Accessibility Menu
XP logo

XP(NASDAQ) XP

Market Cap$8.55BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)-45%
5 Year-58%
1 Year+6%
1 Month-2%
Premium Feature
Moneyball Superscore
64/100
$16.01
-3.15%
-0.52Today
After hours$16.00-$0.01 (-0.06%)
XP last closing stock price
MetricPriceDate
Last closeUSD 16.532026-08-19
XP stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+7.06%USD 15.442026-08-12
1 month-1.61%USD 16.802026-07-20
3 month-6.56%USD 17.692026-05-21
Year to date+2.29%USD 16.162025-12-31
1 year+5.7%USD 15.642025-08-19
3 year-24.48%USD 21.892023-08-18
5 year-58.35%USD 39.692021-08-20
Since inception-45.49%USD 30.322019-12-11

XP Financials at a Glance

Market Cap

$8.55BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

R$19.27B

Net Income (TTM)

R$5.32B

EPS (TTM)

$1.92

P/E Ratio

8.53

Dividend

$0.38

Beta (Volatility)

1.19 (Average)

Price

$16.01

Volume

5,307,167.9

Open

$16.58

Previous Close

$15.99

Daily Range

$15.92 - $16.60

52-Week Range

$14.80 - $23.13

Estimated Earnings Date

Nov 16, 2026

XP News

GettyImages-2164875117-1200x600-7cb9712

XP Could Soar If These 2 Things Go Right

Jack DelaneyFeb 21, 2026
GettyImages-1472292349.jpg

XP’s New Backer Sees Opportunity in Brazil’s Next Financial Chapter

Eric TrieOct 30, 2025
featured-earnings-leadership-highlights.png

XP Inc Reports Record Q2 Profit

Motley Fool Markets TeamAug 18, 2025
online banking

These Are Billionaires’ Favorite Finance Stocks

Jack CaporalMay 22, 2024
A business person looking off, deep in thought.

Why XP Stock Was Rocketing Higher on Wednesday

Dave KovaleskiNov 9, 2022
A person looking off, thinking.

Why XP Stock Was Up 9.1% on Monday

Dave KovaleskiOct 3, 2022
Brazilian coins and paper currency

Why Shares of XP Soared on Friday

Eric VolkmanOct 15, 2021
Generic Downward stock3

Why Shares of XP Inc. Are Down This Week

Bram BerkowitzOct 14, 2021
Page 1

XP: Motley Fool Moneyball Superscore

64

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About XP

XP Inc. is a leading financial services company based in Brazil, providing a wide range of investment products and services. The company operates the XP Platform, which offers clients access to various financial instruments, including brokerage services, mutual funds, and wealth management solutions.

Products and Services
  • Brokerage services for retail and institutional clients
  • Wealth management and investment advisory services
  • Financial education courses and events
Growth Outlook
  • Revenue increased to BRL 4.99 billion in Q2 2026, up from BRL 4.62 billion in Q1 2026
  • Net income for Q2 2026 reached BRL 1.42 billion, reflecting strong operational performance
  • TTM revenue of BRL 19.5 billion indicates robust growth potential in the Brazilian market
Financial Highlights
  • Trailing twelve month (TTM) net profit margin stands at 27.59%
  • Recent quarterly earnings per share (EPS) of BRL 2.79 demonstrates solid profitability
  • Dividend yield of 2.30% offers attractive returns to shareholders
XP Inc. has established itself as a significant player in Brazil's financial services sector, leveraging technology to enhance customer experience and expand its product offerings. The company's strong revenue growth and profitability metrics indicate a solid foundation for future expansion. With a diverse range of services and a commitment to financial education, XP Inc. is well-positioned to capitalize on the growing demand for investment solutions in Brazil. The recent quarterly performance highlights the company's ability to navigate market challenges while delivering value to its clients and shareholders.
AI Generated • Aug 20, 2026

Industry

Capital Markets

Sector

Financials

Employees

8,069

CEO

Thiago Simões Maffra, CFA, MBA

Website

www.xpinc.com

Headquarters

George Town, SP KY-1-1208, KY

XP Financials

Key Financial Metrics (TTM)

Gross Margin

66.69%

Operating Margin

31.83%

Net Income Margin

27.59%

Return on Equity

22.05%

Return on Capital

5.43%

Return on Assets

1.30%

Earnings Yield

11.72%

Dividend Yield

2.30%

Payout Ratio

19.27%

Stock Overview

Market Cap

$8.55BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

517.01M

Volume

5.31M

Avg. Volume

5.39M

Financials (TTM)

Gross Profit

R$12.85B

Operating Income

R$6.13B

EBITDA

R$6.56B

Operating Cash Flow

R$21.83B

Capital Expenditure

-R$308.49M

Free Cash Flow

R$21.52B

Cash & ST Invst.

R$7.97B

Total Debt

R$92.75B

XP Performance Analysis

XP annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31BRL 2,650,688,14114.6%
20232023-12-31BRL 3,014,643,38413.7%
20242024-12-31BRL 3,213,131,5606.6%
20252025-12-31BRL 3,328,973,4443.6%
XP sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.8%
Q42025-12-3110.2%
Q12026-03-31-8.8%
Q22026-06-308.2%
XP annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31BRL 1.214.3%
20232023-12-31BRL 1.4318.6%
20242024-12-31BRL 1.536.5%
20252025-12-31BRL 1.7413.9%
XP sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.4%
Q42025-12-310.8%
Q12026-03-31-2.8%
Q22026-06-3013.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

R$4.99B

+14.0%

Gross Profit

R$3.32B

+12.1%

Gross Margin

66.41%

N/A

Market Cap

$8.55BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.06M

N/A

Employees

8,069

N/A

Net Income

R$1.42B

+11.7%

EBITDA

R$1.77B

+16.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

R$7.97B

-89.6%

Total Debt

R$92.75B

+25.1%

Accounts Receivable

R$37.12B

+6.8%

Inventory

R$0.00

N/A

Long Term Debt

R$2.98B

N/A

Short Term Debt

R$89.77B

+21.0%

Return on Assets

1.30%

N/A

Return on Invested Capital

1.93%

N/A

Free Cash Flow

R$11.12B

+139.1%

Operating Cash Flow

R$11.16B

+134.6%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
FRHCFreedom Holding Corp.
$163.69+2.85%
CIFRCipher Mining Inc.
$17.21+8.31%
ORIOld Republic International Corporation
$41.80-0.19%
GGALGrupo Financiero Galicia S.A.
$41.00-1.13%

Trending Stocks

Symbol / CompanyPricePrice Chg
BITOProShares Trust - ProShares Bitcoin ETF
$9.81+0.06%
SPCXSpace Exploration Technologies
$134.00-0.04%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$8.88-0.03%
IBITiShares Bitcoin Trust
$41.20+0.06%

Questions About XP

What is the current price of XP?

XP is trading at $15.99 per share.

What is the 52-week range for XP?

Over the past 52 weeks, XP has traded between $14.80 and $23.13.

How much debt does XP have?

As of the most recent reporting period, XP reported total debt of R$17.95B.

How much cash does XP have on hand?

XP reported R$1.54B in cash and cash equivalents in its most recent financial results.

What is XP’s dividend yield?

XP currently has a dividend yield of 2.30%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services