Better Home & Finance(NASDAQ) BETR

Market Cap$313.99M

Since IPO (2021)-97%

5 Year-97%

1 Year+14%

1 Month-40%

$15.23

-8.47%

-1.41Today

Better Home & Finance last closing stock price
Metric	Price	Date
Last close	USD 16.64	2026-08-06

Better Home & Finance stock price return by period
Period	Price return	Price at period start	Period start date
1 week	-21.8%	USD 21.28	2026-07-30
1 month	-40.29%	USD 27.87	2026-07-07
3 month	-44.66%	USD 30.07	2026-05-08
Year to date	-48.93%	USD 32.58	2025-12-31
1 year	+14.29%	USD 14.56	2025-08-06
3 year	-99.24%	USD 2,193.50	2023-08-07
5 year	-96.65%	USD 496.60	2021-08-06
Since inception	-96.78%	USD 517.50	2021-04-30

Better Home & Finance Financials at a Glance

Market Cap

$313.99M

Revenue (TTM)

$202.06M

Net Income (TTM)

-$185.62M

EPS (TTM)

-$11.76

P/E Ratio

-1.41

Dividend

$0.00

Beta (Volatility)

1.85 (High)

Dividend

$0.00

Beta (Volatility)

1.85 (High)

Price

$15.23

Volume

844,834.958

Open

$15.90

Price

$15.23

Volume

844,834.958

Open

$15.90

Previous Close

$16.64

Daily Range

$14.66 - $17.10

52-Week Range

$12.74 - $94.06

Estimated Earnings Date

Aug 10, 2026

Dividend

$0.00

Beta (Volatility)

1.85 (High)

Price

$15.23

Volume

844,834.958

Open

$15.90

Previous Close

$16.64

Daily Range

$14.66 - $17.10

52-Week Range

$12.74 - $94.06

Estimated Earnings Date

Aug 10, 2026

BETR News

Why Better Home & Finance Holding Stock Trounced the Market on Tuesday

Eric VolkmanApr 7, 2026

Two people in suits reviewing a document while buildings loom in the background

Why Better Home & Finance Holding Stock Zoomed Almost 23% Higher This Week

Eric VolkmanApr 3, 2026

This Artificial Intelligence (AI) Stock Has Doubled in a Week. Could It Be the Next Opendoor?

Jeremy BowmanSep 26, 2025

Better (BETR) Q2 Revenue Jumps 38%

Motley Fool Markets TeamAug 7, 2025

BETR: Motley Fool Moneyball Superscore

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About Better Home & Finance

Better helps people buy and finance homes online. It uses technology to replace slow, manual paperwork. The company supports borrowers during the entire homeownership cycle.

Software, Loans, and Protection

Home Finance: Residential mortgages including loans backed by government agencies and private jumbo loans for large amounts; licensed in all 50 states.
Tinman AI Platform: Proprietary software used to automate mortgage underwriting and processing for business partners; includes an artificial intelligence assistant named Betsy.
Better Plus: Homeownership services like real estate agent referrals and title insurance; provided through external third-party partners.
International Lending: Residential mortgage and financial products offered in the United Kingdom through Birmingham Bank.

A Shift Toward Technology

Completed a merger with Aurora Acquisition Corp. in August 2023 to become a public company.
Changed the official name to Better Home & Finance in August 2023 to reflect broader services.
Consolidated the retail sales team into a single platform distribution channel during the fiscal year.
Started the process of exiting non-core international business operations in 2025.

What Makes Better Different?

Better uses its Tinman system to turn complex mortgage tasks into automated workflows. This digital-first approach tracks thousands of data points per customer to reduce errors and labor costs.

Tracking the 2025 Performance

Funded loan volume hit $4.7 billion in 2025, up 32% from the prior year.
Total revenue reached $164.9 million in 2025, up 52% from 2024.
Gross profit for Q4 2025 was $42.6 million, up 314.2% from Q4 2024.
Net loss narrowed to $165.9 million in 2025, an improvement of 20% year-over-year.
Free cash flow for Q4 2025 was negative $39.4 million, which narrowed by 28.1% from Q4 2024.

Moving Toward Modern Lending

Better has evolved from a mortgage startup into a technology-focused homeownership platform. It aims to modernize the residential real estate market by automating the loan manufacturing process.

AI Generated • May 3, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

1,329

CEO

Vishal Garg

Website

www.better.com

Headquarters

New York City, NY 10007, US

BETR Financials

Key Financial Metrics (TTM)

Gross Margin

62.22%

Operating Margin

-61.39%

Net Income Margin

-91.86%

Return on Equity

-428.29%

Return on Capital

-18.85%

Return on Assets

-11.83%

Earnings Yield

-70.92%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$313.99M

Shares Outstanding

18.87M

Volume

844.83K

Avg. Volume

457.37K

Financials (TTM)

Gross Profit

$125.73M

Operating Income

-$124.06M

EBITDA

-$110.34M

Operating Cash Flow

-$172.65M

Capital Expenditure

-$3.94M

Free Cash Flow

-$176.58M

Cash & ST Invst.

$73.68M

Total Debt

$710.77M

Better Home & Finance Performance Analysis

Better Home & Finance annual revenue and year-over-year revenue growth by fiscal year
Fiscal year	Period end	Revenue	YoY growth
2022	2022-12-31	USD 0	N/A
2023	2023-12-31	USD -133,829,000	N/A
2024	2024-12-31	USD 129,531,000	N/A
2025	2025-12-31	USD 204,619,000	58.0%

Better Home & Finance sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q2	2025-06-30	47.5%
Q3	2025-09-30	-13.8%
Q4	2025-12-31	20.4%
Q1	2026-03-31	-0.1%

Better Home & Finance annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal year	Period end	Diluted EPS	YoY growth
2022	2022-12-31	USD 12.57	N/A
2023	2023-12-31	USD -58.09	N/A
2024	2024-12-31	USD -13.65	-76.5%
2025	2025-12-31	USD -10.80	-20.9%

Better Home & Finance sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q2	2025-06-30	28.2%
Q3	2025-09-30	-7.1%
Q4	2025-12-31	0.8%
Q1	2026-03-31	-68.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$53.23M

+53.0%

Gross Profit

$39.50M

+289.2%

Gross Margin

74.21%

N/A

Market Cap

$313.99M

N/A

Market Cap/Employee

$236.26K

N/A

Employees

1,329

N/A

Net Income

-$70.31M

-39.1%

EBITDA

-$42.19M

+8.8%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Total Cash

$73.68M

-67.7%

Total Debt

$710.77M

-7.1%

Accounts Receivable

$22.78M

-46.5%

Inventory

$0.00

N/A

Long Term Debt

$203.19M

-61.6%

Short Term Debt

$507.58M

+115.1%

Return on Assets

-11.83%

N/A

Return on Invested Capital

-11.74%

N/A

Free Cash Flow

-$77.12M

-29.1%

Operating Cash Flow

-$76.74M

-34.2%

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Questions About BETR

What is the current price of Better Home & Finance?

Better Home & Finance is trading at $15.10 per share.

What is the 52-week range for Better Home & Finance?

Over the past 52 weeks, Better Home & Finance has traded between $12.74 and $94.06.

How much debt does Better Home & Finance have?

As of the most recent reporting period, Better Home & Finance reported total debt of $710.77M.

How much cash does Better Home & Finance have on hand?

Better Home & Finance reported $73.68M in cash and cash equivalents in its most recent financial results.

What is Better Home & Finance’s dividend yield?

Better Home & Finance does not currently have a dividend yield.

Better Home & Finance(NASDAQ) BETR

Better Home & Finance Financials at a Glance

BETR News

Why Better Home & Finance Holding Stock Trounced the Market on Tuesday

Why Better Home & Finance Holding Stock Zoomed Almost 23% Higher This Week

This Artificial Intelligence (AI) Stock Has Doubled in a Week. Could It Be the Next Opendoor?

Better (BETR) Q2 Revenue Jumps 38%

BETR: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Better Home & Finance

Software, Loans, and Protection

A Shift Toward Technology

What Makes Better Different?

Tracking the 2025 Performance

Moving Toward Modern Lending

BETR Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Better Home & Finance Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About BETR

What is the current price of Better Home & Finance?

What is the 52-week range for Better Home & Finance?

How much debt does Better Home & Finance have?

How much cash does Better Home & Finance have on hand?

What is Better Home & Finance’s dividend yield?

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