Accessibility Menu
Cass Information Systems logo

Cass Information Systems(NASDAQ) CASS

Market Cap$735.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+5,292%
5 Year+49%
1 Year+36%
1 Month+6%
Premium Feature
Moneyball Superscore
62/100
$56.75
-1.17%
-0.67Today
Cass Information Systems last closing stock price
MetricPriceDate
Last closeUSD 57.422026-08-24
Cass Information Systems stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.28%USD 57.262026-08-17
1 month+5.84%USD 54.252026-07-24
3 month+24.2%USD 46.232026-05-26
Year to date+40.24%USD 40.942025-12-31
1 year+35.97%USD 42.232025-08-22
3 year+62.85%USD 35.262023-08-25
5 year+48.97%USD 38.542021-08-25
Since inception+5,292.43%USD 1.061992-04-30

Cass Information Systems Financials at a Glance

Market Cap

$735.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$203.09M

Net Income (TTM)

$36.71M

EPS (TTM)

$2.77

P/E Ratio

20.71

Dividend

$1.27

Beta (Volatility)

0.67 (Low)

Price

$56.75

Volume

44,223.001

Open

$57.39

Previous Close

$57.42

Daily Range

$55.88 - $57.67

52-Week Range

$36.07 - $59.63

Estimated Earnings Date

Oct 22, 2026

CASS News

Foolcom-Featured.png

Cass Information Systems Grows Earnings

Motley Fool Markets TeamJul 21, 2025

Cass Information Systems Beats on Both Top and Bottom Lines

Seth JaysonJul 19, 2013

The Gory Details on Cass Information Systems's Double Miss

Seth JaysonMar 11, 2013

Here's How Cass Information Systems Is Making So Much for You

Seth JaysonFeb 6, 2013

Here's 1 Reason Cass Information Systems Looks Weak

Seth JaysonNov 25, 2012

Charting Cass Information Systems's Latest Earnings Release

Seth JaysonOct 19, 2012

Cass Information Systems Turns More Into Less

Seth JaysonAug 27, 2012

Did Cass Information Systems Squander Its Latest Sales Increase?

Seth JaysonJun 25, 2012
Page 1

CASS: Motley Fool Moneyball Superscore

62

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Cass Information Systems

Cass Information Systems, Inc. helps big companies pay their bills. It manages freight and utility payments for businesses. It also provides banking services for private firms and churches.

Serving Large Corporate Needs

  • Transportation Services: Freight invoice rating, payment processing, and auditing for manufacturing and retail companies.
  • Facility Services: Payment and management of utility bills including electricity, natural gas, and waste.
  • Banking Services: Standard checking, savings, and lending products through its bank subsidiary for businesses and ministries.
  • Payment Platforms: Business-to-business (B2B) financial technology for clients needing flexible payment tools.

Moving Toward Core Strengths

  • Sold the Telecom Expense Management (TEM) business unit in 2025 to focus on core processing operations.
  • Recorded a $1.8 million bad debt recovery during the second quarter of 2026 following a litigation settlement.
  • Reduced the number of average full-time equivalent (FTE) employees by 9.0% through automation in the second quarter of 2026.

A Different Kind of Bank

Cass combines complex invoice processing for large corporations with the financial capabilities of a regulated bank. This dual structure enables the firm to generate revenue from service fees while earning interest on the funds moving through its system.

Reading the Results

  • Total net revenue was $49.9 million in the second quarter of 2026, up 12.5% year over year.
  • Net income reached $10.6 million in the second quarter of 2026, up 19.6% year over year.
  • Transportation invoice dollar volume rose to $10.1 billion in the second quarter of 2026, up 7.4% year over year.
  • Average payments in advance of funding increased to $210.4 million in the second quarter of 2026, up 19.4% year over year.
  • Total assets were $2.52 billion at June 30, 2026, a decrease of 3.4% from December 31, 2025.

Bottom Line

Cass has evolved from a local commercial corporation into a specialized provider of automated payment and data services for large enterprises. Its ability to integrate banking services with invoice management provides a stable funding source for its national operations.

AI Generated • Aug 6, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

860

CEO

Martin H. Resch, MBA

Website

www.cassinfo.com

Headquarters

Saint Louis, MO 63131, US

CASS Financials

Key Financial Metrics (TTM)

Gross Margin

96.24%

Operating Margin

22.48%

Net Income Margin

18.08%

Return on Equity

15.09%

Return on Capital

15.66%

Return on Assets

1.46%

Earnings Yield

4.83%

Dividend Yield

2.21%

Payout Ratio

44.76%

Stock Overview

Market Cap

$735.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

12.81M

Volume

44.22K

Avg. Volume

84.37K

Financials (TTM)

Gross Profit

$195.46M

Operating Income

$45.66M

EBITDA

$53.43M

Operating Cash Flow

$48.65M

Capital Expenditure

-$6.74M

Free Cash Flow

$41.91M

Cash & ST Invst.

$228.47M

Total Debt

$80.00M

Cass Information Systems Performance Analysis

Cass Information Systems annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 187,308,00020.7%
20232023-12-31USD 213,227,00013.8%
20242024-12-31USD 201,892,000-5.3%
20252025-12-31USD 207,424,0002.7%
Cass Information Systems sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3011.2%
Q42025-12-31-8.4%
Q12026-03-31-0.8%
Q22026-06-302.8%
Cass Information Systems annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.5326.6%
20232023-12-31USD 2.18-13.9%
20242024-12-31USD 1.42-34.8%
20252025-12-31USD 2.3465.2%
Cass Information Systems sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.0%
Q42025-12-31-8.8%
Q12026-03-318.1%
Q22026-06-3020.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$50.47M

+3.9%

Gross Profit

$50.47M

+24.4%

Gross Margin

100.00%

N/A

Market Cap

$735.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$808.05K

N/A

Employees

910

N/A

Net Income

$10.59M

+19.6%

EBITDA

$13.17M

+60.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$228.47M

+1.4%

Total Debt

$80.00M

N/A

Accounts Receivable

$44.69M

-25.9%

Inventory

$0.00

N/A

Long Term Debt

$3.34M

N/A

Short Term Debt

$80.81M

N/A

Return on Assets

1.46%

N/A

Return on Invested Capital

1.87%

N/A

Free Cash Flow

$13.84M

+625.8%

Operating Cash Flow

$16.94M

+1411.9%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
CVLGCovenant Logistics Group, Inc.
$34.45-0.49%
FBYDFalcon's Beyond Global, Inc. Class A Common Stock
$11.14+3.05%
KODKEastman Kodak Company
$9.45-2.38%
EBFEnnis, Inc.
$21.31-1.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
NVDANvidia
$212.06+0.02%
BITOProShares Trust - ProShares Bitcoin ETF
$10.69+0.01%
INTCIntel
$88.20+0.01%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$9.42+0.04%

Questions About CASS

What is the current price of Cass Information Systems?

Cass Information Systems is trading at $56.75 per share.

What is the 52-week range for Cass Information Systems?

Over the past 52 weeks, Cass Information Systems has traded between $36.07 and $59.63.

How much debt does Cass Information Systems have?

As of the most recent reporting period, Cass Information Systems reported total debt of $84.15M.

How much cash does Cass Information Systems have on hand?

Cass Information Systems reported $41.12M in cash and cash equivalents in its most recent financial results.

What is Cass Information Systems’s dividend yield?

Cass Information Systems currently has a dividend yield of 2.21%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services