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Banc Of California(NYSE) BANC

Market Cap$2.95BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2000)+92%
5 Year+18%
1 Year+23%
1 Month-13%
Premium Feature
Moneyball Superscore
58/100
$18.65
-0.03%
-0.01Today
After hours$18.63-$0.01 (-0.08%)
Banc Of California last closing stock price
MetricPriceDate
Last closeUSD 18.642026-08-21
Banc Of California stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.57%USD 19.742026-08-14
1 month-12.61%USD 21.332026-07-22
3 month-0.31%USD 18.702026-05-22
Year to date-2.09%USD 19.042025-12-31
1 year+22.73%USD 15.192025-08-21
3 year+70.91%USD 10.912023-08-22
5 year+18.23%USD 15.772021-08-20
Since inception+92.02%USD 9.712000-06-05

Banc Of California Financials at a Glance

Market Cap

$2.95BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.78B

Net Income (TTM)

-$21.28M

EPS (TTM)

-$0.43

P/E Ratio

-43.27

Dividend

$0.44

Beta (Volatility)

1.10 (Average)

Price

$18.65

Volume

1,613,706.848

Open

$18.82

Previous Close

$18.64

Daily Range

$18.61 - $18.94

52-Week Range

$15.33 - $21.93

Estimated Earnings Date

Oct 28, 2026

BANC News

SellAlert-Red.png

Insider Activity Alert: Banc of California's CRO Parts with 6,000 Shares

Jack DelaneyAug 13, 2026
featured-earnings-leadership-highlights.png

Banc of California Earns $48 Million

Motley Fool Markets TeamJul 31, 2025

BANC: Motley Fool Moneyball Superscore

58

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About Banc Of California

Banc of California, Inc. helps businesses manage their money. It provides loans and accounts to companies and individuals. The bank also processes payments for clients across the country.

Banking for Your Business

  • Commercial Banking: Credit facilities for businesses, including real estate, construction, and Small Business Administration loans.
  • Consumer Banking: Checking, savings, and mortgage solutions for personal finance needs.
  • Payment Processing: Solutions for handling card transactions and digital payments nationwide.
  • Treasury Management: Tools for managing cash, foreign exchange, and interest rate swaps.
  • SmartStreet: Technology platform serving the community association management industry.

Restructuring for the Future

  • Repositioned $2.3 billion of lower-yielding securities during the second quarter of 2026 to improve earnings.
  • Redeemed $385.0 million of subordinated debt on May 1, 2026, to reduce future interest costs.
  • Extended a $300 million stock repurchase program through March 16, 2027.
  • Transferred $827.0 million of loans to held-for-sale status in mid-2026 to enhance capital efficiency.
  • Sold a single-family mortgage servicing rights portfolio in the second quarter of 2026.

Local Focus with National Reach

The bank operates 77 full-service branches primarily in California but also serves markets in Colorado and North Carolina. It maintains capital ratios that exceed regulatory thresholds for well-capitalized status while diversifying its credit across venture lending and asset-based sectors.

A Look at the Books

  • Net interest income rose $29.5 million to $502.1 million for the six-month period ended June 30, 2026.
  • Total deposits rose to $28.1 billion as of June 30, 2026, compared to $27.8 billion at Dec. 31, 2025.
  • Net loss available to common stockholders was $251.3 million for the three-month period ended June 30, 2026.
  • Total assets reached $35.0 billion at the end of the second quarter of 2026.

Bottom Line

Banc of California has transitioned toward a relationship-focused business model while actively restructuring its balance sheet to improve future earnings. Its recent focus on reducing higher-cost debt and selling lower-yielding assets highlights a strategy aimed at long-term capital efficiency.

AI Generated • Aug 8, 2026

Industry

Banks

Sector

Financials

Employees

1,904

CEO

Jared Michael Wolff

Website

www.bancofcal.com

Headquarters

Los Angeles, CA 90049, US

BANC Financials

Key Financial Metrics (TTM)

Gross Margin

53.06%

Operating Margin

-1.96%

Net Income Margin

-1.19%

Return on Equity

-0.62%

Return on Capital

4.96%

Return on Assets

-0.06%

Earnings Yield

-2.31%

Dividend Yield

2.36%

Payout Ratio

-5.07%

Stock Overview

Market Cap

$2.95BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

158.43M

Volume

1.61M

Avg. Volume

3.07M

Financials (TTM)

Gross Profit

$945.22M

Operating Income

-$34.85M

EBITDA

$8.26M

Operating Cash Flow

$388.18M

Capital Expenditure

-$18.04M

Free Cash Flow

$370.14M

Cash & ST Invst.

$7.30B

Total Debt

$3.03B

Banc Of California Performance Analysis

Banc Of California annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,635,364,000426.7%
20232023-12-31USD 1,524,796,000-6.8%
20242024-12-31USD 1,894,603,00024.3%
20252025-12-31USD 1,823,257,000-3.8%
Banc Of California sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.9%
Q42025-12-31-1.5%
Q12026-03-31-3.4%
Q22026-06-30-6.4%
Banc Of California annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.14441.3%
20232023-12-31USD -22.71N/A
20242024-12-31USD 0.52N/A
20252025-12-31USD 1.17126.4%
Banc Of California sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30216.7%
Q42025-12-3110.5%
Q12026-03-317.1%
Q22026-06-30-457.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$414.60M

-7.5%

Gross Profit

$88.71M

-61.4%

Gross Margin

21.40%

N/A

Market Cap

$2.95BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.55M

N/A

Employees

1,904

N/A

Net Income

-$240.25M

-946.4%

EBITDA

-$335.24M

-557.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$7.30B

+58.9%

Total Debt

$3.03B

+5.8%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$573.56M

-79.3%

Short Term Debt

$2.46B

+2360.4%

Return on Assets

-0.06%

N/A

Return on Invested Capital

-0.82%

N/A

Free Cash Flow

$164.81M

+168.2%

Operating Cash Flow

$161.43M

+157.4%

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Questions About BANC

What is the current price of Banc Of California?

Banc Of California is trading at $18.64 per share.

What is the 52-week range for Banc Of California?

Over the past 52 weeks, Banc Of California has traded between $15.33 and $21.93.

How much debt does Banc Of California have?

As of the most recent reporting period, Banc Of California reported total debt of $3.03B.

How much cash does Banc Of California have on hand?

Banc Of California does not have cash on hand data available.

What is Banc Of California’s dividend yield?

Banc Of California currently has a dividend yield of 2.36%.

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