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Westamerica Bancorporation

(NASDAQ) WABC

Current Price$61.37
Market Cap$1.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1985)+5,685%
5 Year+28%
1 Year+25%
1 Month+6%
Westamerica Bancorporation last closing stock price
MetricPriceDate
Last closeUSD 61.362026-07-17
Westamerica Bancorporation stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+5.16%USD 58.352026-07-10
1 month+6.23%USD 57.762026-06-17
3 month+14.48%USD 53.602026-04-17
Year to date+30.6%USD 46.982025-12-31
1 year+25.48%USD 48.902025-07-17
3 year+54.42%USD 39.742023-07-18
5 year+28.21%USD 47.862021-07-16
Since inception+5,684.62%USD 1.061985-03-19

Westamerica Bancorporation Financials at a Glance

Market Cap

$1.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$265.72M

Net Income (TTM)

$110.81M

EPS (TTM)

$4.53

P/E Ratio

13.53

Dividend

$1.86

Beta (Volatility)

0.61 (Low)

Price

$61.37

Volume

11,867

Open

$62.63

Previous Close

$61.37

Daily Range

$60.56 - $63.17

52-Week Range

$44.93 - $63.61

Estimated Earnings Date

Oct 15, 2026

WABC News

GettyImages-1089881960

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About Westamerica Bancorporation

Westamerica Bancorporation offers banking services to individuals and businesses. It provides savings accounts and loans, meeting essential financial needs. The company serves Northern and Central California through 78 branches.

Products and Services

Deposit Products: Savings accounts, checking accounts, and certificates of deposit.

Commercial Loans: Financing for business operations and growth.

Real Estate Loans: Loans for commercial and residential properties.

Construction Loans: Funding for real estate development projects.

Consumer Loans: Personal loans for individual needs.

Automobile Loans: Indirect loans for vehicle purchases.

Growth and Expansion

Acquired ValliCorp Holdings, Inc. in 1997 to expand market presence.

Purchased operations of two failed banks in 2009 and 2010.

Focuses on small business banking needs through strategic branch network.

What Makes Westamerica Special

Westamerica's strategic focus on small businesses sets it apart. Its comprehensive service offerings cater to diverse customer needs. The company owns Community Banker Services Corporation, enhancing operational efficiency.

Five Things You Need to Know

Assets of $6.1 billion as of December 31, 2024.

Deposits total approximately $5.0 billion by end of 2024.

Shareholders' equity stands at $890 million as of December 2024.

Operates 78 branches across 21 counties in California.

Bottom Line

Westamerica Bancorporation has evolved through strategic acquisitions and a focus on small businesses. Its strong capital position supports continued growth and stability.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

627

CEO

David L. Payne

Website

www.westamerica.com

Headquarters

San Rafael, CA 94901, US

WABC Financials

Key Financial Metrics (TTM)

Gross Margin

95.03%

Operating Margin

56.59%

Net Income Margin

42.07%

Return on Equity

12.26%

Return on Capital

14.34%

Return on Assets

1.92%

Earnings Yield

7.39%

Dividend Yield

3.03%

Payout Ratio

41.29%

Stock Overview

Market Cap

$1.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

23.49M

Volume

11.87K

Avg. Volume

203.85K

Financials (TTM)

Gross Profit

$252.29M

Operating Income

$148.99M

EBITDA

$152.94M

Operating Cash Flow

$119.24M

Capital Expenditure

-$3.57M

Free Cash Flow

$115.67M

Cash & ST Invst.

$301.93M

Total Debt

$131.81M

Westamerica Bancorporation Performance Analysis

Westamerica Bancorporation annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 265,947,00022.7%
20232023-12-31USD 327,535,00023.2%
20242024-12-31USD 311,169,000-5.0%
20252025-12-31USD 271,770,000-12.7%
Westamerica Bancorporation sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-0.5%
Q42025-12-31-1.0%
Q12026-03-31-2.1%
Q22026-06-301.1%
Westamerica Bancorporation annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.5440.9%
20232023-12-31USD 6.0633.6%
20242024-12-31USD 5.20-14.2%
20252025-12-31USD 4.52-12.9%
Westamerica Bancorporation sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30N/A
Q42025-12-31N/A
Q12026-03-310.9%
Q22026-06-303.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$66.09M

-2.5%

Gross Profit

$62.77M

-2.8%

Gross Margin

94.98%

N/A

Market Cap

$1.44BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.30M

N/A

Employees

627

N/A

Net Income

$27.39M

-5.8%

EBITDA

$36.73M

-11.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$301.93M

-83.7%

Total Debt

$131.81M

+8.4%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$131.81M

+30.2%

Return on Assets

1.92%

N/A

Return on Invested Capital

2.65%

N/A

Free Cash Flow

$38.72M

-8.2%

Operating Cash Flow

$39.74M

-6.3%

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Questions About WABC

What is the current price of Westamerica Bancorporation?

Westamerica Bancorporation is trading at $61.37 per share.

What is the 52-week range for Westamerica Bancorporation?

Over the past 52 weeks, Westamerica Bancorporation has traded between $44.93 and $63.61.

How much debt does Westamerica Bancorporation have?

As of the most recent reporting period, Westamerica Bancorporation reported total debt of $131.81M.

How much cash does Westamerica Bancorporation have on hand?

Westamerica Bancorporation does not have cash on hand data available.

What is Westamerica Bancorporation’s dividend yield?

Westamerica Bancorporation currently has a dividend yield of 3.03%.

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