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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| NCNO | -30.74% | -65.02% | -18.95% | -72% |
| S&P | +14.5% | +93.32% | +14.09% | +110% |
nCino, Inc. is a financial technology company that aims to streamline all customer and employee banking interactions with its comprehensive, cloud-based Bank Operating System.
| Q3 2025 | YOY Change | |
|---|---|---|
| Revenue | $148.82M | 12.4% |
| Gross Profit | $83.08M | 11.5% |
| Gross Margin | 55.83% | -0.4% |
| Market Cap | $3.24B | -14.1% |
| Market Cap / Employee | $1.77M | 0.0% |
| Employees | 1.8K | 10.9% |
| Net Income | -$13.72M | -24.5% |
| EBITDA | $12.96M | 535.4% |
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| Q3 2025 | YOY Change | |
|---|---|---|
| Net Cash | $123.07M | -2.8% |
| Accounts Receivable | $97.21M | 25.1% |
| Inventory | 0 | 0.0% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $263.45M | 152.4% |
| Short Term Debt | $6.03M | -4.5% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Return On Assets | -2.22% | -0.1% |
| Return On Invested Capital | -5.90% | 2.7% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $12.59M | 185.8% |
| Operating Free Cash Flow | $17.74M | 254.8% |
| Metric | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | YoY Change |
|---|---|---|---|---|---|
| Price to Book | 4.00 | 3.61 | 2.47 | 3.00 | -14.66% |
| Price to Sales | 8.25 | 7.29 | 4.86 | 5.62 | -24.67% |
| Price to Tangible Book Value | 137.37 | 76.58 | -31.80 | -18.96 | -115.71% |
| Price to Free Cash Flow TTM | 60.72 | 74.42 | 52.43 | 53.85 | 1.79% |
| Enterprise Value to EBITDA | 369.45 | 555.80 | 266.35 | 260.54 | -85.88% |
| Free Cash Flow Yield | 1.6% | 1.3% | 1.9% | 1.9% | -1.76% |
| Return on Equity | -1.7% | -3.5% | -2.7% | -3.1% | 13.24% |
| Total Debt | $235.90M | $236.82M | $278.35M | $269.49M | 143.46% |
NCNO earnings call for the period ending September 30, 2024.
NCNO earnings call for the period ending June 30, 2024.
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