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ChoiceOne Financial Services

(NASDAQ) COFS

Current Price$27.65
Market Cap$414.25M
Since IPO (1999)+568%
5 Year+34%
1 Year-3%
1 Month-6%

ChoiceOne Financial Services Financials at a Glance

Market Cap

$414.25M

Revenue (TTM)

$227.62M

Net Income (TTM)

$28.18M

EPS (TTM)

$1.50

P/E Ratio

18.49

Dividend

$1.14

Beta (Volatility)

0.50 (Low)

Price

$27.65

Volume

74,768.682

Open

$27.64

Previous Close

$27.65

Daily Range

$26.73 - $28.17

52-Week Range

$24.89 - $35.40

COFS News

No articles available.

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About ChoiceOne Financial Services

Industry

Banks

Employees

598

CEO

Kelly J. Potes

Headquarters

Sparta, MI 49345, US

COFS Financials

Key Financial Metrics (TTM)

Gross Margin

65%

Operating Margin

15%

Net Income Margin

12%

Return on Equity

8%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

5.41%

Dividend Yield

0.04%

Payout Ratio

60.15%

Stock Overview

Market Cap

$414.25M

Shares Outstanding

14.98M

Volume

74.77K

Short Interest

0.00%

Avg. Volume

88.44K

Financials (TTM)

Gross Profit

$112.19M

Operating Income

$34.19M

EBITDA

$34.19M

Operating Cash Flow

$20.65M

Capital Expenditure

$6.63M

Free Cash Flow

$23.88M

Cash & ST Invst.

$642.41M

Total Debt

$316.10M

ChoiceOne Financial Services Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$60.47M

+67.8%

Gross Profit

$42.14M

+74.5%

Gross Margin

69.68%

N/A

Market Cap

$414.25M

N/A

Market Cap/Employee

$684.71K

N/A

Employees

605

N/A

Net Income

$13.87M

+93.7%

EBITDA

$16.79M

+40.3%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$326.31M

-10.5%

Accounts Receivable

$11.00M

N/A

Inventory

$0.00

N/A

Long Term Debt

$70.41M

+26.3%

Short Term Debt

$245.69M

+58.5%

Return on Assets

0.64%

N/A

Return on Invested Capital

0.82%

N/A

Free Cash Flow

$872.00K

-103.7%

Operating Cash Flow

$2.87M

-88.0%

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Questions About COFS

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