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Rhinebeck Bancorp(NASDAQ) RBKB

Market Cap$199.98MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)+52%
5 Year+66%
1 Year+32%
1 Month+5%
$12.84
+0.39%
+0.05Today
After hours$12.80-$0.04 (-0.31%)
Rhinebeck Bancorp last closing stock price
MetricPriceDate
Last closeUSD 12.822026-09-04
Rhinebeck Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.75%USD 12.602026-08-28
1 month+5.43%USD 12.162026-08-05
3 month+9.4%USD 11.722026-06-05
Year to date+49.08%USD 8.602025-12-31
1 year+31.76%USD 9.732025-09-04
3 year+161.6%USD 4.902023-09-05
5 year+66.39%USD 7.702021-09-03
Since inception+52.15%USD 8.412019-01-17

Rhinebeck Bancorp Financials at a Glance

Market Cap

$199.98MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$60.59M

Net Income (TTM)

$9.86M

EPS (TTM)

$0.64

P/E Ratio

19.88

Dividend

$0.00

Beta (Volatility)

0.10 (Low)

Price

$12.84

Volume

69,249

Open

$12.79

Previous Close

$12.82

Daily Range

$12.77 - $12.97

52-Week Range

$6.73 - $13.00

Estimated Earnings Date

Jul 23, 2026

RBKB News

No articles available.

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About Rhinebeck Bancorp

Rhinebeck Bancorp, Inc. operates as the holding company for Rhinebeck Bank, providing a comprehensive range of banking and financial services. The company primarily serves individual consumers and business clients in New York's Hudson Valley region.

Products and Services
  • Various deposit accounts for personal and business needs
  • Automobile financing and real estate loans
  • Brokerage, financial advisory, and life insurance services
Growth Outlook
  • Recent quarterly revenue increased to $34.11 million, showing strong demand
  • Net income for Q2 2026 reached $2.62 million, indicating profitability
  • Expansion plans include additional branches in the Hudson Valley region
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio stands at 13.78, suggesting reasonable valuation
  • Net profit margin for Q2 2026 was 76.69%, reflecting operational efficiency
  • Cash and short-term investments totaled $192.34 million as of June 30, 2026
Rhinebeck Bancorp, Inc. has established itself as a key player in the regional banking sector, focusing on customer-centric services and a diverse product portfolio. The company's recent financial performance demonstrates resilience and growth potential, making it an attractive option for investors interested in regional banks. With a solid foundation and plans for expansion, Rhinebeck Bancorp, Inc. is well-positioned to capitalize on opportunities in the evolving financial landscape.
AI Generated • Sep 3, 2026

Industry

Banks

Sector

Financials

Employees

158

CEO

Matthew J. Smith

Website

www.rhinebeckbank.com

Headquarters

Poughkeepsie, NY 12601, US

RBKB Financials

Key Financial Metrics (TTM)

Gross Margin

60.39%

Operating Margin

10.35%

Net Income Margin

16.28%

Return on Equity

7.20%

Return on Capital

7.59%

Return on Assets

0.67%

Earnings Yield

5.03%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$199.98MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

15.64M

Volume

69.25K

Avg. Volume

121.02K

Financials (TTM)

Gross Profit

$36.59M

Operating Income

$6.27M

EBITDA

$6.50M

Operating Cash Flow

$14.11M

Capital Expenditure

-$55.00K

Free Cash Flow

$14.06M

Cash & ST Invst.

$192.34M

Total Debt

$10.31M

Rhinebeck Bancorp Performance Analysis

Rhinebeck Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 54,526,0006.7%
20232023-12-31USD 66,390,00021.8%
20242024-12-31USD 54,256,000-18.3%
20252025-12-31USD 75,835,00039.8%
Rhinebeck Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.3%
Q42025-12-31-1.5%
Q12026-03-31-6.8%
Q22026-06-30-81.1%
Rhinebeck Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.45-39.7%
20232023-12-31USD 0.29-36.3%
20242024-12-31USD -0.57N/A
20252025-12-31USD 0.66N/A
Rhinebeck Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30N/A
Q42025-12-31-16.0%
Q12026-03-31-4.8%
Q22026-06-3020.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$3.41M

-81.4%

Gross Profit

-$2.08M

-115.7%

Gross Margin

-60.89%

N/A

Market Cap

$199.98MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.27M

N/A

Employees

158

N/A

Net Income

$2.62M

-4.0%

EBITDA

-$3.20M

-183.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$192.34M

+148.4%

Total Debt

$10.31M

-67.5%

Accounts Receivable

$4.59M

+2.0%

Inventory

$0.00

N/A

Long Term Debt

$10.31M

-66.0%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.67%

N/A

Return on Invested Capital

3.61%

N/A

Free Cash Flow

$6.23M

+177.3%

Operating Cash Flow

$5.59M

+130.3%

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Questions About RBKB

What is the current price of Rhinebeck Bancorp?

Rhinebeck Bancorp is trading at $12.82 per share.

What is the 52-week range for Rhinebeck Bancorp?

Over the past 52 weeks, Rhinebeck Bancorp has traded between $6.73 and $13.00.

How much debt does Rhinebeck Bancorp have?

As of the most recent reporting period, Rhinebeck Bancorp reported total debt of $16.36M.

How much cash does Rhinebeck Bancorp have on hand?

Rhinebeck Bancorp does not have cash on hand data available.

What is Rhinebeck Bancorp’s dividend yield?

Rhinebeck Bancorp does not currently have a dividend yield.

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