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Bank First(NASDAQ) BFC

Market Cap$1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+1,385%
5 Year+143%
1 Year+30%
1 Month-0%
$155.46
+1.78%
+2.72Today
After hours$155.61+$0.15 (+0.10%)
Bank First last closing stock price
MetricPriceDate
Last closeUSD 152.742026-07-31
Bank First stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.3%USD 150.782026-07-24
1 month-0.16%USD 152.992026-07-01
3 month+7.4%USD 142.222026-05-01
Year to date+26.33%USD 120.902025-12-31
1 year+30.44%USD 117.092025-07-31
3 year+86.28%USD 82.002023-08-01
5 year+142.95%USD 62.872021-07-30
Since inception+1,385.14%USD 10.282003-06-26

Bank First Financials at a Glance

Market Cap

$1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$291.54M

Net Income (TTM)

$81.06M

EPS (TTM)

$7.68

P/E Ratio

19.89

Dividend

$1.95

Beta (Volatility)

0.59 (Low)

Price

$155.46

Volume

80,828.832

Open

$154.76

Previous Close

$152.74

Daily Range

$154.49 - $156.99

52-Week Range

$115.29 - $156.99

Estimated Earnings Date

Oct 20, 2026

BFC News

No articles available.

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About Bank First

Bank First helps families and businesses manage their money in Wisconsin and Illinois. It provides loans for homes and business growth. The bank also offers safe places for people to store their savings.

The Banking Toolbox

  • Commercial Loans: Funding for small and medium-sized businesses to buy equipment or inventory; includes real estate and industrial credit.
  • Residential Mortgages: Home loans and equity lines for individuals, often featuring repayment terms of up to 30 years.
  • Deposit Accounts: Checking, savings, and retirement accounts designed for daily cash needs and long-term security.
  • Construction Financing: Specialized loans for builders and developers to create new residential or commercial projects.
  • Insurance Services: Property and casualty coverage provided through a 40% ownership in Ansay & Associates.

Building a Bigger Footprint

  • Acquired Centre 1 Bancorp, Inc. on January 1, 2026, to increase market presence in Illinois and Wisconsin.
  • Invested in Generations Title, LLC in 2020 to provide title services to banking clients.
  • Changed its name from Bank First National Corporation to Bank First Corporation in June 2019.
  • Expanded the branch network to 38 offices across 18 Wisconsin counties and one Illinois county by late 2025.

The Community Focus

The company maintains a relationship-based model where branch managers make local decisions for their communities. It manages $4.51 billion in assets using a small team of 380 full-time equivalent employees.

Performance by the Numbers

  • Total assets reached $4.51 billion as of December 31, 2025.
  • Revenue reached $84.3 million in Q1 2026, up 39.4% from $60.5 million in Q1 2025.
  • Net income rose 9.6% to $20.0 million during Q1 2026 compared to $18.2 million in Q1 2025.
  • The bank's loan portfolio totaled $3.60 billion at the end of 2025, with real estate loans making up 74.1%.
  • Operating income hit $24.7 million in Q1 2026, up 11.6% from $22.1 million in Q1 2025.

Bottom Line

Bank First has evolved from a local 19th-century bank into a regional financial institution through targeted acquisitions. It balances traditional community banking with modern digital services and strategic insurance partnerships.

AI Generated • Apr 29, 2026

Industry

Banks

Sector

Financials

Employees

554

CEO

Michael B. Molepske, MBA

Website

www.bankfirst.com

Headquarters

Manitowoc, WI 54220, US

BFC Financials

Key Financial Metrics (TTM)

Gross Margin

74.14%

Operating Margin

34.54%

Net Income Margin

27.80%

Return on Equity

11.14%

Return on Capital

11.49%

Return on Assets

1.36%

Earnings Yield

5.03%

Dividend Yield

1.28%

Payout Ratio

66.15%

Stock Overview

Market Cap

$1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

11.22M

Volume

80.83K

Avg. Volume

101.00K

Financials (TTM)

Gross Profit

$216.14M

Operating Income

$100.71M

EBITDA

$107.67M

Operating Cash Flow

$44.67M

Capital Expenditure

-$14.53M

Free Cash Flow

$30.13M

Cash & ST Invst.

$266.52M

Total Debt

$104.85M

Bank First Performance Analysis

Bank First annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 127,903,0009.5%
20232023-12-31USD 186,078,00045.5%
20242024-12-31USD 223,542,00020.1%
20252025-12-31USD 240,179,0007.4%
Bank First sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.7%
Q42025-12-312.2%
Q12026-03-3137.3%
Q22026-06-301.7%
Bank First annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.56-5.7%
20232023-12-31USD 7.2630.6%
20242024-12-31USD 6.49-10.7%
20252025-12-31USD 7.2311.4%
Bank First sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.0%
Q42025-12-312.2%
Q12026-03-31-4.8%
Q22026-06-3024.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$85.75M

+46.6%

Gross Profit

$65.06M

+60.9%

Gross Margin

75.88%

N/A

Market Cap

$1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$4.51M

N/A

Employees

380

N/A

Net Income

$24.69M

+46.3%

EBITDA

$30.64M

+36.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$266.52M

+21.1%

Total Debt

$104.85M

-14.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$104.85M

-14.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.36%

N/A

Return on Invested Capital

1.69%

N/A

Free Cash Flow

-$16.89M

-521.0%

Operating Cash Flow

-$11.65M

-289.0%

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Questions About BFC

What is the current price of Bank First?

Bank First is trading at $155.29 per share.

What is the 52-week range for Bank First?

Over the past 52 weeks, Bank First has traded between $115.29 and $156.99.

How much debt does Bank First have?

As of the most recent reporting period, Bank First reported total debt of $104.85M.

How much cash does Bank First have on hand?

Bank First does not have cash on hand data available.

What is Bank First’s dividend yield?

Bank First currently has a dividend yield of 1.28%.

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