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Zip Co(ASX) ZIP

Market CapA$3.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2015)+756%
5 Year-64%
1 Year-43%
1 Month-16%
A$2.44
+2.52%
+0.06Today
Zip Co last closing stock price
MetricPriceDate
Last closeAUD 2.442026-09-04
Zip Co stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.94%AUD 2.542026-08-28
1 month-15.86%AUD 2.902026-08-05
3 month+2.52%AUD 2.382026-06-05
Year to date-25.84%AUD 3.292025-12-31
1 year-43.12%AUD 4.292025-09-04
3 year+662.5%AUD 0.322023-09-05
5 year-64.01%AUD 6.782021-09-03
Since inception+756.14%AUD 0.292015-09-21

Zip Co Financials at a Glance

Market Cap

A$3.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$2.42B

Net Income (TTM)

A$196.28M

EPS (TTM)

A$0.09

P/E Ratio

26.64

Dividend

A$0.00

Beta (Volatility)

-0.11 (Low)

Price

A$2.44

Volume

21,817,645

Open

A$2.42

Previous Close

A$2.44

Daily Range

A$2.41 - A$2.50

52-Week Range

A$1.38 - A$4.93

Estimated Earnings Date

Feb 24, 2027

ZIP News

No articles available.

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About Zip Co

Zip Co Limited is a leading provider of digital financial and payment solutions, catering to both individual consumers and small-to-medium sized businesses. With a strong global presence, the company operates across multiple regions, including Australia, Canada, and the United States, offering innovative services such as Buy Now Pay Later (BNPL) and unsecured loans.

Products and Services
  • Buy Now Pay Later (BNPL) services for consumers
  • Unsecured loans and revolving credit lines for SMEs
  • Comprehensive digital payment solutions across various markets
Growth Outlook
  • Recent quarterly revenue reached AUD 663.72 million, showing strong demand
  • Net income for the latest quarter was AUD 52.35 million, indicating profitability
  • Expansion into new markets continues to drive customer acquisition
Financial Highlights
  • Trailing twelve months (TTM) revenue of AUD 2.5 billion reflects robust growth
  • Operating income margin improved to 10.04% in the latest quarter
  • Cash and cash equivalents increased to AUD 536.96 million, enhancing liquidity
Zip Co Limited has established itself as a significant player in the financial services sector, particularly in the rapidly growing BNPL market. The company's innovative approach to digital payments and credit solutions has attracted a diverse client base, contributing to its impressive revenue growth. The recent quarterly results highlight a strong financial performance, with a notable increase in net income and cash reserves, positioning the company well for future expansion. As Zip Co continues to explore new markets and enhance its product offerings, it remains poised for sustained growth in the evolving financial landscape.
AI Generated • Aug 20, 2026

Industry

Consumer Finance

Sector

Financials

Employees

877

CEO

Cynthia Whelan

Website

www.zip.co

Headquarters

Sydney, NSW 2000, AU

ZIP Financials

Key Financial Metrics (TTM)

Gross Margin

61.95%

Operating Margin

10.93%

Net Income Margin

8.64%

Return on Equity

17.40%

Return on Capital

4.29%

Return on Assets

3.01%

Earnings Yield

3.75%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$3.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.25B

Volume

21.82M

Avg. Volume

17.63M

Financials (TTM)

Gross Profit

A$1.50B

Operating Income

A$415.77M

EBITDA

A$481.32M

Operating Cash Flow

-A$135.69M

Capital Expenditure

-A$2.86M

Free Cash Flow

-A$138.55M

Cash & ST Invst.

A$432.13M

Total Debt

A$2.76B

Zip Co Performance Analysis

Zip Co annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 671,582,00012.4%
20242024-06-30AUD 874,022,00030.1%
20252025-06-30AUD 1,096,583,00025.5%
20262026-06-30AUD 1,345,577,00022.7%
Zip Co sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-3115.4%
Q42025-06-3010.4%
Q22025-12-3118.0%
Q42026-06-303.0%
Zip Co annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30AUD -0.53-70.6%
20242024-06-30AUD 0.01N/A
20252025-06-30AUD 0.06439.8%
20262026-06-30AUD 0.0948.5%
Zip Co sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31133.2%
Q42025-06-30135.2%
Q22025-12-31-6.1%
Q42026-06-3025.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$683.38M

+54.9%

Gross Profit

A$430.17M

+898.0%

Gross Margin

62.95%

N/A

Market Cap

A$3.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$3.47M

N/A

Employees

877

N/A

Net Income

A$64.03M

+203.6%

EBITDA

A$101.17M

+160.3%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$432.13M

+20.9%

Total Debt

A$2.76B

+13.8%

Accounts Receivable

A$3.07B

+3268.3%

Inventory

A$0.00

N/A

Long Term Debt

A$2.75B

+13.6%

Short Term Debt

A$491.45M

N/A

Return on Assets

3.01%

N/A

Return on Invested Capital

3.81%

N/A

Free Cash Flow

-A$223.03M

-257.6%

Operating Cash Flow

-A$222.28M

-240.0%

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Questions About ZIP

What is the current price of Zip Co?

Zip Co is trading at A$2.44 per share.

What is the 52-week range for Zip Co?

Over the past 52 weeks, Zip Co has traded between A$1.38 and A$4.93.

How much debt does Zip Co have?

As of the most recent reporting period, Zip Co reported total debt of A$2.76B.

How much cash does Zip Co have on hand?

Zip Co reported A$427.54M in cash and cash equivalents in its most recent financial results.

What is Zip Co’s dividend yield?

Zip Co does not currently have a dividend yield.

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