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South Plains Financial

(NASDAQ) SPFI

Current Price$42.06
Market Cap$685.92M
Since IPO (2019)+163%
5 Year+101%
1 Year+29%
1 Month+0%

South Plains Financial Financials at a Glance

Market Cap

$685.92M

Revenue (TTM)

$293.80M

Net Income (TTM)

$58.47M

EPS (TTM)

$3.44

P/E Ratio

12.20

Dividend

$0.64

Beta (Volatility)

0.70 (Low)

Price

$42.06

Volume

8,525

Open

$42.01

Previous Close

$42.06

Daily Range

$41.56 - $42.14

52-Week Range

$30.01 - $44.00

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About South Plains Financial

Industry

Banks

Employees

603

CEO

Curtis C. Griffith

Headquarters

Lubbock, TX 79407, US

SPFI Financials

Key Financial Metrics (TTM)

Gross Margin

69%

Operating Margin

25%

Net Income Margin

20%

Return on Equity

13%

Return on Capital

2%

Return on Assets

1%

Earnings Yield

8.20%

Dividend Yield

0.02%

Payout Ratio

17.28%

Stock Overview

Market Cap

$685.92M

Shares Outstanding

16.33M

Volume

8.53K

Short Interest

0.00%

Avg. Volume

88.50K

Financials (TTM)

Gross Profit

$206.69M

Operating Income

$74.07M

EBITDA

$74.07M

Operating Cash Flow

$77.49M

Capital Expenditure

$5.66M

Free Cash Flow

$71.83M

Cash & ST Invst.

$625.86M

Total Debt

$60.49M

South Plains Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$74.36M

+1.6%

Gross Profit

$52.11M

+5.9%

Gross Margin

70.08%

N/A

Market Cap

$685.92M

N/A

Market Cap/Employee

$1.30M

N/A

Employees

528

N/A

Net Income

$15.25M

-7.5%

EBITDA

$19.09M

-14.5%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$565.37M

+9.4%

Accounts Receivable

$20.93M

-3.5%

Inventory

$0.00

N/A

Long Term Debt

$60.49M

-45.2%

Short Term Debt

$0.00

N/A

Return on Assets

1.31%

N/A

Return on Invested Capital

1.65%

N/A

Free Cash Flow

$8.44M

+168.4%

Operating Cash Flow

$12.43M

+198.0%

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Questions About SPFI

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