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TruFin Plc(LSE) TRU

Market Cap£73.29MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+43%
5 Year+76%
1 Year+42%
1 Month+4%
£1.38
+1.47%
+0.02Today
TruFin Plc last closing stock price
MetricPriceDate
Last closeGBX 140.002026-08-03
TruFin Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.32%GBX 135.502026-07-27
1 month+4.48%GBX 134.002026-07-03
3 month+2.19%GBX 137.002026-05-05
Year to date+18.64%GBX 118.002025-12-31
1 year+42.13%GBX 98.502025-08-01
3 year+104.38%GBX 68.502023-08-04
5 year+75.51%GBX 79.772021-08-04
Since inception+43.47%GBX 0.952018-02-21

TruFin Plc Financials at a Glance

Market Cap

£73.29MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£120.87M

Net Income (TTM)

£16.48M

EPS (TTM)

£0.10

P/E Ratio

12.08

Dividend

£0.00

Beta (Volatility)

-0.08 (Low)

Price

£1.38

Volume

324,795

Open

£1.38

Previous Close

£1.38

Daily Range

£1.37 - £1.41

52-Week Range

£0.96 - £1.47

Estimated Earnings Date

Sep 22, 2026

TRU News

No articles available.

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About TruFin Plc

TruFin plc is a London-based financial services company that offers a diverse range of financial solutions across the United Kingdom. Established in 2017, the company operates through four segments: Short Term Finance, Payment Services, Publishing, and Other. TruFin provides working capital funding and technological support to small and medium-sized enterprises (SMEs) while also engaging in the publishing of electronic games.

Products and Services
  • Short Term Finance solutions for businesses
  • Payment Services including invoice discounting
  • Publishing and marketing of electronic games
Growth Outlook
  • Revenue increased to £29.97 million in Q4 2025
  • Net income reached £6.07 million in the latest quarter
  • Strong cash flow from operations at £3.65 million in Q4 2025
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 11.78 indicates potential value
  • Net profit margin of 17.66% reflects operational efficiency
  • Cash ratio of 4,118.33 suggests strong liquidity position
TruFin plc has demonstrated significant growth in recent quarters, particularly in revenue and net income, indicating a robust operational performance. The company's focus on providing financial services to SMEs positions it well within a growing market segment. The strong cash flow from operations further enhances its financial stability, allowing for potential reinvestment and expansion opportunities. With a favorable P/E ratio, TruFin may present an attractive option for investors looking for value in the financial services sector.
AI Generated • Jul 26, 2026

Industry

Diversified Financial Services

CEO

James Andrew Gerald van Den Bergh, CFA, MBA

Website

trufin.com

Headquarters

London, GL W1B 5AW, GB

TRU Financials

Key Financial Metrics (TTM)

Gross Margin

61.80%

Operating Margin

51.95%

Net Income Margin

17.66%

Return on Equity

24.15%

Return on Capital

18.84%

Return on Assets

18.67%

Earnings Yield

8.28%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

£73.29MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

53.89M

Volume

324.80K

Avg. Volume

779.08K

Financials (TTM)

Gross Profit

£67.75M

Operating Income

£53.29M

EBITDA

£50.27M

Operating Cash Flow

£27.54M

Capital Expenditure

-£51.00K

Free Cash Flow

£27.48M

Cash & ST Invst.

£12.36M

Total Debt

£3.00K

TruFin Plc Performance Analysis

TruFin Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 13,860,0005.7%
20232023-12-31GBP 18,131,00030.8%
20242024-12-31GBP 54,953,000203.1%
20252025-12-31GBP 65,918,00020.0%
TruFin Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30162.6%
Q42024-12-3117.2%
Q22025-06-3021.2%
Q42025-12-31-16.6%
TruFin Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP -0.07-15.9%
20232023-12-31GBP -0.06-11.5%
20242024-12-31GBP 0.04N/A
20252025-12-31GBP 0.10145.4%
TruFin Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30735.6%
Q42024-12-31-43.7%
Q22025-06-30198.1%
Q42025-12-3115.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£29.97M

+211.1%

Gross Profit

£10.79M

+84.1%

Gross Margin

36.01%

N/A

Market Cap

£73.29MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£446.87K

N/A

Employees

164

N/A

Net Income

£6.07M

+1373.4%

EBITDA

£5.21M

+609.9%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£12.36M

+21.8%

Total Debt

£3.00K

-100.0%

Accounts Receivable

£14.50M

+50.7%

Inventory

£0.00

N/A

Long Term Debt

£0.00

-100.0%

Short Term Debt

£3.00K

-100.0%

Return on Assets

18.67%

N/A

Return on Invested Capital

54.93%

N/A

Free Cash Flow

£3.63M

+191.6%

Operating Cash Flow

£3.65M

+620.7%

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Questions About TRU

What is the current price of TruFin Plc?

TruFin Plc is trading at £1.38 per share.

What is the 52-week range for TruFin Plc?

Over the past 52 weeks, TruFin Plc has traded between £0.96 and £1.47.

How much debt does TruFin Plc have?

As of the most recent reporting period, TruFin Plc reported total debt of £3.00K.

How much cash does TruFin Plc have on hand?

TruFin Plc reported £12.36M in cash and cash equivalents in its most recent financial results.

What is TruFin Plc’s dividend yield?

TruFin Plc does not currently have a dividend yield.

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