Accessibility Menu
MVB Financial logo

MVB Financial

(NASDAQ) MVBF

Current Price$29.88
Market Cap$374.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+557%
5 Year-20%
1 Year+28%
1 Month+5%
MVB Financial last closing stock price
MetricPriceDate
Last closeUSD 29.142026-07-15
MVB Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.02%USD 28.012026-07-08
1 month+5.29%USD 27.672026-06-15
3 month+13.08%USD 25.772026-04-16
Year to date+14.21%USD 25.512025-12-31
1 year+27.83%USD 22.792025-07-15
3 year+45.18%USD 20.072023-07-14
5 year-19.62%USD 36.252021-07-16
Since inception+556.52%USD 4.442003-11-11

MVB Financial Financials at a Glance

Market Cap

$374.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$199.70M

Net Income (TTM)

$28.55M

EPS (TTM)

$2.19

P/E Ratio

13.33

Dividend

$0.68

Beta (Volatility)

0.74 (Low)

Price

$29.88

Volume

50,121.853

Open

$29.18

Previous Close

$29.92

Daily Range

$29.15 - $30.22

52-Week Range

$22.14 - $30.23

Estimated Earnings Date

Jul 27, 2026

MVBF News

No articles available.

MVBF: Motley Fool Moneyball Superscore

65

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About MVB Financial

MVB Financial Corp., a financial holding company based in West Virginia, operates through its primary subsidiary, MVB Bank, Inc. The company serves a diverse clientele, offering both traditional banking services and specialized FinTech solutions across the United States. MVB's strategy focuses on leveraging technology to deliver innovative banking products, tailoring services to niche industries such as gaming and digital assets, while maintaining a foundation in commercial and retail banking.

Products and Services

Demand deposit accounts, savings accounts, and certificates of deposit

Commercial, consumer, and real estate mortgage loans

Non-deposit investment services through a broker-dealer

Fraud prevention services via Paladin Fraud

Digital product development with Trabian Technology

What Makes MVB Financial Corp. Special

MVB Financial Corp. stands out for its innovative approach to banking, specifically its focus on integrating technology with banking services to meet the unique needs of the FinTech and gaming industries. This strategic specialization allows the company to serve as a preferred banking partner for tech-driven businesses, differentiating it from traditional banks.

Five Things You Need to Know

MVB Financial Corp. was established in 2003 as a West Virginia corporation.

The company engages primarily in CoRe (commercial and retail) and FinTech banking services.

MVB manages a diverse portfolio, with commercial loans accounting for 69.2% of its total loan portfolio as of December 31, 2023.

The firm's subsidiaries, such as Paladin Fraud and Trabian, provide additional services including fraud prevention and product development for financial technology.

MVB is significantly regulated under federal and state banking laws, impacting its operations and management strategies.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

403

CEO

Larry F. Mazza, CPA

Website

www.mvbbanking.com

Headquarters

Fairmont, WV 26554, US

MVBF Financials

Key Financial Metrics (TTM)

Gross Margin

60.89%

Operating Margin

19.40%

Net Income Margin

14.30%

Return on Equity

8.79%

Return on Capital

8.96%

Return on Assets

0.86%

Earnings Yield

7.50%

Dividend Yield

2.33%

Payout Ratio

30.44%

Stock Overview

Market Cap

$374.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

12.85M

Volume

50.12K

Avg. Volume

47.33K

Financials (TTM)

Gross Profit

$121.60M

Operating Income

$38.74M

EBITDA

$40.99M

Operating Cash Flow

-$33.41M

Capital Expenditure

-$1.79M

Free Cash Flow

-$35.20M

Cash & ST Invst.

$9.37M

Total Debt

$58.48M

MVB Financial Performance Analysis

MVB Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 148,926,00030.6%
20232023-12-31USD 213,531,00043.4%
20242024-12-31USD 214,387,0000.4%
20252025-12-31USD 189,793,000-11.5%
MVB Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-2.7%
Q32025-09-30-11.8%
Q42025-12-3133.1%
Q12026-03-31-6.0%
MVB Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.17-62.3%
20232023-12-31USD 1.5027.9%
20242024-12-31USD 1.532.3%
20252025-12-31USD 2.0634.4%
MVB Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-44.4%
Q32025-09-30780.0%
Q42025-12-31-75.8%
Q12026-03-3121.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$52.98M

+7.4%

Gross Profit

$34.81M

+6.8%

Gross Margin

65.69%

N/A

Market Cap

$374.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$928.99K

N/A

Employees

403

N/A

Net Income

$5.18M

+44.9%

EBITDA

$7.12M

+27.5%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$9.37M

-98.6%

Total Debt

$58.48M

-24.9%

Accounts Receivable

$17.08M

N/A

Inventory

$0.00

N/A

Long Term Debt

$54.05M

-26.8%

Short Term Debt

$4.43M

+9.4%

Return on Assets

0.86%

N/A

Return on Invested Capital

1.17%

N/A

Free Cash Flow

-$23.45M

-269.1%

Operating Cash Flow

-$23.31M

-265.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
USCBUSCB Financial Holdings, Inc.
$20.94+2.95%
CZNCCitizens & Northern Corporation
$23.84+3.29%
FMAOFarmers & Merchants Bancorp, Inc.
$31.49+4.34%
PCBPCB Bancorp
$30.62+3.27%

Trending Stocks

Symbol / CompanyPricePrice Chg
AALAmerican Airlines Group
$15.60-0.00%
ATAIAtaiBeckley
$7.15+0.33%
ONDSOndas
$6.65-0.06%
SOFISoFi Technologies
$17.32-0.03%

Questions About MVBF

What is the current price of MVB Financial?

MVB Financial is trading at $29.92 per share.

What is the 52-week range for MVB Financial?

Over the past 52 weeks, MVB Financial has traded between $22.14 and $30.23.

How much debt does MVB Financial have?

As of the most recent reporting period, MVB Financial reported total debt of $58.48M.

How much cash does MVB Financial have on hand?

MVB Financial does not have cash on hand data available.

What is MVB Financial’s dividend yield?

MVB Financial currently has a dividend yield of 2.33%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services