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Community Financial System Stock Quote

Community Financial System (NYSE: CBU)

$56.34
(0.3%)
+0.16
Price as of October 22, 2025, 4:00 p.m. ET

KEY DATA POINTS

Current Price
$56.34
Daily Change
(0.3%) +$0.16
Day's Range
$55.96 - $56.98
Previous Close
$56.34
Open
$56.5
Beta
0.83
Volume
180,547
Average Volume
275,192
Sector
Market Cap
3B
Market Cap / Employee
$56.34M
52wk Range
$49.44 - $73.39
Revenue
-
Gross Margin
-
Dividend Yield
3.28%
EPS
$3.87
CAPs Rating
-
Industry
Banks

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Community Financial System Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
CBU+0.52%+11.32%+2.17%+4,695%
S&P+14.5%+93.32%+14.09%+2,784%

Community Financial System Company Info

Community Bank System, Inc. is a holding company, which engages in the provision of retail, business, and municipal banking services. It operates through the following segments: Banking, Employee Benefit Services, and All Other. The Banking segment offers lending and depository-related products and services to individuals, businesses, and municipal enterprises. The Employee Benefit Services segment provides employee benefit trust services, collective investment funds, fund administration, transfer agency, retirement plan and VEBA/HRA, and health savings account plan administration services, actuarial services, and healthcare consulting services. The All Other segment consists of wealth management and insurance services. The company was founded on April 15, 1983 and is headquartered in DeWitt, NY.

News & Analysis

Financial Health

General

Q3 2025YOY Change
Revenue$255.93M6.6%
Market Cap$3.10B1.6%
Market Cap / Employee$1.06M0.0%
Employees2.9K2.4%
Net Income$55.09M26.0%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

No data available for this period.

Liabilities

Q3 2025YOY Change
Long Term Debt$539.18M-14.5%
Short Term Debt$224.17M-29.4%

Ratios

Q3 2025YOY Change
Return On Assets1.23%0.2%
Return On Invested Capital8.34%-0.2%

Cash Flow

Q2 2025YOY Change
Free Cash Flow$36.39M7.7%
Operating Free Cash Flow$53.69M34.9%

Valuation

MetricQ4 2024Q1 2025Q2 2025Q3 2025YoY Change
Price to Earnings17.9615.7815.5215.14-16.26%
Price to Book1.821.701.641.65-9.85%
Price to Sales3.483.133.083.13-7.08%
Price to Tangible Book Value3.673.483.223.15-21.09%
Price to Free Cash Flow TTM28.4926.0330.0429.3733.87%
Free Cash Flow Yield3.5%3.8%3.3%3.4%-25.30%
Return on Equity10.5%10.9%10.9%11.0%7.92%
Total Debt$1.05B$862.04M$894.46M$763.35M-19.51%

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