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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| ACIW | +0.38% | +69.16% | +11.09% | +1,585% |
| S&P | +18.33% | +108.18% | +15.79% | +1,312% |
ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: ACI on Premise and ACI on Demand. The ACI on Premise segment serves customers who manage their software on site. The ACI on Demand segment covers the needs of banks, financial intermediaries, merchants, and corporates who use payments to facilitate their core business. The company was founded in 1975 and is headquartered in Coral Gables, FL.
While many investors chase new, highflying entrants to the financial services sector, this 46-year-old SaaS payments company might represent excellent value.
| Q2 2025 | YOY Change | |
|---|---|---|
| Revenue | $401.26M | 7.4% |
| Gross Profit | $142.36M | -0.2% |
| Gross Margin | 35.48% | -2.7% |
| Market Cap | $4.82B | 15.4% |
| Market Cap / Employee | $1.55M | 0.0% |
| Employees | 3.1K | -3.4% |
| Net Income | $12.20M | -60.5% |
| EBITDA | $61.37M | -27.0% |
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| Q2 2025 | YOY Change | |
|---|---|---|
| Net Cash | $189.70M | 20.8% |
| Accounts Receivable | $398.16M | 7.9% |
| Inventory | 0 | 0.0% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $880.66M | -11.8% |
| Short Term Debt | $65.62M | 24.5% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Return On Assets | 7.72% | 2.0% |
| Return On Invested Capital | 5.77% | 1.2% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $47.51M | -1.3% |
| Operating Free Cash Flow | $49.66M | -0.4% |
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | YoY Change |
|---|---|---|---|---|---|
| Price to Earnings | 24.13 | 27.13 | 21.56 | 19.44 | -17.05% |
| Price to Book | 4.01 | 4.09 | 4.04 | 3.26 | -2.59% |
| Price to Sales | 3.34 | 3.46 | 3.49 | 2.84 | 3.22% |
| Price to Tangible Book Value | -33.57 | -34.23 | -96.02 | 398.77 | -2641.62% |
| Price to Free Cash Flow TTM | 17.49 | 16.07 | 19.52 | 16.15 | 5.61% |
| Enterprise Value to EBITDA | 39.59 | 42.13 | 76.56 | 90.96 | 50.11% |
| Free Cash Flow Yield | 5.7% | 6.2% | 5.1% | 6.2% | -5.31% |
| Return on Equity | 17.9% | 14.8% | 19.7% | 19.1% | 25.21% |
| Total Debt | $1.03B | $970.90M | $887.90M | $946.29M | -9.97% |
ACIW earnings call for the period ending September 30, 2021.
ACIW earnings call for the period ending June 30, 2021.
ACIW earnings call for the period ending March 31, 2021.
ACIW earnings call for the period ending December 31, 2020.
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