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Norwood Financial(NASDAQ) NWFL

Current Price$32.59
Market Cap$355.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1990)+1,932%
5 Year+62%
1 Year+41%
1 Month+6%
Norwood Financial last closing stock price
MetricPriceDate
Last closeUSD 32.632026-07-24
Norwood Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.15%USD 31.332026-07-17
1 month+6.27%USD 30.702026-06-24
3 month+6.82%USD 30.552026-04-24
Year to date+20.11%USD 27.172025-12-31
1 year+40.64%USD 23.202025-07-24
3 year+24.08%USD 26.302023-07-25
5 year+61.7%USD 20.182021-07-23
Since inception+1,931.91%USD 1.611990-10-11

Norwood Financial Financials at a Glance

Market Cap

$355.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$144.42M

Net Income (TTM)

$28.83M

EPS (TTM)

$2.90

P/E Ratio

11.25

Dividend

$1.27

Beta (Volatility)

0.44 (Low)

Price

$32.59

Volume

1,200

Open

$32.70

Previous Close

$32.59

Daily Range

$32.25 - $32.85

52-Week Range

$23.70 - $32.97

Estimated Earnings Date

Oct 28, 2026

NWFL News

No articles available.

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About Norwood Financial

Norwood Financial Corp. is a regional banking institution focused on serving community banking needs. Its core offerings include loans, deposits, and financial services tailored to individuals and businesses within its local markets. The company emphasizes strong customer relationships, personalized service, and strategic growth through acquisitions and organic initiatives. This approach ensures consistent growth and stability in its operating regions.

Products and Services

Commercial loans

Residential mortgages

Personal and business checking accounts

Savings and investment products

Digital banking services

What Makes Norwood Financial Corp. Special

Norwood Financial Corp. stands out with its community-focused banking model. Its deep ties within local communities foster trust and loyalty, leading to a stable deposit base and consistent loan growth. This localized approach, combined with personalized customer service, provides resilience against economic fluctuations.

Five Things You Need to Know

Norwood Financial Corp. prioritizes customer relationships and community involvement.

Its financial products include loans, deposits, and digital banking solutions.

Leadership focuses on strategic growth, balancing acquisitions with organic initiatives.

The bank leverages localized market knowledge to differentiate from larger banks.

Norwood Financial is committed to expanding its digital offerings to meet customer demand.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

275

CEO

James O. Donnelly, MBA

Website

www.wayne.bank

Headquarters

Honesdale, PA 18431, US

NWFL Financials

Key Financial Metrics (TTM)

Gross Margin

62.48%

Operating Margin

25.49%

Net Income Margin

19.97%

Return on Equity

10.98%

Return on Capital

11.22%

Return on Assets

0.99%

Earnings Yield

8.89%

Dividend Yield

3.89%

Payout Ratio

42.03%

Stock Overview

Market Cap

$355.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

10.89M

Volume

1.20K

Avg. Volume

34.69K

Financials (TTM)

Gross Profit

$90.23M

Operating Income

$36.82M

EBITDA

$38.41M

Operating Cash Flow

$30.87M

Capital Expenditure

-$597.00K

Free Cash Flow

$30.27M

Cash & ST Invst.

$499.26M

Total Debt

$65.51M

Norwood Financial Performance Analysis

Norwood Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 85,525,0007.9%
20232023-12-31USD 103,535,00021.1%
20242024-12-31USD 101,375,000-2.1%
20252025-12-31USD 136,003,00034.2%
Norwood Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.7%
Q42025-12-312.5%
Q12026-03-31-12.3%
Q22026-06-3037.9%
Norwood Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.5817.6%
20232023-12-31USD 2.07-42.0%
20242024-12-31USD -0.02N/A
20252025-12-31USD 3.01N/A
Norwood Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3032.4%
Q42025-12-31-10.0%
Q12026-03-31-49.4%
Q22026-06-30148.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$42.98M

+28.5%

Gross Profit

$27.42M

+34.7%

Gross Margin

63.79%

N/A

Market Cap

$355.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.29M

N/A

Employees

275

N/A

Net Income

$9.33M

+50.3%

EBITDA

$12.23M

+49.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$499.26M

+42.4%

Total Debt

$65.51M

-41.4%

Accounts Receivable

$2.25B

+25909.6%

Inventory

$0.00

N/A

Long Term Debt

$65.51M

-23.2%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.99%

N/A

Return on Invested Capital

9.56%

N/A

Free Cash Flow

$5.54M

-32.1%

Operating Cash Flow

$6.00M

-34.1%

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Questions About NWFL

What is the current price of Norwood Financial?

Norwood Financial is trading at $32.59 per share.

What is the 52-week range for Norwood Financial?

Over the past 52 weeks, Norwood Financial has traded between $23.70 and $32.97.

How much debt does Norwood Financial have?

As of the most recent reporting period, Norwood Financial reported total debt of $65.51M.

How much cash does Norwood Financial have on hand?

Norwood Financial does not have cash on hand data available.

What is Norwood Financial’s dividend yield?

Norwood Financial currently has a dividend yield of 3.89%.

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