Primis Financial logo

Primis Financial(NASDAQ) FRST

Market Cap$383.64MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)+78%
5 Year+22%
1 Year+66%
1 Month-2%
$15.49
+0.32%
+0.05Today
After hours$15.49+$0.00 (+0.00%)
Primis Financial last closing stock price
MetricPriceDate
Last closeUSD 15.472026-10-16
Primis Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.44%USD 15.252026-10-09
1 month-1.96%USD 15.782026-09-16
3 month-3.68%USD 16.062026-07-17
Year to date+13.48%USD 13.632025-12-31
1 year+66.15%USD 9.312025-10-16
3 year+111.45%USD 7.322023-10-17
5 year+22.17%USD 12.662021-10-15
Since inception+78.36%USD 8.672006-11-01

Primis Financial Financials at a Glance

Market Cap

$383.64MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$312.51M

Net Income (TTM)

$53.11M

EPS (TTM)

$2.15

P/E Ratio

7.20

Dividend

$0.40

Beta (Volatility)

0.77 (Low)

Price

$15.49

Volume

107,368

Open

$15.44

Previous Close

$15.47

Daily Range

$15.26 - $15.69

52-Week Range

$9.66 - $16.88

Estimated Earnings Date

Oct 22, 2026

FRST News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Primis Financial

Primis Financial Corp. helps people and small businesses manage money. The bank offers accounts, loans, and digital tools for everyday banking. It serves local customers in Virginia and Maryland and others online.

Specialized Tools for Diverse Needs

  • Core Community Banking: Traditional deposit and lending services provided through 24 full-service branches in Virginia and Maryland.
  • Panacea Financial: Specialized banking services for doctors, dentists, and veterinarians across the United States.
  • Mortgage Warehouse: Short-term funding for residential mortgage lenders to manage their loan inventories.
  • Primis Mortgage Company: Retail mortgage services that focus on producing and selling home loans.
  • Digital Platform: Online banking services for personal and business customers that fund national lending strategies.

Strategic Moves and Expansion

  • Executed a sale-leaseback transaction for branch properties in December 2025.
  • Renegotiated a core data processing contract in the second half of 2025.
  • Launched a proprietary commercial banking app and the V1BE fulfillment service.
  • Expanded the Panacea Financial division, which grew loan balances 13% by June 30, 2026.

How Primis Operates Differently

Primis uses a digital platform to fund its national lending strategies independently from its local branch network. This system helps the bank grow specialized business lines while maintaining traditional community relationships.

Key Results from 2026

  • Net income reached $9 million during the three-month period ended June 30, 2026.
  • Total assets were $4.4 billion as of June 30, 2026, up 8% from Dec. 31, 2025.
  • Net interest margin hit 3.45% in the three months ended June 30, 2026.
  • Noninterest income increased 22% to $22 million in the second quarter of 2026.
  • Loans held for investment grew 6% to $3.5 billion during the six-month period ended June 30, 2026.

Bottom Line

Primis has transitioned from a traditional local bank into a diverse financial services provider with specialized national divisions. Its focus on digital scaling and niche commercial lending supports its goal of achieving higher operating results.

AI Generated • Aug 8, 2026

Industry

Banks

Sector

Financials

Employees

593

CEO

Dennis J. Zember, Jr., CPA

Website

www.primisbank.com

Headquarters

McLean, VA 22102, US

FRST Financials

Key Financial Metrics (TTM)

Gross Margin

68.44%

Operating Margin

21.59%

Net Income Margin

16.99%

Return on Equity

12.75%

Return on Capital

10.59%

Return on Assets

1.22%

Earnings Yield

13.89%

Dividend Yield

2.59%

Payout Ratio

18.77%

Stock Overview

Market Cap

$383.64MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

24.80M

Volume

107.37K

Avg. Volume

152.95K

Financials (TTM)

Gross Profit

$213.90M

Operating Income

$67.46M

EBITDA

$78.97M

Operating Cash Flow

-$42.71M

Capital Expenditure

-$1.73M

Free Cash Flow

-$44.24M

Cash & ST Invst.

$10.12M

Total Debt

$448.07M

Primis Financial Performance Analysis

Primis Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 141,639,00014.0%
20232023-12-31USD 226,568,00060.0%
20242024-12-31USD 247,809,0009.4%
20252025-12-31USD 312,792,00026.2%
Primis Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-309.5%
Q42025-12-3162.1%
Q12026-03-31-35.1%
Q22026-06-3016.8%
Primis Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.57-54.5%
20232023-12-31USD -0.32N/A
20242024-12-31USD -0.66106.5%
20252025-12-31USD 2.49N/A
Primis Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30184.0%
Q42025-12-31328.6%
Q12026-03-31-75.0%
Q22026-06-3026.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$78.36M

+34.6%

Gross Profit

$50.34M

+83.3%

Gross Margin

64.24%

N/A

Market Cap

$383.64MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$646.95K

N/A

Employees

593

N/A

Net Income

$9.43M

+286.8%

EBITDA

$15.40M

+193.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$10.12M

-97.0%

Total Debt

$448.07M

+250.0%

Accounts Receivable

$16.00M

N/A

Inventory

$0.00

N/A

Long Term Debt

$129.93M

+5.1%

Short Term Debt

$318.14M

+7180.1%

Return on Assets

1.22%

N/A

Return on Invested Capital

1.67%

N/A

Free Cash Flow

-$5.50M

+86.6%

Operating Cash Flow

-$5.70M

+86.1%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
CZFSCitizens Financial Services, Inc.
$80.03+1.15%
NECBNortheast Community Bancorp, Inc.
$27.63-0.18%
NWFLNorwood Financial Corp.
$33.60+0.42%
TSBKTimberland Bancorp, Inc.
$45.54+0.35%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$89.85-5.79%
NVDANvidia
$214.13-1.43%
SOXLDirexion Shares ETF Trust - Direxion Daily Semiconductor Bull 3x ETF
$93.67-12.74%
CCCCCC Intelligent Solutions
$7.61-0.26%

Questions About FRST

What is the current price of Primis Financial?

Primis Financial is trading at $15.47 per share.

What is the 52-week range for Primis Financial?

Over the past 52 weeks, Primis Financial has traded between $9.66 and $16.88.

How much debt does Primis Financial have?

As of the most recent reporting period, Primis Financial reported total debt of $448.07M.

How much cash does Primis Financial have on hand?

Primis Financial does not have cash on hand data available.

What is Primis Financial’s dividend yield?

Primis Financial currently has a dividend yield of 2.59%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services