Zip Co logo

Zip Co(ASX) ZIP

Market CapA$2.58BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2015)+626%
5 Year-70%
1 Year-55%
1 Month-15%
A$2.07
+3.76%
+0.07Today
Zip Co last closing stock price
MetricPriceDate
Last closeAUD 2.072026-10-02
Zip Co stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.28%AUD 1.992026-09-25
1 month-14.81%AUD 2.432026-09-02
3 month-35.91%AUD 3.232026-07-03
Year to date-37.08%AUD 3.292025-12-31
1 year-55.39%AUD 4.642025-10-02
3 year+666.67%AUD 0.272023-10-03
5 year-70.09%AUD 6.922021-10-01
Since inception+626.32%AUD 0.292015-09-21

Zip Co Financials at a Glance

Market Cap

A$2.58BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$2.42B

Net Income (TTM)

A$196.28M

EPS (TTM)

A$0.09

P/E Ratio

22.60

Dividend

A$0.00

Beta (Volatility)

0.10 (Low)

Price

A$2.07

Volume

10,819,982

Open

A$2.00

Previous Close

A$2.07

Daily Range

A$2.00 - A$2.12

52-Week Range

A$1.38 - A$4.93

Estimated Earnings Date

Feb 24, 2027

ZIP News

No articles available.

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About Zip Co

Zip Co Limited is a leading provider of digital financial and payment solutions, catering to both individual consumers and small-to-medium sized businesses. With a strong global presence, the company operates across multiple regions, including Australia, Canada, and the United States, offering innovative services such as Buy Now Pay Later (BNPL) and unsecured loans.

Products and Services
  • Buy Now Pay Later (BNPL) services for consumers
  • Unsecured loans and revolving credit lines for SMEs
  • Comprehensive payment solutions for online and in-store transactions
Growth Outlook
  • Revenue increased to AUD 683.4 million in the latest quarter
  • Net income rose to AUD 64.0 million, reflecting strong operational performance
  • Expansion into new markets is expected to drive future growth
Financial Highlights
  • Trailing twelve months (TTM) revenue of AUD 2.5 billion
  • Net profit margin improved to 8.64% in the latest quarter
  • Current ratio stands at an impressive 723.82, indicating strong liquidity
Zip Co Limited has established itself as a significant player in the financial services sector, particularly in the rapidly growing BNPL market. The company's innovative approach to credit solutions has attracted a diverse customer base, contributing to its robust revenue growth. Recent financial results indicate a positive trend, with substantial increases in both revenue and net income, showcasing the effectiveness of its business model. The company's strong liquidity position further enhances its ability to navigate market challenges and invest in future growth opportunities. As Zip Co continues to expand its global footprint, it remains well-positioned to capitalize on the increasing demand for flexible payment solutions.
AI Generated • Sep 19, 2026

Industry

Consumer Finance

Sector

Financials

Employees

877

CEO

Cynthia Whelan

Website

www.zip.co

Headquarters

Sydney, NSW 2000, AU

ZIP Financials

Key Financial Metrics (TTM)

Gross Margin

61.95%

Operating Margin

10.93%

Net Income Margin

8.64%

Return on Equity

17.40%

Return on Capital

4.29%

Return on Assets

3.01%

Earnings Yield

4.42%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$2.58BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.25B

Volume

10.82M

Avg. Volume

17.09M

Financials (TTM)

Gross Profit

A$1.50B

Operating Income

A$415.77M

EBITDA

A$481.32M

Operating Cash Flow

-A$135.69M

Capital Expenditure

-A$2.86M

Free Cash Flow

-A$138.55M

Cash & ST Invst.

A$432.13M

Total Debt

A$2.76B

Zip Co Performance Analysis

Zip Co annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 671,582,00012.4%
20242024-06-30AUD 874,022,00030.1%
20252025-06-30AUD 1,096,583,00025.5%
20262026-06-30AUD 1,345,577,00022.7%
Zip Co sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-3115.4%
Q42025-06-3010.4%
Q22025-12-3118.0%
Q42026-06-303.0%
Zip Co annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30AUD -0.53-70.6%
20242024-06-30AUD 0.01N/A
20252025-06-30AUD 0.06439.8%
20262026-06-30AUD 0.0948.5%
Zip Co sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31133.2%
Q42025-06-30135.2%
Q22025-12-31-6.1%
Q42026-06-3025.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$683.38M

+54.9%

Gross Profit

A$430.17M

+898.0%

Gross Margin

62.95%

N/A

Market Cap

A$2.58BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$2.94M

N/A

Employees

877

N/A

Net Income

A$64.03M

+203.6%

EBITDA

A$101.17M

+160.3%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$432.13M

+20.9%

Total Debt

A$2.76B

+13.8%

Accounts Receivable

A$85.48M

-6.2%

Inventory

A$0.00

N/A

Long Term Debt

A$2.75B

+13.6%

Short Term Debt

A$496.28M

N/A

Return on Assets

3.01%

N/A

Return on Invested Capital

3.81%

N/A

Free Cash Flow

-A$223.03M

-257.6%

Operating Cash Flow

-A$222.28M

-240.0%

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Questions About ZIP

What is the current price of Zip Co?

Zip Co is trading at A$2.07 per share.

What is the 52-week range for Zip Co?

Over the past 52 weeks, Zip Co has traded between A$1.38 and A$4.93.

How much debt does Zip Co have?

As of the most recent reporting period, Zip Co reported total debt of A$2.76B.

How much cash does Zip Co have on hand?

Zip Co reported A$427.54M in cash and cash equivalents in its most recent financial results.

What is Zip Co’s dividend yield?

Zip Co does not currently have a dividend yield.

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