Green Dot logo

Green Dot(NYSE) GDOT

Market Cap$695.22MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2010)-72%
5 Year-73%
1 Year-3%
1 Month-8%
Premium Feature
Moneyball Superscore
46/100
$12.10
-0.82%
-0.10Today
After hours$12.13+$0.03 (+0.25%)
Green Dot last closing stock price
MetricPriceDate
Last closeUSD 12.112026-10-19
Green Dot stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.81%USD 12.462026-10-12
1 month-8.05%USD 13.172026-09-18
3 month-9.49%USD 13.382026-07-21
Year to date-5.46%USD 12.812025-12-31
1 year-2.73%USD 12.452025-10-17
3 year+1%USD 11.992023-10-20
5 year-72.92%USD 44.722021-10-20
Since inception-72.27%USD 43.992010-07-22

Green Dot Financials at a Glance

Market Cap

$695.22MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.27B

Net Income (TTM)

-$25.95M

EPS (TTM)

-$0.51

P/E Ratio

-23.93

Dividend

$0.00

Beta (Volatility)

1.16 (Average)

Price

$12.10

Volume

233,783.354

Open

$12.25

Previous Close

$12.11

Daily Range

$12.09 - $12.27

52-Week Range

$10.10 - $13.75

Estimated Earnings Date

Nov 9, 2026

GDOT: Motley Fool Moneyball Superscore

46

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Green Dot

Green Dot Corporation NYSE:GDOT helps people manage money. It lets businesses offer financial tools to their customers. The company makes it easy for consumers to move cash.

How Green Dot Moves Money

  • Business to Business: Provides banking-as-a-service platforms and program management; generated $448.4 million of revenue for the three-month period ended June 30, 2026.
  • Consumer Services: Delivers checking accounts and digital banking; accounted for $84.8 million of revenue for the three-month period ended June 30, 2026.
  • Money Movement: Facilitates tax processing and cash transfers; generated $46.9 million of revenue for the three-month period ended June 30, 2026.

Where is Green Dot Growing?

  • Entered into proposed transactions with CommerceOne and Smith Ventures to expand future operations.
  • Expanded taxpayer advance programs during the six-month period ended June 30, 2026.
  • Extended the Walmart MoneyCard agreement and related service contracts in May 2025.
  • Implemented a re-alignment of resources and exited operational activities in China during Sept. 2025.

Why Green Dot Stands Out

Green Dot operates as a financial technology platform and a bank holding company through its subsidiary, Green Dot Bank. This internal banking structure enables the company to manage payments and deposits for both retail and corporate partners.

Measuring Financial Performance

  • Total operating revenues reached $1.25 billion for the six-month period ended June 30, 2026, an 17.8% increase year over year.
  • Gross dollar volume rose 19.1% to $45.9 billion for the three-month period ended June 30, 2026.
  • Unrestricted cash and cash equivalents reached $1.1 billion as of June 30, 2026.
  • Business to Business segment profit grew 15.9% to $32.4 million for the three-month period ended June 30, 2026.

Bottom Line

Green Dot has evolved from a retail prepaid card provider into a diversified financial technology platform and bank holding company. Its strategic transition toward corporate partnerships has redefined its revenue model in a competitive digital landscape.

AI Generated • Aug 11, 2026

Industry

Consumer Finance

Employees

900

CEO

William I. Jacobs

Headquarters

Provo, UT 84604, US

GDOT Financials

Key Financial Metrics (TTM)

Gross Margin

24.46%

Operating Margin

0.70%

Net Income Margin

-1.14%

Return on Equity

-2.82%

Return on Capital

5.78%

Return on Assets

-0.42%

Earnings Yield

-4.18%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$695.22MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

56.99M

Volume

233.78K

Avg. Volume

370.72K

Financials (TTM)

Gross Profit

$555.07M

Operating Income

$15.94M

EBITDA

$125.22M

Operating Cash Flow

$155.54M

Capital Expenditure

-$39.20M

Free Cash Flow

$116.34M

Cash & ST Invst.

$1.14B

Total Debt

$65.51M

Green Dot Performance Analysis

Green Dot annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,449,566,0001.1%
20232023-12-31USD 1,501,328,0003.6%
20242024-12-31USD 1,723,876,00014.8%
20252025-12-31USD 2,080,491,00020.7%
Green Dot sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1.9%
Q42025-12-315.6%
Q12026-03-3125.6%
Q22026-06-30-9.2%
Green Dot annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.1939.4%
20232023-12-31USD 0.13-89.2%
20242024-12-31USD -0.50N/A
20252025-12-31USD -1.79259.7%
Green Dot sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3034.1%
Q42025-12-31-50.0%
Q12026-03-31210.7%
Q22026-06-30-104.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$595.88M

+18.2%

Gross Profit

$118.39M

-18.6%

Gross Margin

19.87%

N/A

Market Cap

$695.22MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$772.47K

N/A

Employees

900

N/A

Net Income

-$2.09M

+95.6%

EBITDA

$28.71M

-13.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$1.14B

-50.6%

Total Debt

$65.51M

-10.7%

Accounts Receivable

$139.39M

+26.1%

Inventory

$0.00

N/A

Long Term Debt

$65.16M

-7.6%

Short Term Debt

$356.00K

-87.6%

Return on Assets

-0.42%

N/A

Return on Invested Capital

1.59%

N/A

Free Cash Flow

$118.66M

+139.8%

Operating Cash Flow

$99.62M

+44.4%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
PRAAPRA Group, Inc.
$19.62+1.19%
NRDSNerdWallet, Inc.
$10.07+0.45%
VELVelocity Financial, Inc.
$14.51-1.36%
EGBNEagle Bancorp, Inc.
$27.86-1.73%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$92.03+2.43%
CRWVCoreWeave
$61.12-0.44%
NVDANvidia
$217.09+1.38%
SOXLDirexion Shares ETF Trust - Direxion Daily Semiconductor Bull 3x ETF
$98.65+5.32%

Questions About GDOT

What is the current price of Green Dot?

Green Dot is trading at $12.11 per share.

What is the 52-week range for Green Dot?

Over the past 52 weeks, Green Dot has traded between $10.10 and $13.75.

How much debt does Green Dot have?

As of the most recent reporting period, Green Dot reported total debt of $65.51M.

How much cash does Green Dot have on hand?

Green Dot reported $1.14B in cash and cash equivalents in its most recent financial results.

What is Green Dot’s dividend yield?

Green Dot does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.