Jan. 10, 2026
  Jan 10, 2026
  The right credit card can save you hundreds a year with great perks, earning rates, and more. See which one of our top picks is …
  Read More
• This Wells Fargo Card's Bonus Could Be the Easiest You'll Make This Year
  Jan 9, 2026
  My favorite Wells Fargo card comes with unlimited 2% cash rewards and an easy-to-earn welcome bonus. Here's why now's the time to apply.
  Read More
• Here's How Much $10,000 Can Earn You in a Savings Account
  Jan 9, 2026
  Your $10,000 in a traditional savings account is probably earning next to nothing. Here's how much more you can make with a high-yield savings account.
  Read More
• Save Thousands on Travel, Lifestyle Spending, and More: The Best Luxury Credit Cards This Week, Jan. 9, 2026
  Jan 9, 2026
  If you want a credit card with elite perks, great earning rates, and more, you probably want a luxury card. See which top choice is …
  Read More
• Earn Hundreds in Rewards at No Additional Cost: The Best No-Annual-Fee Cards This Week, Jan. 9, 2026
  Jan 9, 2026
  With a no-annual-fee credit card, you can start racking up valuable rewards from day one. Here are some of our favorites available now.
  Read More
• Simplify Your Card Strategy This Year: The Best Wells Fargo Cards This Week, Jan. 8, 2026
  Jan 8, 2026
  Wells Fargo offers strong credit cards across the board, from solid travel rewards cards to competitive balance transfer options. Here are our favorites available now.
  Read More
• Load Up on Cash Back and Travel Rewards: The Best Chase Cards This Week, Jan. 8, 2026
  Jan 8, 2026
  Want to earn solid cash back or valuable travel rewards? See our list of the top Chase credit cards available this week.
  Read More
• Save Thousands a Year on Travel: The Best Amex Cards This Week, Jan. 7, 2026
  Jan 7, 2026
  American Express cards are known for delivering hundreds -- or even thousands -- in annual value. Explore our top Amex picks available right now.
  Read More
• Rack Up Hundreds in Valuable Rewards: The Best Bank of America Cards This Week, Jan. 7, 2026
  Jan 7, 2026
  Looking for great credit card rewards at a reasonable cost? Bank of America has you covered. Here are all favorite cards from the issuer available …
  Read More
• Up to 6% Back on Purchases: The Best Cash Back Cards This Week, Jan. 7, 2026
  Jan 7, 2026
  A top cash back credit card can earn you up to 6% back in a given category year after year. Here are all our favorite …
  Read More
• This Wells Fargo Card Is the Best for Everyday Spending in 2026
  Jan 6, 2026
  For our money, this Wells Fargo card is the best everyday cash rewards card available in 2026. Here's how easy it is to start getting …
  Read More
• Why Keeping $10,000 in Checking Could Be a Big Mistake in 2026
  Jan 6, 2026
  From an earnings perspective, a standard checking account is one of the worst places for your cash. Here's how much more you can make today …
  Read More
• Save on Travel, Earn Cash Back, and More: The Best Bank of America Cards Available This Week, Dec. 31, 2025
  Jan 5, 2026
  When you're in the market for simple rewards from an inexpensive credit card, Bank of America has you covered. Here are all favorites available now.
  Read More
• Monarch Money vs. Rocket Money
  Jan 5, 2026
  Rocket Money or Monarch Money? Read our full comparison to see which budgeting app fits your lifestyle and spending habits best.
  Read More
• Start the New Year With Valuable Rewards: The Best Credit Cards Available This Week, Jan. 3, 2026
  Jan 3, 2026
  The right credit card can get you solid earning rates, great travel perks, and a valuable welcome bonus. See which one of our top picks …
  Read More
• Amex Platinum vs. Chase Sapphire Reserve: Which Is Better in 2026?
  Jan 2, 2026
  The Amex Platinum and Chase Sapphire Reserve are two of the best luxury travel cards out there -- but which is right for you? Here's …
  Read More
• Unlock Thousands in Annual Perks: The Best Luxury Credit Cards This Week, Jan. 2, 2026
  Jan 2, 2026
  Looking for a credit card with elite perks, strong earning rates, a great welcome bonus, and more? See which luxury credit card is a fit …
  Read More
• An Easy $300 at No Extra Cost: The Best No-Annual-Fee Cards Available This Week, Jan. 2, 2026
  Jan 2, 2026
  One of our favorite no-annual-fee cards is offering a limited-time $300 bonus. Here's how to get it, plus our other favorite no-annual-fee cards available now.
  Read More
• Here's How the Chase Sapphire Preferred Can Pay for Its Annual Fee 8 Times Over in 2026
  Jan 1, 2026
  My favorite travel card offers over $800 in first-year value, all from its welcome bonus and one simple perk. Here's how to save with the …
  Read More