Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 234 | LAST PUBLISH DATE: 02-03-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Amex Gold vs. Platinum: Which Is Better in 2026?
  Feb 3, 2026
  The Amex Gold and updated Amex Platinum are two of the best travel cards available today, but they're not for everyone. Learn which one's right …
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• What's the Best Cash Back Credit Card Now? My Pick for February 2026
  Feb 3, 2026
  This Wells Fargo card comes with unlimited 2% cash rewards and an easy-to-earn welcome bonus. Here's why it's my favorite cash back card out there.
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• We Compared 100+ Credit Cards -- This Is the Best 0% Intro APR Card for February 2026
  Feb 3, 2026
  Balance transfer cards are one of the best ways to pay off debt in 2026. Here's my favorite one to apply for now to save …
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• Wells Fargo Autograph Card Review
  Feb 2, 2026
  The Wells Fargo Autograph Card is a great option for budget-conscious rewards seekers. Read our full Wells Fargo Autograph review to learn if it's right …
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• Wells Fargo Active Cash® Card vs. Wells Fargo Autograph® Card
  Feb 2, 2026
  Looking for a valuable rewards card without an annual fee? Read our full comparison of the Wells Fargo Active Cash® and Wells Fargo Autograph® cards …
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• Bank Without Worry at the 10 Safest Banks in the U.S.
  Feb 2, 2026
  Explore the top 10 safest banks in the U.S. and uncover the key features that make them secure, from FDIC insurance to cutting-edge security measures.
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• This Wells Fargo Card's Bonus Could Be the Easiest You'll Make This Year
  Feb 2, 2026
  My favorite Wells Fargo card comes with unlimited 2% cash rewards and an easy-to-earn welcome bonus. Here's why now's the time to apply.
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• This Wells Fargo Card Is the Best for Everyday Spending in 2026
  Feb 2, 2026
  For our money, this Wells Fargo card is the best everyday cash rewards card available in 2026. Here's how easy it is to start getting …
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• Wells Fargo Active Cash® Card vs. Wells Fargo Reflect® Card
  Feb 2, 2026
  Read our comparison of the Wells Fargo Active Cash and Wells Fargo Reflect cards to learn which is right for your wallet.
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• Best No Annual Fee Cards
  Feb 2, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
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• Chase Freedom Unlimited vs. Wells Fargo Active Cash Card
  Feb 2, 2026
  Looking for one of the best cash rewards cards out there? Learn how the Chase Freedom Unlimited® and Wells Fargo Active Cash® compare.
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• Earn 2% on Purchases: The Best Wells Fargo Cards This Week, Jan. 15, 2026
  Feb 2, 2026
  My favorite Wells Fargo card can earn you 2% on purchases for no annual fee. Find out if it's right for you and learn about …
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• Wells Fargo Active Cash® Card Review
  Feb 2, 2026
  This card gives me unlimited 2% cash rewards, no fees, and no hassle. Find out why the Wells Fargo Active Cash® Card has earned a …
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• We Compared 100+ Credit Cards -- This Is the Best $0 Annual Fee Card in February 2026
  Feb 1, 2026
  Want to rack up the most travel rewards possible without paying an annual fee? This Wells Fargo card might be the perfect way to do …
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• Why Premium Cards Are Worth It in 2026 -- Even With High Annual Fees
  Jan 31, 2026
  Scared off by the annual fee on premium credit cards? Here's how easy it is to get value from them -- using one of my …
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• Forget the Amex Platinum: This Is My Favorite Travel Card Now
  Jan 30, 2026
  Don't want to pay hundreds of dollars for a top travel card? Here's how you can still get tons of value from my favorite $95 …
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• Pay Nothing and Rack Up Rewards: The Best No-Annual-Fee Cards This Week, Jan. 30, 2026
  Jan 30, 2026
  Earn rewards without paying an annual fee. Explore our top no-annual-fee credit card picks and find the one that fits your spending style today.
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• Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
  Jan 30, 2026
  Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
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• Capital One Venture Review
  Jan 29, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• These 3 Cards Come With 0% Intro APR Until 2027
  Jan 29, 2026
  Want an easier way to erase high-interest debt? Here's how you can get back on track with these three great balance transfer cards.
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• Save on Annual Fees This Year: The Best Wells Fargo Cards This Week, Jan. 29, 2026
  Jan 29, 2026
  Want to save on annual fees on credit cards? Most of my favorite Wells Fargo cards will cost you $0 to hold onto. Here's what …
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• Save on Travel, Amazon Purchases, and More: The Best Chase Cards This Week, Jan. 29, 2026
  Jan 29, 2026
  Want to earn hundreds in cash back or travel rewards this year? See our list of the top Chase credit cards available now to see …
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• How Much Car Insurance Coverage Do You Really Need?
  Jan 28, 2026
  Need help with car insurance? Learn how much coverage you really need based on your state laws, finances, and risk level.
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• Amex Platinum Offers a Massive Welcome Offer. Find Out Your Offer Now
  Jan 28, 2026
  The Amex Platinum comes with thousands of dollars in annual perks alongside a super valuable welcome offer. Here's how to apply and earn it today.
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• Unlock Elite Travel Perks and More: The Best Amex Cards This Week, Jan. 28, 2026
  Jan 28, 2026
  If you're looking to save on travel, a top Amex card should be one of the first places you look. Check out our favorites to …
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