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Consumer Portfolio Services Stock Quote

Consumer Portfolio Services (NASDAQ: CPSS)

$8.67
(2.2%)
+0.19
Price as of November 7, 2025, 4:00 p.m. ET

KEY DATA POINTS

Current Price
$8.67
Daily Change
(2.2%) +$0.19
Day's Range
$8.36 - $8.80
Previous Close
$8.67
Open
$8.48
Beta
1.13
Volume
57,403
Average Volume
21,943
Sector
Market Cap
192.7M
Market Cap / Employee
$8.67M
52wk Range
$6.67 - $12.73
Revenue
-
Gross Margin
1.00%
Dividend Yield
N/A
EPS
$0.80
CAPs Rating
-
Industry
Consumer Finance

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Consumer Portfolio Services Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
CPSS-21.75%+116.21%+16.65%+230%
S&P+12.65%+91.73%+13.89%+1,522%

Consumer Portfolio Services Company Info

Consumer Portfolio Services, Inc. operates as an independent finance company. The firm provides indirect automobile financing to individuals with past credit problems, low incomes, and limited credit histories. It engages in purchase and service of retail automobile contracts originated primarily by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company was founded on March 8, 1991 and is headquartered in Las Vegas, NV.

News & Analysis

Financial Health

General

Q2 2025YOY Change
Revenue$106.76M18.1%
Gross Profit$106.52M18.1%
Gross Margin99.77%0.0%
Market Cap$211.93M2.9%
Market Cap / Employee$0.23M2.1%
Employees9320.8%
Net Income$4.80M2.7%
EBITDA$62.91M30.8%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

Q2 2025YOY Change
Net Cash$160.17M-39.9%
Inventory0-100.0%

Liabilities

Q2 2025YOY Change
Long Term Debt$3.41B15.1%
Short Term Debt$2.66M35.4%

Ratios

Q2 2025YOY Change
Return On Assets0.55%-0.3%
Return On Invested Capital1.74%0.1%

Cash Flow

Q2 2025YOY Change
Free Cash Flow$54.34M25.9%
Operating Free Cash Flow$54.46M25.8%

Valuation

MetricQ3 2024Q4 2024Q1 2025Q2 2025YoY Change
Price to Earnings10.8213.7510.8912.2635.04%
Price to Book0.700.820.630.71-4.62%
Price to Sales0.630.710.540.59-13.93%
Price to Tangible Book Value0.700.820.630.71-4.62%
Price to Free Cash Flow TTM1.021.130.830.90-19.91%
Enterprise Value to EBITDA59.6659.1657.3355.54-9.09%
Free Cash Flow Yield97.6%88.5%120.5%111.6%24.86%
Return on Equity7.7%6.8%6.7%6.7%-33.52%
Total Debt$3.13B$3.16B$3.32B$3.42B15.11%

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