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Oportun Financial

(NASDAQ) OPRT

Current Price$5.11
Market Cap$218.50M
Since IPO (2019)-70%
5 Year-77%
1 Year+11%
1 Month+5%

Oportun Financial Financials at a Glance

Market Cap

$218.50M

Revenue (TTM)

$637.34M

Net Income (TTM)

$25.24M

EPS (TTM)

$0.53

P/E Ratio

9.27

Dividend

$0.00

Beta (Volatility)

1.51 (High)

Price

$5.11

Volume

12,962

Open

$4.86

Previous Close

$4.91

Daily Range

$4.86 - $5.12

52-Week Range

$4.03 - $7.96

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About Oportun Financial

Industry

Consumer Finance

Employees

2,405

CEO

Raul Vazquez, MBA

Headquarters

San Carlos, CA 94070, US

OPRT Financials

Key Financial Metrics (TTM)

Gross Margin

64%

Operating Margin

7%

Net Income Margin

4%

Return on Equity

7%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

10.79%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$218.50M

Shares Outstanding

44.50M

Volume

12.96K

Short Interest

0.00%

Avg. Volume

592.47K

Financials (TTM)

Gross Profit

$405.84M

Operating Income

$44.08M

EBITDA

$85.49M

Operating Cash Flow

$413.40M

Capital Expenditure

$24.33M

Free Cash Flow

$389.08M

Cash & ST Invst.

$105.50M

Total Debt

$2.81B

Oportun Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$148.35M

-11.2%

Gross Profit

$90.41M

-3.2%

Gross Margin

60.94%

N/A

Market Cap

$218.50M

N/A

Market Cap/Employee

$94.51K

N/A

Employees

2,312

N/A

Net Income

$3.40M

-61.1%

EBITDA

$16.03M

+4.2%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$2.71B

+2.1%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$2.80B

-0.6%

Short Term Debt

$11.50M

N/A

Return on Assets

0.77%

N/A

Return on Invested Capital

1.36%

N/A

Free Cash Flow

$102.66M

+20.2%

Operating Cash Flow

$108.90M

+19.1%

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Questions About OPRT

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