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NerdWallet(NASDAQ) NRDS

Market Cap$612.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-67%
5 YearN/A
1 Year-12%
1 Month+6%
$9.57
+2.79%
+0.26Today
NerdWallet last closing stock price
MetricPriceDate
Last closeUSD 9.582026-07-28
NerdWallet stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+5.04%USD 9.122026-07-21
1 month+5.51%USD 9.082026-06-26
3 month-11.38%USD 10.812026-04-29
Year to date-29.3%USD 13.552025-12-31
1 year-12.35%USD 10.932025-07-28
3 year-14.62%USD 11.222023-07-28
Since inception-67.1%USD 28.302021-11-04

NerdWallet Financials at a Glance

Market Cap

$612.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$849.60M

Net Income (TTM)

$68.90M

EPS (TTM)

$0.93

P/E Ratio

9.99

Dividend

$0.00

Beta (Volatility)

0.00 (Low)

Price

$9.57

Volume

18,786

Open

$9.59

Previous Close

$9.57

Daily Range

$9.48 - $9.65

52-Week Range

$7.33 - $16.24

Estimated Earnings Date

Aug 6, 2026

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About NerdWallet

NerdWallet helps people make better choices with their money. It connects users to credit cards, loans, and insurance. The platform provides simple guides for daily financial life.

What Is on the Menu?

  • Credit Card Marketplace: Comparison tools and pre-qualification workflows that connect users to issuing partners.
  • Loan Marketplaces: Platforms for finding personal, student, and small business (SMB) loans based on user needs.
  • Banking and Insurance: Tools to compare savings accounts and get quotes from licensed insurance carriers.
  • Mortgage Brokering: Services provided by Next Door Lending to help consumers find and apply for home loans.
  • Wealth Management: Financial planning and investment management services offered through NerdWallet Wealth Partners.

Growing the Map

  • Acquired Next Door Lending in October 2024 to provide direct mortgage brokerage and loan application services.
  • Expanded international operations into the United Kingdom and Canada to reach a wider audience of consumers and small businesses.
  • Launched NerdWallet Wealth Partners to offer fiduciary investment management, which is a legal duty to act in a client's best interest.
  • Introduced a financial advisor marketplace under NerdWallet Advisory to match users with independent investment professionals.

Why the Business Stands Out

NerdWallet uses independent reviews and editorial standards to build trust with millions of monthly users. Its platform combines expert advice with proprietary tools for tracking credit scores and spending patterns.

The Scorecard for 2025

  • Revenue reached $836.6 million for the full year 2025, up 22% from 2024.
  • Net income grew to $48.7 million in 2025, up 60% from the previous year.
  • Free cash flow hit $34.2 million in Q4 2025, up 598% from Q4 2024.
  • Operating income was $23.8 million in Q4 2025, up 173.6% from the same period in 2024.
  • Net income was $14 million in Q4 2025, down 63.7% from Q4 2024.

Bottom Line

NerdWallet has evolved from a financial content publisher into a diversified digital platform for regulated financial services. Its expansion into direct mortgage brokering and wealth management allows the company to support users through a wider range of life decisions.

AI Generated • May 4, 2026

Industry

Consumer Finance

Employees

650

CEO

Tim Chen

Headquarters

San Francisco, CA 94105, US

NRDS Financials

Key Financial Metrics (TTM)

Gross Margin

93.04%

Operating Margin

10.95%

Net Income Margin

8.11%

Return on Equity

18.34%

Return on Capital

18.58%

Return on Assets

15.95%

Earnings Yield

10.01%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$612.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

65.80M

Volume

18.79K

Avg. Volume

887.92K

Financials (TTM)

Gross Profit

$790.50M

Operating Income

$93.00M

EBITDA

$139.40M

Operating Cash Flow

$140.60M

Capital Expenditure

-$9.70M

Free Cash Flow

$130.90M

Cash & ST Invst.

$56.30M

Total Debt

$0.00

NerdWallet Performance Analysis

NerdWallet annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 538,900,00042.0%
20232023-12-31USD 599,400,00011.2%
20242024-12-31USD 687,600,00014.7%
20252025-12-31USD 836,600,00021.7%
NerdWallet sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-10.7%
Q32025-09-3015.1%
Q42025-12-314.8%
Q12026-03-31-1.4%
NerdWallet annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.14-77.2%
20232023-12-31USD -0.156.4%
20242024-12-31USD 0.39N/A
20252025-12-31USD 0.6466.5%
NerdWallet sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-304130.8%
Q32025-09-30209.1%
Q42025-12-31-44.1%
Q12026-03-3152.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$222.20M

+6.2%

Gross Profit

$208.60M

+9.2%

Gross Margin

93.88%

N/A

Market Cap

$612.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$942.44K

N/A

Employees

650

N/A

Net Income

$20.40M

+10100.0%

EBITDA

$38.20M

+172.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$56.30M

-38.9%

Total Debt

$0.00

N/A

Accounts Receivable

$113.10M

-6.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

15.95%

N/A

Return on Invested Capital

26.44%

N/A

Free Cash Flow

$31.50M

+42.5%

Operating Cash Flow

$35.70M

+33.7%

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Questions About NRDS

What is the current price of NerdWallet?

NerdWallet is trading at $9.57 per share.

What is the 52-week range for NerdWallet?

Over the past 52 weeks, NerdWallet has traded between $7.33 and $16.24.

How much debt does NerdWallet have?

As of the most recent reporting period, NerdWallet reported total debt of $22.50M.

How much cash does NerdWallet have on hand?

NerdWallet reported $56.30M in cash and cash equivalents in its most recent financial results.

What is NerdWallet’s dividend yield?

NerdWallet does not currently have a dividend yield.

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