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loanDepot(NYSE) LDI

Market Cap$226.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-96%
5 Year-88%
1 Year-54%
1 Month-6%
Premium Feature
Moneyball Superscore
45/100
$0.97
+10.16%
+0.09Today
Pre market$0.97-$0.00 (-0.18%)
loanDepot last closing stock price
MetricPriceDate
Last closeUSD 0.972026-08-27
loanDepot stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+11.86%USD 0.872026-08-20
1 month-5.51%USD 1.032026-07-28
3 month-26.27%USD 1.322026-05-29
Year to date-52.99%USD 2.072025-12-31
1 year-53.66%USD 2.102025-08-27
3 year-48.51%USD 1.892023-08-28
5 year-87.75%USD 7.952021-08-27
Since inception-95.64%USD 20.222021-02-11

loanDepot Financials at a Glance

Market Cap

$226.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.46B

Net Income (TTM)

-$69.38M

EPS (TTM)

-$0.31

P/E Ratio

-3.17

Dividend

$0.00

Beta (Volatility)

1.29 (Average)

Price

$0.97

Volume

3,553

Open

$0.93

Previous Close

$0.97

Daily Range

$0.88 - $1.06

52-Week Range

$0.83 - $5.05

Estimated Earnings Date

Nov 5, 2026

LDI News

Foolcom-Featured.png

loanDepot (LDI) Q2 Revenue Slips 7.6%

Motley Fool Markets TeamAug 7, 2025
A person at desk looking at data.

Why loanDepot Stock Was Up 8.4% This Week

Dave KovaleskiJun 9, 2023
Mortgage document

Here's Why loanDepot Is Reducing Its Mortgage Banking Footprint

Brent Nyitray, CFAAug 15, 2022
GettyImages-1366367255

Rising Interest Rates Rock loanDepot

Eric VolkmanMay 11, 2022
Generic Downward stock3

Why Shares of loanDepot Are Falling Today

Bram BerkowitzFeb 1, 2022
couple with real estate getty 1

4 Real Estate Trends Smart Investors Are Watching for 2022

Courtney CarlsenDec 18, 2021
GettyImages-638898532

Why Investors Should Be Cautious About loanDepot Despite Record Earnings

Courtney CarlsenMay 19, 2021
Generic mortgage

Is loanDepot a Buy?

Brent Nyitray, CFAMar 9, 2021
Page 1

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About loanDepot

loanDepot, Inc. helps people get money to buy houses. The company also manages monthly mortgage payments for homeowners. It uses digital tools to make home loans faster.

More Than Just Home Loans

  • Mortgage Origination: Lending money to buy or refinance residential homes; generated $176.7 million in gain on sale revenue in the quarter ended June 30, 2026.
  • Loan Servicing: Managing monthly payments and accounts for existing mortgage customers; produced $112.0 million in servicing fee income in the quarter ended June 30, 2026.
  • Home Equity: Lending money based on the value of a house through the 5x5 HomeLoan product; volumes increased 237% in the quarter ended June 30, 2026.
  • Ancillary Services: Providing extra tools like title insurance, escrow settlement, and real estate referral programs to homeowners.

Modernizing the Mortgage Experience

  • Partnered with Figure Technology Solutions in April 2026 to speed up digital loan processing.
  • Integrated an automated underwriting engine into the proprietary mello technology platform to offer faster loan approvals.
  • Launched the 5x5 HomeLoan product, which provides funding in as few as five days.
  • Agreed to sell $9.7 billion of the servicing portfolio in July 2026 to manage capital.

The Technology Advantage

loanDepot uses its proprietary mello technology to handle credit and underwriting tasks automatically. This digital platform helps the company lower its production costs while finishing loans more quickly for customers.

A Look at the Numbers

  • Total net revenue rose 19.4% to $337.3 million for the three months ended June 30, 2026.
  • Net loss narrowed 73.8% to $6.6 million for the three months ended June 30, 2026.
  • The servicing portfolio reached $123.4 billion in unpaid principal balance as of June 30, 2026.
  • Total loan originations reached $8.0 billion for the three months ended June 30, 2026.
  • Personnel expenses increased 17.3% to $180.7 million in the three months ended June 30, 2026, due to higher commissions and headcount.

Bottom Line

loanDepot has evolved from a traditional mortgage lender into a technology-focused financial platform. Its focus on digital transformation and automated underwriting supports its efforts to maintain market relevance in the residential mortgage industry.

AI Generated • Aug 7, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

4,695

CEO

Anthony Hsieh

Website

investors.loandepot.com/overview/default.aspx

Headquarters

Irvine, CA 92618, US

LDI Financials

Key Financial Metrics (TTM)

Gross Margin

90.48%

Operating Margin

9.54%

Net Income Margin

-4.75%

Return on Equity

-30.86%

Return on Capital

3.85%

Return on Assets

-1.04%

Earnings Yield

-31.55%

Dividend Yield

0.00%

Payout Ratio

-1.00%

Stock Overview

Market Cap

$226.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

232.23M

Volume

3.55K

Avg. Volume

2.27M

Financials (TTM)

Gross Profit

$1.32B

Operating Income

$139.47M

EBITDA

$168.90M

Operating Cash Flow

-$244.90M

Capital Expenditure

-$31.35M

Free Cash Flow

-$276.25M

Cash & ST Invst.

$229.13M

Total Debt

$4.61B

loanDepot Performance Analysis

loanDepot annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,778,031,000-64.5%
20232023-12-31USD 971,624,000-45.4%
20242024-12-31USD 1,047,720,0007.8%
20252025-12-31USD 1,168,628,00011.5%
loanDepot sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3011.7%
Q42025-12-3120.2%
Q12026-03-31-5.4%
Q22026-06-30-16.3%
loanDepot annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -1.75N/A
20232023-12-31USD -0.63-64.0%
20242024-12-31USD -0.53-15.9%
20252025-12-31USD -0.30-43.9%
loanDepot sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3064.1%
Q42025-12-31-332.9%
Q12026-03-31-60.0%
Q22026-06-3087.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$324.14M

+6.3%

Gross Profit

$360.73M

+65.4%

Gross Margin

1.11%

N/A

Market Cap

$226.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$48.86K

N/A

Employees

4,626

N/A

Net Income

-$4.53M

+66.1%

EBITDA

$81.18M

+449.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$229.13M

-43.9%

Total Debt

$4.61B

-14.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$2.24B

+11.1%

Short Term Debt

$2.36B

-29.9%

Return on Assets

-1.04%

N/A

Return on Invested Capital

3.22%

N/A

Free Cash Flow

$510.27M

+775.9%

Operating Cash Flow

$519.70M

+705.9%

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Questions About LDI

What is the current price of loanDepot?

loanDepot is trading at $0.97 per share.

What is the 52-week range for loanDepot?

Over the past 52 weeks, loanDepot has traded between $0.83 and $5.05.

How much debt does loanDepot have?

As of the most recent reporting period, loanDepot reported total debt of $4.61B.

How much cash does loanDepot have on hand?

loanDepot reported $299.85M in cash and cash equivalents in its most recent financial results.

What is loanDepot’s dividend yield?

loanDepot does not currently have a dividend yield.

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