LexinFintech logo

LexinFintech(NASDAQ) LX

Market Cap$97.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)-91%
5 Year-84%
1 Year-85%
1 Month-38%
Premium Feature
Moneyball Superscore
49/100
$0.73
-2.70%
-0.02Today
LexinFintech last closing stock price
MetricPriceDate
Last closeUSD 0.732026-09-29
LexinFintech stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.7%USD 0.772026-09-22
1 month-37.92%USD 1.182026-08-28
3 month-63.73%USD 2.022026-07-01
Year to date-75.61%USD 3.002025-12-31
1 year-85.2%USD 4.952025-09-29
3 year-58.94%USD 1.782023-09-29
5 year-83.8%USD 4.522021-09-30
Since inception-91.22%USD 8.582017-12-21

LexinFintech Financials at a Glance

Market Cap

$97.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥12.95B

Net Income (TTM)

CN¥1.03B

EPS (TTM)

$0.85

P/E Ratio

0.87

Dividend

$0.19

Beta (Volatility)

1.35 (Average)

Price

$0.73

Volume

8,687

Open

$0.74

Previous Close

$0.73

Daily Range

$0.73 - $0.78

52-Week Range

$0.71 - $5.94

Estimated Earnings Date

Nov 30, 2026

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About LexinFintech

LexinFintech Holdings Ltd. is a leading online consumer finance platform in China, providing a range of financial services and products. The company specializes in installment purchase and personal loans, along with technology-driven solutions for financial institutions.

Products and Services
  • Fenqile: An online consumer finance platform for installment purchases
  • Lehua Card: Scenario-based lending solutions
  • Maiya: A buy-now, pay-later service
Growth Outlook
  • Revenue for Q2 2026 reached CNY 3.21 billion, showcasing strong demand
  • Net income for Q2 2026 was CNY 101 million, indicating profitability
  • Operating income margin improved to 5.8% in Q2 2026, reflecting operational efficiency
Financial Highlights
  • Trailing twelve months (TTM) revenue of CNY 12.9 billion demonstrates consistent growth
  • Net profit margin of 7.98% for TTM indicates effective cost management
  • Dividend yield of 48.14% highlights attractive returns for shareholders
LexinFintech Holdings Ltd. operates in the rapidly growing financial services sector, focusing on consumer finance solutions. The company's diverse product offerings, including Fenqile and Maiya, cater to the increasing demand for flexible payment options among consumers. Recent financial performance indicates a positive trajectory, with significant revenue growth and profitability. The high dividend yield further enhances the appeal for potential investors, suggesting a commitment to returning value to shareholders. As the company continues to innovate and expand its services, it remains well-positioned to capitalize on the evolving landscape of consumer finance in China.
AI Generated • Sep 17, 2026

Industry

Consumer Finance

Employees

7,169

CEO

Wen Jie Xiao

Headquarters

Shenzhen, GD 518057, CN

LX Financials

Key Financial Metrics (TTM)

Gross Margin

60.64%

Operating Margin

10.00%

Net Income Margin

7.98%

Return on Equity

8.64%

Return on Capital

13.51%

Return on Assets

4.62%

Earnings Yield

1.15%

Dividend Yield

25.66%

Payout Ratio

0.00%

Stock Overview

Market Cap

$97.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

132.59M

Volume

8.69K

Avg. Volume

3.48M

Financials (TTM)

Gross Profit

CN¥7.85B

Operating Income

CN¥1.29B

EBITDA

CN¥1.47B

Operating Cash Flow

CN¥0.00

Capital Expenditure

CN¥0.00

Free Cash Flow

CN¥0.00

Cash & ST Invst.

CN¥2.45B

Total Debt

CN¥3.69B

LexinFintech Performance Analysis

LexinFintech annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 1,469,811,172-17.5%
20232023-12-31CNY 1,801,421,23922.6%
20242024-12-31CNY 1,981,676,60410.0%
20252025-12-31CNY 1,829,274,537-7.7%
LexinFintech sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-4.7%
Q42025-12-31-12.2%
Q12026-03-3110.8%
Q22026-06-30-3.6%
LexinFintech annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 0.66-63.1%
20232023-12-31CNY 0.8936.4%
20242024-12-31CNY 0.911.3%
20252025-12-31CNY 1.3145.0%
LexinFintech sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.1%
Q42025-12-31-57.5%
Q12026-03-31-3.2%
Q22026-06-30-50.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CN¥3.21B

-10.6%

Gross Profit

CN¥2.18B

+71.2%

Gross Margin

67.94%

N/A

Market Cap

$97.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$13.55K

N/A

Employees

7,169

N/A

Net Income

CN¥101.03M

-80.2%

EBITDA

CN¥185.16M

-59.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CN¥2.45B

+17.9%

Total Debt

CN¥3.69B

-24.4%

Accounts Receivable

CN¥4.88B

-11.4%

Inventory

CN¥0.00

-100.0%

Long Term Debt

CN¥1.85B

+51.3%

Short Term Debt

CN¥1.84B

-49.7%

Return on Assets

4.62%

N/A

Return on Invested Capital

6.30%

N/A

Free Cash Flow

CN¥0.00

N/A

Operating Cash Flow

CN¥0.00

N/A

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Questions About LX

What is the current price of LexinFintech?

LexinFintech is trading at $0.73 per share.

What is the 52-week range for LexinFintech?

Over the past 52 weeks, LexinFintech has traded between $0.71 and $5.94.

How much debt does LexinFintech have?

As of the most recent reporting period, LexinFintech reported total debt of CN¥543.43M.

How much cash does LexinFintech have on hand?

LexinFintech reported CN¥353.31M in cash and cash equivalents in its most recent financial results.

What is LexinFintech’s dividend yield?

LexinFintech currently has a dividend yield of 25.66%.

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