Byline Bancorp(NYSE) BY

Byline Bancorp helps small businesses and families manage their money. It provides loans to help local companies grow and expand. The bank also offers safe places for people to save.

What Does the Bank Do?

• Government Guaranteed Loans: Originates Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) loans for small firms.
• Commercial Lending: Provides term loans, revolving credit, and construction financing to medium sized businesses.
• Equipment Leasing: Offers financing solutions for equipment vendors and users through a specialized leasing subsidiary.
• Retail Banking: Supplies checking accounts, savings plans, and debit cards to individuals at local branches.
• Wealth Management: Delivers investment advisory, trust, and financial planning services to high net worth clients.

Recent Growth and Key Moves

• Completed the acquisition of First Security Bancorp, Inc. on April 1, 2025.
• Grew the originated loan and lease portfolio to $7.1 billion as of June 30, 2026.
• Operated as the most active SBA 7(a) lender in Illinois for the quarter ended June 30, 2026.

What Makes Byline Unique

Byline specializes in government-guaranteed lending, positioning it as a primary resource for small businesses requiring specialized funding. The company focuses on the Chicago area while diversifying through nationwide equipment leasing and government-guaranteed platforms. It also maintains capital levels that exceed regulatory requirements, designating it as a well-capitalized institution.

Checking the Latest Results

• Net interest income reached $100.8 million for the three months ended June 30, 2026, up 5.1% year over year.
• Total assets grew to $9.9 billion as of June 30, 2026, an increase of 2.9% from December 31, 2025.
• Net income was $40.2 million for the three months ended June 30, 2026, up $10.1 million from 2025.
• Wealth management assets under management grew 16% to $1.0 billion as of June 30, 2026.

Evolution of a Regional Lender

Byline has transformed from a local lender into a major regional bank with specialized national lending capabilities. Its focus on small business partnerships and disciplined acquisitions supports its ongoing expansion in the Midwest.