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Qfin(NASDAQ) QFIN

Market Cap$1.34BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)-10%
5 Year-35%
1 Year-62%
1 Month-17%
Premium Feature
Moneyball Superscore
56/100
$10.99
-5.10%
-0.59Today
After hours$10.99+$0.01 (+0.05%)
Qfin last closing stock price
MetricPriceDate
Last closeUSD 10.992026-08-24
Qfin stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-7.96%USD 11.942026-08-17
1 month-16.68%USD 13.192026-07-24
3 month-12.71%USD 12.592026-05-26
Year to date-39.56%USD 18.182025-12-31
1 year-61.97%USD 28.892025-08-22
3 year-16.09%USD 13.102023-08-25
5 year-35.09%USD 16.932021-08-25
Since inception-9.52%USD 12.792018-12-14

Qfin Financials at a Glance

Market Cap

$1.34BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥17.48B

Net Income (TTM)

CN¥5.05B

EPS (TTM)

$5.41

P/E Ratio

2.03

Dividend

$1.54

Beta (Volatility)

1.24 (Average)

Price

$10.99

Volume

6,161.803

Open

$11.45

Previous Close

$10.99

Daily Range

$10.85 - $11.58

52-Week Range

$10.85 - $32.69

Estimated Earnings Date

Aug 25, 2026

QFIN News

GettyImages-1442334668 - Copy

Why Qfin Stock Is Skyrocketing Today

Keith NoonanMay 27, 2026
GettyChineseGamer

This Is the Cheapest Chinese Stock I Own

Rick MunarrizMar 17, 2025
Generic upward

Why Shares of 360 DigiTech Are Rising Today

Bram BerkowitzJan 12, 2022
gettyimages-1160150568-612x612

This Is the Most Profitable Fintech You've Never Heard of -- But Is It a Buy?

Lawrence NgaSep 28, 2021
Generic downward stock move Getty

Why Shares of LexinFintech Holdings, Lufax Holding, and 360 DigiTech All Fell Today

Bram BerkowitzJul 9, 2021
stock chart up 3

Why 360 DigiTech Stock Jumped Today

Evan Niu, CFAMar 16, 2021
confused-looking man wearing suit and tie with question marks above his head -- thinking wondering what to do

Is 360 Finance a Good Stock to Consider Now?

Lawrence NgaJul 1, 2020
Getty-stock-market-decline

Why 360 Finance Stock Dropped 26.9% in June

Steve SymingtonJul 9, 2019
Page 1

QFIN: Motley Fool Moneyball Superscore

56

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About Qfin

Qfin Holdings, Inc. is a leading credit technology firm based in China, specializing in connecting borrowers with financial institutions through its innovative 360 Jietiao platform. The company offers a comprehensive suite of credit-driven services, addressing the needs of small and micro-enterprises.

Products and Services
  • 360 Jietiao platform for connecting borrowers and lenders
  • Risk management software-as-a-service (SaaS) for financial partners
  • Various loan types including e-commerce and enterprise loans
Growth Outlook
  • Revenue growth of 9.5% year-over-year in Q1 2026
  • Strong demand for credit services in China's SME sector
  • Expansion plans targeting new markets and customer segments
Financial Highlights
  • Net income of CNY 883 million in Q1 2026, reflecting a 10% increase
  • Gross profit margin of 75.35% in Q1 2026, indicating operational efficiency
  • Trailing twelve months (TTM) P/E ratio of 1.48, suggesting attractive valuation
Qfin Holdings, Inc. has demonstrated robust financial performance, with a notable increase in net income and a strong gross profit margin, highlighting its operational efficiency. The company's focus on the small and micro-enterprise sector positions it well for future growth, especially as demand for credit services continues to rise in China. The recent revenue growth and expansion plans further underscore the potential for sustained success in the evolving financial landscape.
AI Generated • Aug 20, 2026

Industry

Consumer Finance

Sector

Financials

Employees

3,557

CEO

Hai Sheng Wu

Website

www.qfin.com

Headquarters

Shanghai, SH 200331, CN

QFIN Financials

Key Financial Metrics (TTM)

Gross Margin

73.79%

Operating Margin

32.37%

Net Income Margin

28.90%

Return on Equity

20.90%

Return on Capital

22.64%

Return on Assets

9.33%

Earnings Yield

49.26%

Dividend Yield

14.01%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.34BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

121.91M

Volume

6.16K

Avg. Volume

1.58M

Financials (TTM)

Gross Profit

CN¥12.90B

Operating Income

CN¥5.66B

EBITDA

CN¥8.02B

Operating Cash Flow

CN¥10.30B

Capital Expenditure

-CN¥3.08B

Free Cash Flow

CN¥7.22B

Cash & ST Invst.

CN¥6.55B

Total Debt

CN¥2.19B

Qfin Performance Analysis

Qfin annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 2,458,365,490-4.7%
20232023-12-31CNY 2,299,218,242-6.5%
20242024-12-31CNY 2,385,173,1463.7%
20252025-12-31CNY 2,671,655,80612.0%
Qfin sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.6%
Q32025-09-3020.3%
Q42025-12-31-22.5%
Q12026-03-31-3.1%
Qfin annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 3.71-33.5%
20232023-12-31CNY 3.68-0.8%
20242024-12-31CNY 5.7455.8%
20252025-12-31CNY 6.126.7%
Qfin sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-300.4%
Q32025-09-30-14.7%
Q42025-12-3142.9%
Q12026-03-31-6.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CN¥3.91B

-3.7%

Gross Profit

CN¥2.95B

-7.0%

Gross Margin

75.35%

N/A

Market Cap

$1.34BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$376.67K

N/A

Employees

3,557

N/A

Net Income

CN¥883.32M

-50.9%

EBITDA

CN¥2.22B

+0.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CN¥6.55B

-38.3%

Total Debt

CN¥2.19B

-64.3%

Accounts Receivable

CN¥723.64M

-69.0%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥772.00M

-84.3%

Short Term Debt

CN¥1.42B

+16.2%

Return on Assets

9.33%

N/A

Return on Invested Capital

17.20%

N/A

Free Cash Flow

CN¥2.10B

-25.2%

Operating Cash Flow

CN¥2.10B

-25.2%

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Questions About QFIN

What is the current price of Qfin?

Qfin is trading at $10.99 per share.

What is the 52-week range for Qfin?

Over the past 52 weeks, Qfin has traded between $10.85 and $32.69.

How much debt does Qfin have?

As of the most recent reporting period, Qfin reported total debt of CN¥412.42M.

How much cash does Qfin have on hand?

Qfin reported CN¥1.39B in cash and cash equivalents in its most recent financial results.

What is Qfin’s dividend yield?

Qfin currently has a dividend yield of 14.01%.

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