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First Mid Bancshares(NASDAQ) FMBH

Current Price$51.09
Market Cap$1.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+1,923%
5 Year+50%
1 Year+34%
1 Month+7%
First Mid Bancshares last closing stock price
MetricPriceDate
Last closeUSD 51.002026-07-24
First Mid Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.6%USD 49.232026-07-17
1 month+7.1%USD 47.622026-06-24
3 month+19.11%USD 42.822026-04-24
Year to date+32.31%USD 38.552025-12-31
1 year+34.34%USD 37.962025-07-24
3 year+88.84%USD 27.012023-07-25
5 year+50.49%USD 33.892021-07-23
Since inception+1,923%USD 2.521995-08-04

First Mid Bancshares Financials at a Glance

Market Cap

$1.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$455.40M

Net Income (TTM)

$100.26M

EPS (TTM)

$4.02

P/E Ratio

12.69

Dividend

$1.00

Beta (Volatility)

0.75 (Low)

Price

$51.09

Volume

5,640

Open

$50.55

Previous Close

$51.09

Daily Range

$49.98 - $51.22

52-Week Range

$34.16 - $51.22

Estimated Earnings Date

Oct 29, 2026

FMBH News

No articles available.

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About First Mid Bancshares

First Mid helps people and businesses manage money through local offices.

It provides loans to farmers, homeowners, and business owners.

The company sells insurance and helps families plan for their future.

What First Mid Offers

  • Lending Activities: Commercial, residential, and agricultural loans for diverse borrowers; generated 74% of total revenues in 2025.
  • Wealth Management: Investment services, estate planning, and farm management for individuals and corporate clients.
  • Insurance Services: Brokerage for property, casualty, medical, and personal insurance lines.
  • Deposit Products: Banking accounts including demand deposits, savings, money market, and time deposits.

Recent Expansion Moves

  • Acquired Blackhawk Bancorp, Inc. on August 15, 2023, expanding the company footprint into the Wisconsin market.
  • Integrated Mid Rivers Insurance Group, Inc. during the third quarter of 2024 to strengthen its insurance brokerage arm.
  • Expanded the commercial real estate loan portfolio to $2.6 billion by December 31, 2025, up from $1.7 billion in 2021.
  • Promoted Matthew K. Smith to the role of President in June 2025 as part of its executive leadership strategy.

How the Bank Stays Nimble

First Mid operates 76 banking offices across Illinois, Missouri, Wisconsin, and Texas. It maintains efficiency by centralizing administrative and operational tasks at its Mattoon, Illinois headquarters to manage risk and lower fixed costs.

The Latest Financial Results

  • Net income reached $26.3 million in Q1 2026, up 18.7% from $22.2 million in Q1 2025.
  • Revenue was $100.6 million in Q1 2026, representing a 9% decrease from the previous year.
  • Operating income fell to $7.5 million in Q1 2026, down 73.5% from $28.1 million in Q1 2025.
  • The tax-effected net interest margin improved to 3.7% at the end of 2025 from 3.34% in 2024.

Evolution of a Community Bank

First Mid has evolved from a local lender into a diversified regional financial services firm. Its current strategy focuses on balancing organic growth in banking and insurance with targeted acquisitions across the Midwest.

AI Generated • May 1, 2026

Industry

Banks

Sector

Financials

Employees

1,316

CEO

Joseph R. Dively

Website

www.firstmid.com

Headquarters

Mattoon, IL 61938, US

FMBH Financials

Key Financial Metrics (TTM)

Gross Margin

65.16%

Operating Margin

16.19%

Net Income Margin

22.01%

Return on Equity

9.86%

Return on Capital

7.68%

Return on Assets

1.09%

Earnings Yield

7.88%

Dividend Yield

1.96%

Payout Ratio

23.59%

Stock Overview

Market Cap

$1.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

26.62M

Volume

5.64K

Avg. Volume

140.75K

Financials (TTM)

Gross Profit

$296.72M

Operating Income

$73.72M

EBITDA

$90.81M

Operating Cash Flow

$108.07M

Capital Expenditure

-$6.88M

Free Cash Flow

$101.19M

Cash & ST Invst.

$1.59B

Total Debt

$611.97M

First Mid Bancshares Performance Analysis

First Mid Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 290,243,00016.6%
20232023-12-31USD 385,090,00032.7%
20242024-12-31USD 453,254,00017.7%
20252025-12-31USD 465,502,0002.7%
First Mid Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.6%
Q42025-12-31-3.9%
Q12026-03-31-14.4%
Q22026-06-3014.2%
First Mid Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.6025.6%
20232023-12-31USD 3.15-12.5%
20242024-12-31USD 3.304.7%
20252025-12-31USD 3.8315.8%
First Mid Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-4.1%
Q42025-12-315.3%
Q12026-03-317.1%
Q22026-06-30-1.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$114.88M

-0.8%

Gross Profit

$79.66M

-4.9%

Gross Margin

69.34%

N/A

Market Cap

$1.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.16M

N/A

Employees

1,170

N/A

Net Income

$27.79M

+18.6%

EBITDA

$11.37M

-67.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$1.59B

+265.0%

Total Debt

$611.97M

+10.0%

Accounts Receivable

$46.75M

-51.7%

Inventory

$0.00

N/A

Long Term Debt

$355.42M

-2.0%

Short Term Debt

$256.55M

+32.3%

Return on Assets

1.09%

N/A

Return on Invested Capital

4.94%

N/A

Free Cash Flow

$23.12M

-49.7%

Operating Cash Flow

$25.08M

-47.6%

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Questions About FMBH

What is the current price of First Mid Bancshares?

First Mid Bancshares is trading at $51.09 per share.

What is the 52-week range for First Mid Bancshares?

Over the past 52 weeks, First Mid Bancshares has traded between $34.16 and $51.22.

How much debt does First Mid Bancshares have?

As of the most recent reporting period, First Mid Bancshares reported total debt of $473.34M.

How much cash does First Mid Bancshares have on hand?

First Mid Bancshares does not have cash on hand data available.

What is First Mid Bancshares’s dividend yield?

First Mid Bancshares currently has a dividend yield of 1.96%.

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