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Central Pacific Financial(NYSE) CPF

Current Price$38.63
Market Cap$1.01BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1987)-83%
5 Year+94%
1 Year+39%
1 Month+8%
Central Pacific Financial last closing stock price
MetricPriceDate
Last closeUSD 38.612026-07-20
Central Pacific Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.68%USD 38.352026-07-13
1 month+7.7%USD 35.852026-06-18
3 month+14.18%USD 33.822026-04-21
Year to date+26.04%USD 30.632025-12-31
1 year+39.31%USD 27.712025-07-18
3 year+148.11%USD 15.562023-07-21
5 year+93.79%USD 19.922021-07-21
Since inception-83.21%USD 230.001987-09-15

Central Pacific Financial Financials at a Glance

Market Cap

$1.01BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$362.75M

Net Income (TTM)

$80.45M

EPS (TTM)

$3.00

P/E Ratio

12.88

Dividend

$1.13

Beta (Volatility)

0.81 (Low)

Price

$38.63

Volume

1,134

Open

$38.52

Previous Close

$38.61

Daily Range

$38.29 - $38.63

52-Week Range

$25.62 - $40.06

Estimated Earnings Date

Jul 24, 2026

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About Central Pacific Financial

Central Pacific Financial Corp. offers banking and wealth management services in Hawaii. It provides essential financial solutions for businesses and individuals. The company supports local economies with tailored banking products.

Products and Services

Deposit Products: Personal and business accounts, money market, and certificates of deposit.

Lending Services: Commercial, mortgage, and consumer loans for diverse client needs.

Banking Services: Internet banking, debit cards, and cash management solutions.

Wealth Management: Investment products, annuities, and insurance services.

Growth and Expansion

Central Pacific Financial Corp. has not detailed specific acquisitions or partnerships.

The company focuses on expanding its digital banking services.

It maintains a strong presence in Hawaii with 30 branches.

What Makes Central Pacific Special

Central Pacific stands out with its comprehensive service range tailored to local needs. Its strong Hawaiian presence supports community-focused banking.

Five Things You Need to Know

Market cap of $696.88M as of 2023.

Operates 30 branches and 69 ATMs in Hawaii.

Stock price range: $19.52 - $33.25 in 2023.

Beta of 0.96 indicates moderate market volatility.

Revenue growth rate not explicitly detailed but remains stable.

Bottom Line

Central Pacific Financial Corp. supports Hawaii's economy with tailored banking services. Its focus on local needs ensures community relevance and stability.

AI Generated • Apr 16, 2026

Industry

Banks

Employees

763

CEO

Arnold D. Martines

Headquarters

Honolulu, HI 96813, US

CPF Financials

Key Financial Metrics (TTM)

Gross Margin

77.69%

Operating Margin

28.96%

Net Income Margin

22.18%

Return on Equity

13.73%

Return on Capital

14.49%

Return on Assets

1.07%

Earnings Yield

7.76%

Dividend Yield

2.93%

Payout Ratio

36.85%

Stock Overview

Market Cap

$1.01BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

26.10M

Volume

1.13K

Avg. Volume

141.69K

Financials (TTM)

Gross Profit

$281.84M

Operating Income

$105.04M

EBITDA

$113.05M

Operating Cash Flow

$95.35M

Capital Expenditure

-$5.34M

Free Cash Flow

$90.02M

Cash & ST Invst.

$893.71M

Total Debt

$101.62M

Central Pacific Financial Performance Analysis

Central Pacific Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 280,368,0007.5%
20232023-12-31USD 324,182,00015.6%
20242024-12-31USD 344,764,0006.3%
20252025-12-31USD 365,624,0006.1%
Central Pacific Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303.3%
Q32025-09-302.5%
Q42025-12-311.0%
Q12026-03-31-5.9%
Central Pacific Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.68-5.2%
20232023-12-31USD 2.17-19.2%
20242024-12-31USD 1.97-9.2%
20252025-12-31USD 2.8645.7%
Central Pacific Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-304.6%
Q32025-09-301.5%
Q42025-12-3123.2%
Q12026-03-31-8.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$87.54M

+0.5%

Gross Profit

$69.51M

+9.5%

Gross Margin

79.40%

N/A

Market Cap

$1.01BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.32M

N/A

Employees

763

N/A

Net Income

$20.73M

+16.7%

EBITDA

$28.91M

+18.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$893.71M

+6.5%

Total Debt

$101.62M

-37.4%

Accounts Receivable

$24.32M

-1.7%

Inventory

$0.00

N/A

Long Term Debt

$101.62M

-37.4%

Short Term Debt

$0.00

N/A

Return on Assets

1.07%

N/A

Return on Invested Capital

13.30%

N/A

Free Cash Flow

$17.26M

-11.7%

Operating Cash Flow

$18.33M

-10.3%

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Questions About CPF

What is the current price of Central Pacific Financial?

Central Pacific Financial is trading at $38.63 per share.

What is the 52-week range for Central Pacific Financial?

Over the past 52 weeks, Central Pacific Financial has traded between $25.62 and $40.06.

How much debt does Central Pacific Financial have?

As of the most recent reporting period, Central Pacific Financial reported total debt of $101.62M.

How much cash does Central Pacific Financial have on hand?

Central Pacific Financial does not have cash on hand data available.

What is Central Pacific Financial’s dividend yield?

Central Pacific Financial currently has a dividend yield of 2.93%.

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