Accessibility Menu
 
Oportun Financial logo

Oportun Financial

(NASDAQ) OPRT

Current Price$4.58
Market Cap$203.37M
Since IPO (2019)-71%
5 Year-78%
1 Year-17%
1 Month-15%

Oportun Financial Financials at a Glance

Market Cap

$203.37M

Revenue (TTM)

$637.34M

Net Income (TTM)

$25.24M

EPS (TTM)

$0.53

P/E Ratio

8.63

Dividend

$0.00

Beta (Volatility)

1.51 (High)

Price

$4.58

Volume

311,323.316

Open

$4.66

Previous Close

$4.57

Daily Range

$4.55 - $4.72

52-Week Range

$4.03 - $7.96

OPRT News

OPRT: Motley Fool Moneyball Superscore

57

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Oportun Financial

Industry

Consumer Finance

Employees

2,405

CEO

Raul Vazquez, MBA

Headquarters

San Carlos, CA 94070, US

OPRT Financials

Key Financial Metrics (TTM)

Gross Margin

64%

Operating Margin

7%

Net Income Margin

4%

Return on Equity

7%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

11.59%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$203.37M

Shares Outstanding

44.50M

Volume

311.32K

Short Interest

0.00%

Avg. Volume

588.85K

Financials (TTM)

Gross Profit

$405.84M

Operating Income

$44.08M

EBITDA

$85.49M

Operating Cash Flow

$413.40M

Capital Expenditure

$24.33M

Free Cash Flow

$389.08M

Cash & ST Invst.

$105.50M

Total Debt

$2.81B

Oportun Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$148.35M

-11.2%

Gross Profit

$90.41M

-3.2%

Gross Margin

60.94%

N/A

Market Cap

$203.37M

N/A

Market Cap/Employee

$87.96K

N/A

Employees

2,312

N/A

Net Income

$3.40M

-61.1%

EBITDA

$16.03M

+4.2%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$2.71B

+2.1%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$2.80B

-0.6%

Short Term Debt

$11.50M

N/A

Return on Assets

0.77%

N/A

Return on Invested Capital

1.36%

N/A

Free Cash Flow

$102.66M

+20.2%

Operating Cash Flow

$108.90M

+19.1%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
MFINMedallion Financial Corp.
$8.45-1.29%
FOAFinance Of America Companies Inc.
$17.20+3.61%
PMTSCPI Card Group Inc.
$15.10+4.07%
CPSSConsumer Portfolio Services, Inc.
$7.74+0.13%

Trending Stocks

Symbol / CompanyPricePrice Chg
CYCNCyclerion Therapeutics
$6.38+3.12%
INTCIntel
$48.03+0.09%
TQQQProShares Trust - ProShares UltraPro Qqq
$43.23+0.04%
NVDGraniteShares ETF Trust - GraniteShares 2x ShortDA Daily ETF
$7.45-0.01%

Questions About OPRT

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.