Potty train. Pull all-nighters. Work. Pay taxes. Retire. Play golf. Die.

Such is the natural order of things in life. But changes are afoot. Call it evolution or sheer boredom. Whatever the reason, more people say they plan to continue to work long past the traditional age of retirement.

According to a 2002 Gallup Organization poll, 83% of 1,000 non-retired American investors plan to work in retirement. Of those polled, 67% plan to continue working -- not for money, but for fun.

These ladder-climbing seniors plan on working as consultants, part-timers, in a new career, or starting a new business. Other studies have found that 80% to 90% of pre-retirees plan to continue working during their golden years.

If you're going to switch careers or try to turn your crocheted doily business into a multi-national corporation, retirement is certainly the time to do it. You've hopefully invested well, saved for a rainy day, and are making good use of your Senior Discount Card at Sizzler.

To see how a second (or third, or ninth) career can help boost your retirement kitty, let us help you run the numbers with our Rule Your Retirement Online Seminar.