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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| OCFC | +4.62% | +50.05% | +8.45% | +622% |
| S&P | +19.89% | +109.18% | +15.89% | +917% |
OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. Its subsidiary OceanFirst Bank, offers commercial and residential financing solutions, wealth management, and deposit services. It has retail branches throughout the state and in metropolitan New York City along with loan production offices in New Jersey, New York City and Pennsylvania. The company is headquartered in Red Bank, NJ.
OceanFirst Financial offers investors a pure-play New Jersey community bank investment with a great dividend yield and potential to surprise investors.
The big winners of the year.
| Q3 2025 | YOY Change | |
|---|---|---|
| Revenue | $172.80M | -1.9% |
| Market Cap | $1.01B | -7.3% |
| Market Cap / Employee | $0.98M | 0.0% |
| Employees | 1K | 12.1% |
| Net Income | $17.39M | -31.0% |
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| Q3 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $1.90B | 43.3% |
| Short Term Debt | $64.87M | -21.3% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Return On Assets | 0.57% | -0.2% |
| Return On Invested Capital | 5.24% | -0.5% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $32.06M | 94.6% |
| Operating Free Cash Flow | $33.45M | 61.9% |
| Metric | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | YoY Change |
|---|---|---|---|---|---|
| Price to Earnings | 10.99 | 11.13 | 12.50 | 13.58 | 26.95% |
| Price to Book | 0.62 | 0.59 | 0.60 | 0.61 | -4.26% |
| Price to Sales | 1.52 | 1.45 | 1.50 | 1.48 | -4.88% |
| Price to Tangible Book Value | 0.90 | 0.85 | 0.88 | 0.91 | -1.12% |
| Price to Free Cash Flow TTM | 10.67 | 26.16 | 22.13 | 382.26 | 2481.97% |
| Free Cash Flow Yield | 9.4% | 3.8% | 4.5% | 0.3% | -96.13% |
| Return on Equity | 6.0% | 5.5% | 5.3% | 4.8% | -24.96% |
| Total Debt | $1.35B | $1.17B | $1.21B | $1.97B | 39.54% |
OCFC earnings call for the period ending June 30, 2022.
OCFC earnings call for the period ending March 31, 2022.
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