Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 239 | LAST PUBLISH DATE: 02-16-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Here's What Happens When You Keep a Credit Card Open for Over 10 Years
  Feb 16, 2026
  Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and …
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• Here's What Happens When You Withdraw $10,000 From Your Bank Account
  Feb 14, 2026
  Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government will find out.
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• These 3 Cards Come With 0% APR Until 2027
  Feb 14, 2026
  Looking for an easier way to erase high-interest debt? Learn how you can get back on track with these three great balance transfer cards.
  Read More
• Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now
  Feb 14, 2026
  CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money. Here …
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• Still Time in February: The Top Balance Transfer Card With 21 Months at 0%
  Feb 14, 2026
  This Wells Fargo card offers one of the longest intro APR periods you can find. Here's how easy it is to start saving with it …
  Read More
• Here Are the Best Credit Cards for Groceries in February 2026
  Feb 13, 2026
  These rewards cards can earn you up to 6% back on your next grocery trip. Read on to learn which one is best for you …
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• Here Are the Best Credit Cards for Gas in February 2026
  Feb 13, 2026
  These rewards cards can earn you up to as much as 3% on your next trip to the gas station. Read on to learn which …
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• Amex Blue Cash Everyday Review
  Feb 13, 2026
  Learn why the Amex Blue Cash Everyday is a great option for routine spending, offering strong cash back on groceries, gas, and online shopping for …
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• Best No Annual Fee Cards
  Feb 13, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
  Read More
• Here's How the Chase Sapphire Preferred Can Pay for Its Annual Fee 8 Times Over in 2026
  Feb 13, 2026
  My favorite Chase card can deliver over $800 in first-year value with two simple perks. Here's how easy it is to save with the Sapphire …
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• Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
  Feb 13, 2026
  Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
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• Save on Costly Cards This Year: The Best No-Annual-Fee Cards This Week, Feb. 13, 2026
  Feb 13, 2026
  Skip the annual fee and still earn great rewards. Check out our favorite no-annual-fee credit cards and find the right match for your spending habits.
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• This No-Annual-Fee Card Made Me $500 Richer in One Year
  Feb 12, 2026
  I earned more than $500 in cash rewards in my first year with this Wells Fargo card. Here's how you can do the same.
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• How to Check if You're Eligible for This 175,000-Point Welcome Offer
  Feb 12, 2026
  The Amex Platinum offers thousands of dollars in annual perks -- and a crazy valuable welcome offer. Here's how to apply and earn it today.
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• Amex Platinum Offers a Massive Welcome Bonus Offer. Find Out Your Offer Now
  Feb 11, 2026
  If you're looking to save big on your next trip, the Amex Platinum and its huge welcome bonus offer can help. Here's how to land …
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• Earn up to 6% Back at U.S. Supermarkets: The Best Amex Cards This Week, Feb. 11, 2026
  Feb 11, 2026
  If you're looking to save on groceries, a top Amex card should be one of the first places you look. Check out our favorites to …
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• Get 2% Back on Purchases: The Best Cash Back Cards This Week, Feb. 11, 2026
  Feb 11, 2026
  A top cash back credit card can earn you 2% back on purchases year after year, or more in certain categories. Here are all our …
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• $300 a Year on Streaming: This Is the Best Card for Binge-Watching
  Feb 10, 2026
  The Amex Platinum offers up to $25 a month on "digital entertainment," which means it's now easier than ever to save on your favorite services. …
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• Here's What Happens When You Withdraw $5,000 From Your Bank Account
  Feb 10, 2026
  Withdrawing $5,000 might seem simple enough, but there are a few things to keep in mind before (and after) you do it. Here's what to …
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• The No. 1 Mistake People Make With High-Yield Savings Accounts
  Feb 9, 2026
  Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put …
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• Our Top 0% Intro APR Card of February 2026: Pay No Interest for 21 Months
  Feb 9, 2026
  This Wells Fargo card comes with one of the longest intro APR periods you can find. Here's how easy it is to start saving today.
  Read More
• Here's How to Easily Cover the Amex Platinum's $895 Annual Fee
  Feb 8, 2026
  If you're looking to save big on your next trip, the Amex Platinum can help. Here's how to maximize its welcome bonus, earnings rates, travel …
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• Our Top Balance Transfer Card of February 2026: 0% Intro APR for 21 Months
  Feb 7, 2026
  This Wells Fargo card comes with almost two years of 0% intro APR for a $0 annual fee. Learn why it's our favorite balance transfer …
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• 3 Savings Accounts Crushing Wells Fargo on Interest Rates
  Feb 7, 2026
  A Wells Fargo savings account might be one of the worst places to keep your money in 2026. Here are three great alternatives.
  Read More
• Capital One Venture Review
  Jan 29, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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