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Bank First(NASDAQ) BFC

Market Cap$1.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+1,385%
5 Year+147%
1 Year+27%
1 Month+4%
Premium Feature
Moneyball Superscore
65/100
$152.75
+0.29%
+0.44Today
After hours$152.40-$0.35 (-0.23%)
Bank First last closing stock price
MetricPriceDate
Last closeUSD 152.762026-08-21
Bank First stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.32%USD 158.002026-08-14
1 month+4.36%USD 146.372026-07-22
3 month+8.08%USD 141.332026-05-22
Year to date+26.35%USD 120.902025-12-31
1 year+26.6%USD 120.662025-08-21
3 year+111.65%USD 72.172023-08-22
5 year+146.5%USD 61.972021-08-20
Since inception+1,385.29%USD 10.282003-06-26

Bank First Financials at a Glance

Market Cap

$1.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$291.54M

Net Income (TTM)

$81.06M

EPS (TTM)

$7.68

P/E Ratio

19.90

Dividend

$1.95

Beta (Volatility)

0.59 (Low)

Price

$152.75

Volume

79,279.231

Open

$153.45

Previous Close

$152.76

Daily Range

$151.41 - $155.20

52-Week Range

$119.08 - $159.10

Estimated Earnings Date

Oct 20, 2026

BFC News

No articles available.

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About Bank First

Bank First Corporation helps people and businesses manage money. It provides loans for homes and business growth. The bank offers accounts to save and spend safely.

Banking Tools and Services

  • Commercial and Industrial: Loans designed for business operations, including working capital, accounts receivable, and equipment financing.
  • Commercial Real Estate: Financing for properties such as retail buildings, office spaces, and multi-family residential housing units.
  • Residential Real Estate: Home mortgage products including fixed-rate and adjustable-rate loans for individuals and families.
  • Deposit Accounts: Solutions for checking, savings, money market, and retirement needs for both personal and business customers.
  • Wealth Management: Trust and investment services added through recent acquisition to serve high-net-worth clients and businesses.

Strategic Growth Steps

  • Completed the acquisition of Centre 1 Bancorp on Jan. 1, 2026, which added 11 new banking locations.
  • Rebranded newly acquired branches in Wisconsin and Illinois during the second quarter of 2026.
  • Entered into a merger agreement with PSB Holdings on May 19, 2026, to expand the banking footprint.
  • Launched a Trust and Wealth Management business line during the first half of 2026.

Local Roots and Reach

Bank First maintains 38 banking locations across 18 Wisconsin counties and one Illinois county. The company uses a relationship-based model that relies on local deposits as its primary funding source.

Key Performance Figures

  • Net income rose $7.8 million year over year to $24.7 million for the three months ended June 30, 2026.
  • Net interest income reached $108.2 million for the six months ended June 30, 2026, up $35.0 million year over year.
  • Total assets increased 32.0% to $5.95 billion as of June 30, 2026, compared to Dec. 31, 2025.
  • Loan portfolio increased 25.4% to $4.52 billion at June 30, 2026, from Dec. 31, 2025.

Evolution of the Bank

Bank First has evolved from a small-scale community bank into a larger regional institution through disciplined acquisitions and expanded services. It maintains its focus on relationship banking while building operational scale in the Wisconsin and Illinois markets.

AI Generated • Aug 8, 2026

Industry

Banks

Employees

380

CEO

Michael B. Molepske, MBA

Headquarters

Manitowoc, WI 54220, US

BFC Financials

Key Financial Metrics (TTM)

Gross Margin

74.14%

Operating Margin

34.54%

Net Income Margin

27.80%

Return on Equity

11.14%

Return on Capital

11.49%

Return on Assets

1.36%

Earnings Yield

5.03%

Dividend Yield

1.28%

Payout Ratio

25.37%

Stock Overview

Market Cap

$1.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

11.09M

Volume

79.28K

Avg. Volume

94.57K

Financials (TTM)

Gross Profit

$216.14M

Operating Income

$100.71M

EBITDA

$107.67M

Operating Cash Flow

$57.25M

Capital Expenditure

-$14.67M

Free Cash Flow

$42.58M

Cash & ST Invst.

$875.16M

Total Debt

$104.85M

Bank First Performance Analysis

Bank First annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 127,903,0009.5%
20232023-12-31USD 186,078,00045.5%
20242024-12-31USD 223,542,00020.1%
20252025-12-31USD 240,179,0007.4%
Bank First sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.7%
Q42025-12-312.2%
Q12026-03-3137.3%
Q22026-06-301.7%
Bank First annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.56-5.7%
20232023-12-31USD 7.2630.6%
20242024-12-31USD 6.49-10.7%
20252025-12-31USD 7.2311.4%
Bank First sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.0%
Q42025-12-312.2%
Q12026-03-31-4.8%
Q22026-06-3024.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$85.75M

+46.6%

Gross Profit

$65.06M

+60.9%

Gross Margin

75.88%

N/A

Market Cap

$1.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$4.46M

N/A

Employees

380

N/A

Net Income

$24.69M

+46.3%

EBITDA

$30.64M

+36.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$875.16M

+297.7%

Total Debt

$104.85M

-14.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$24.85M

-79.6%

Short Term Debt

$80.00M

N/A

Return on Assets

1.36%

N/A

Return on Invested Capital

11.45%

N/A

Free Cash Flow

$20.68M

+151.1%

Operating Cash Flow

$24.44M

+106.2%

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Questions About BFC

What is the current price of Bank First?

Bank First is trading at $152.76 per share.

What is the 52-week range for Bank First?

Over the past 52 weeks, Bank First has traded between $119.08 and $159.10.

How much debt does Bank First have?

As of the most recent reporting period, Bank First reported total debt of $104.85M.

How much cash does Bank First have on hand?

Bank First does not have cash on hand data available.

What is Bank First’s dividend yield?

Bank First currently has a dividend yield of 1.28%.

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