Accessibility Menu
Axos Financial logo

Axos Financial(NYSE) AX

Market Cap$5.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+3,380%
5 Year+102%
1 Year+19%
1 Month+5%
$99.00
-1.04%
-1.04Today
Axos Financial last closing stock price
MetricPriceDate
Last closeUSD 100.042026-08-07
Axos Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.35%USD 101.412026-07-31
1 month+4.66%USD 95.592026-07-08
3 month+15.01%USD 86.982026-05-08
Year to date+16.11%USD 86.162025-12-31
1 year+18.93%USD 84.122025-08-07
3 year+123.55%USD 44.752023-08-08
5 year+101.69%USD 49.602021-08-06
Since inception+3,379.65%USD 2.882005-03-15

Axos Financial Financials at a Glance

Market Cap

$5.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.19B

Net Income (TTM)

$490.37M

EPS (TTM)

$8.48

P/E Ratio

11.80

Dividend

$0.00

Beta (Volatility)

1.28 (Average)

Price

$99.00

Volume

61,433.739

Open

$99.43

Previous Close

$100.04

Daily Range

$98.97 - $100.35

52-Week Range

$74.89 - $105.74

Estimated Earnings Date

Oct 29, 2026

AX: Motley Fool Moneyball Superscore

74

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Axos Financial

Axos helps people and businesses manage money through the internet. It provides bank accounts and home loans without using traditional branches. The company also offers tools for people to trade stocks.

The Digital Service Menu

  • Consumer Banking: Checking, savings, and money market accounts for individuals without a physical branch network.
  • Residential Lending: Home mortgages and warehouse lending for single-family and multifamily properties.
  • Commercial Loans: Asset-backed lending, equipment leasing, and credit lines for various business needs.
  • Securities Services: Stock trading support, clearing services, and safekeeping of assets for investment firms.

Recent Moves for Growth

  • Purchased Verdant Commercial Capital, LLC on September 30, 2025, to expand its business equipment leasing operations.
  • Acquired a $1.3 billion loan portfolio from the Federal Deposit Insurance Corporation in December 2023 at a significant discount.
  • Agreed to buy $2.3 billion in consumer deposits from SMBC MANUBANK in February 2026.
  • Signed an agreement with Capital One in April 2026 to take over $3.2 billion in Individual Retirement Accounts.

What Makes Axos Different

The company operates a digital-first model that avoids the high costs associated with maintaining physical bank locations. It balances its business by offering both standard consumer products and complex financial services for professional investment firms.

Factual Business Performance

  • Revenue reached $564.2 million in Q3 2026, up 22% from $461.9 million in Q3 2025.
  • Net income hit $124.7 million in Q3 2026, an 18.5% increase over the previous year.
  • Total assets grew to $29.2 billion by March 31, 2026, compared to $24.8 billion on June 30, 2025.
  • Operating income was $165.3 million in Q3 2026, up 11.6% from $148.1 million in Q3 2025.

Evolution of a Digital Bank

Axos has grown from a specialized online lender into a diversified financial institution with large-scale banking and security operations. Its recent focus on large deposit acquisitions and commercial leasing marks a significant expansion in its market reach.

AI Generated • May 21, 2026

Industry

Banks

Employees

1,989

CEO

Gregory Garrabrants, CFA, MBA

Headquarters

Las Vegas, NV 89148, US

AX Financials

Key Financial Metrics (TTM)

Gross Margin

62.97%

Operating Margin

29.52%

Net Income Margin

22.39%

Return on Equity

16.41%

Return on Capital

16.76%

Return on Assets

92523018.87%

Earnings Yield

8.47%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$5.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

56.88M

Volume

61.43K

Avg. Volume

384.08K

Financials (TTM)

Gross Profit

$1.38B

Operating Income

$646.67M

EBITDA

$700.48M

Operating Cash Flow

$447.92M

Capital Expenditure

-$21.79M

Free Cash Flow

$426.13M

Cash & ST Invst.

$163.46M

Total Debt

$691.64M

Axos Financial Performance Analysis

Axos Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 1,277,626,00064.9%
20242024-06-30USD 1,785,870,00039.8%
20252025-06-30USD 1,946,531,0009.0%
20262026-06-30USD 2,190,535,00012.5%
Axos Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-303.0%
Q22025-12-3114.0%
Q32026-03-310.2%
Q42026-06-300.9%
Axos Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 5.0727.7%
20242024-06-30USD 7.6651.1%
20252025-06-30USD 7.43-3.0%
20262026-06-30USD 8.4814.1%
Axos Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-301.0%
Q22025-12-3114.4%
Q32026-03-31-3.2%
Q42026-06-300.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

$569.49M

+18.8%

Gross Profit

$370.40M

+22.6%

Gross Margin

65.04%

N/A

Market Cap

$5.69BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.86M

N/A

Employees

1,989

N/A

Net Income

$124.95M

+12.9%

EBITDA

$155.97M

-4.6%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

$163.46M

-91.8%

Total Debt

$691.64M

+85.6%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$496.92M

+33.3%

Short Term Debt

$194.73M

N/A

Return on Assets

925230.19%

N/A

Return on Invested Capital

-1.00%

N/A

Free Cash Flow

$69.87M

+7.3%

Operating Cash Flow

$42.03M

-43.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
OZKBank OZK
$51.26-0.29%
ABCBAmeris Bancorp
$86.91-0.94%
AUBAtlantic Union Bankshares Corporation
$41.50-0.68%
AVALGrupo Aval Acciones y Valores S.A.
$5.27+4.15%

Trending Stocks

Symbol / CompanyPricePrice Chg
SPCXSpace Exploration Technologies
$131.65-0.01%
ACHRArcher Aviation
$6.27+0.12%
INTCIntel
$98.30-0.03%
NVDANvidia
$219.96-0.02%

Questions About AX

What is the current price of Axos Financial?

Axos Financial is trading at $99.16 per share.

What is the 52-week range for Axos Financial?

Over the past 52 weeks, Axos Financial has traded between $74.89 and $105.74.

How much debt does Axos Financial have?

As of the most recent reporting period, Axos Financial reported total debt of $691.64M.

How much cash does Axos Financial have on hand?

Axos Financial does not have cash on hand data available.

What is Axos Financial’s dividend yield?

Axos Financial does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.