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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| OPRT | +60.67% | -71.07% | -21.96% | -70% |
| S&P | +12.57% | +87.93% | +13.44% | +126% |
Oportun Financial Corp. operates as a digital banking platform. Its credit and digital banking products include personal loans, secured personal loans, credit cards, savings, direct, and investment and retirement. The company was founded in August 2005 and is headquartered in San Carlos, CA.
| Q3 2025 | YOY Change | |
|---|---|---|
| Revenue | $238.69M | -4.5% |
| Market Cap | $271.54M | 170.5% |
| Market Cap / Employee | $0.12M | 0.0% |
| Employees | 2.3K | -1.2% |
| Net Income | $5.20M | 117.4% |
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| Q3 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $2.74B | -4.0% |
| Short Term Debt | $2.97M | -4.9% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Return On Assets | 0.95% | 4.8% |
| Return On Invested Capital | -2.38% | -1.0% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $99.04M | -11.3% |
| Operating Free Cash Flow | $99.04M | -11.3% |
| Metric | Q3 2025 | YoY Change | |||
|---|---|---|---|---|---|
| Price to Earnings | 9.37 | - | |||
| Price to Book | 0.43 | 0.56 | 0.73 | 0.72 | 134.02% |
| Price to Sales | 0.17 | 0.26 | 0.35 | 0.31 | 180.24% |
| Price to Tangible Book Value | 0.59 | 0.74 | 0.94 | 0.91 | 112.51% |
| Price to Free Cash Flow TTM | 0.43 | 0.64 | 0.85 | 0.76 | 174.92% |
| Free Cash Flow Yield | 230.2% | 156.9% | 117.8% | 131.3% | -63.63% |
| Return on Equity | -20.8% | -11.4% | -1.3% | 8.6% | -125.55% |
| Total Debt | $2.82B | $2.81B | $2.76B | $2.74B | -3.96% |
No podcast episodes available.
OPRT earnings call for the period ending March 31, 2020.
OPRT earnings call for the period ending December 31, 2019.
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