Personal Group Plc logo

Personal Group Plc(LSE) PGH

Market Cap£136.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2000)+1,978%
5 Year+41%
1 Year+32%
1 Month+6%
£4.34
+0.58%
+0.02Today
Personal Group Plc last closing stock price
MetricPriceDate
Last closeGBX 433.502026-10-09
Personal Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2%GBX 425.002026-10-02
1 month+5.73%GBX 410.002026-09-09
3 month+8.38%GBX 400.002026-07-10
Year to date+38.5%GBX 313.002025-12-31
1 year+31.76%GBX 329.002025-10-09
3 year+146.31%GBX 176.002023-10-10
5 year+41.21%GBX 307.002021-10-08
Since inception+1,977.94%GBX 0.212000-11-27

Personal Group Plc Financials at a Glance

Market Cap

£136.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£96.75M

Net Income (TTM)

£14.80M

EPS (TTM)

£0.25

P/E Ratio

16.62

Dividend

£0.24

Beta (Volatility)

0.03 (Low)

Price

£4.34

Volume

1,056

Open

£4.34

Previous Close

£4.32

Daily Range

£4.34 - £4.34

52-Week Range

£2.80 - £4.55

Estimated Earnings Date

Mar 30, 2027

PGH News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Personal Group Plc

Personal Group Holdings Plc, founded in 1984 and headquartered in Milton Keynes, UK, specializes in providing a diverse range of services, including short-term accident and health insurance, software-as-a-service (SaaS) products, and technology solutions. The company operates through several divisions, offering comprehensive employee benefits and consultancy services.

Products and Services
  • Short-term accident and health insurance coverage
  • Cloud-based SaaS applications for pay and reward management
  • Proprietary digital platform HAPI for employee benefits access
Growth Outlook
  • Revenue increased to £25.68 million in Q2 2026, showing strong demand
  • Net income rose to £3.87 million in Q2 2026, reflecting operational efficiency
  • Dividend yield of 4.05% indicates attractive returns for investors
Financial Highlights
  • Trailing twelve months (TTM) revenue of £100.5 million demonstrates consistent growth
  • Operating profit margin of 18.2% indicates strong profitability
  • Return on equity (ROE) of 22.4% showcases effective management of shareholder funds
Personal Group Holdings Plc has established itself as a key player in the insurance and employee benefits sector. The company's focus on innovative technology solutions and comprehensive insurance products positions it well for future growth. Recent financial performance highlights a robust revenue stream and profitability, making it an appealing option for potential investors. The strong dividend yield further enhances its attractiveness, suggesting a commitment to returning value to shareholders.
AI Generated • Oct 3, 2026

Industry

Insurance

Sector

Financials

Employees

259

CEO

Paula Constant

Website

www.personalgroup.com

Headquarters

Milton Keynes, BU MK9 3XL, GB

PGH Financials

Key Financial Metrics (TTM)

Gross Margin

80.44%

Operating Margin

18.20%

Net Income Margin

16.09%

Return on Equity

22.40%

Return on Capital

22.58%

Return on Assets

15.46%

Earnings Yield

6.02%

Dividend Yield

5.56%

Payout Ratio

89.28%

Stock Overview

Market Cap

£136.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

31.57M

Volume

1.06K

Avg. Volume

52.47K

Financials (TTM)

Gross Profit

£90.93M

Operating Income

£17.80M

EBITDA

£21.27M

Operating Cash Flow

£24.77M

Capital Expenditure

-£529.00K

Free Cash Flow

£24.25M

Cash & ST Invst.

£26.41M

Total Debt

£0.00

Personal Group Plc Performance Analysis

Personal Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 27,167,000-63.5%
20232023-12-31GBP 31,129,00014.6%
20242024-12-31GBP 43,703,00040.4%
20252025-12-31GBP 48,295,00010.5%
Personal Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-317.9%
Q22025-06-302.8%
Q42025-12-317.2%
Q22026-06-302.6%
Personal Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP -0.23N/A
20232023-12-31GBP 0.14N/A
20242024-12-31GBP 0.1621.7%
20252025-12-31GBP 0.2234.2%
Personal Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31107.9%
Q22025-06-30-16.7%
Q42025-12-3141.9%
Q22026-06-30-7.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£25.68M

+22.1%

Gross Profit

£15.77M

-7.3%

Gross Margin

61.39%

N/A

Market Cap

£136.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£530.47K

N/A

Employees

258

N/A

Net Income

£3.87M

+129.1%

EBITDA

£6.42M

+81.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£26.41M

+9.9%

Total Debt

£0.00

N/A

Accounts Receivable

£6.00K

-99.9%

Inventory

£0.00

N/A

Long Term Debt

£0.00

N/A

Short Term Debt

£0.00

N/A

Return on Assets

15.46%

N/A

Return on Invested Capital

17.48%

N/A

Free Cash Flow

£6.83M

+18.6%

Operating Cash Flow

£6.93M

+19.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
DFCH.LDistribution Finance Capital Holdings plc
£0.73+0.00%
SHRS.LShires Income Plc
£3.02-0.49%
GPM.LGolden Prospect Precious Metals Ltd.
£1.08+0.64%
BEMO.LBarings Emerging EMEA Opportunities Plc
£8.65+2.37%

Trending Stocks

Symbol / CompanyPricePrice Chg
SOXSDirexion Shares ETF Trust - Direxion Daily Semiconductor Bear 3x ETF
$34.39+1.78%
SOXLDirexion Shares ETF Trust - Direxion Daily Semiconductor Bull 3x ETF
$139.76-1.94%
WFFWf
$12.29+499.51%
IRENIren
$35.19-1.46%

Questions About PGH

What is the current price of Personal Group Plc?

Personal Group Plc is trading at £4.34 per share.

What is the 52-week range for Personal Group Plc?

Over the past 52 weeks, Personal Group Plc has traded between £2.80 and £4.55.

How much debt does Personal Group Plc have?

As of the most recent reporting period, Personal Group Plc reported total debt of £453.00K.

How much cash does Personal Group Plc have on hand?

Personal Group Plc reported £23.11M in cash and cash equivalents in its most recent financial results.

What is Personal Group Plc’s dividend yield?

Personal Group Plc currently has a dividend yield of 5.56%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services