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First American Financial(NYSE) FAF

Current Price$71.53
Market Cap$7.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2010)+662%
5 Year+34%
1 Year+32%
1 Month+5%
First American Financial last closing stock price
MetricPriceDate
Last closeUSD 71.732026-07-20
First American Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.38%USD 70.062026-07-13
1 month+4.52%USD 68.632026-06-18
3 month+8.11%USD 66.352026-04-21
Year to date+18.68%USD 60.442025-12-31
1 year+31.84%USD 54.412025-07-18
3 year+35.34%USD 53.002023-07-21
5 year+34.3%USD 53.412021-07-21
Since inception+662.05%USD 9.412010-05-24

First American Financial Financials at a Glance

Market Cap

$7.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$6.01B

Net Income (TTM)

$672.70M

EPS (TTM)

$6.51

P/E Ratio

11.02

Dividend

$2.20

Beta (Volatility)

0.81 (Low)

Price

$71.53

Volume

21,585

Open

$71.98

Previous Close

$71.53

Daily Range

$70.79 - $72.25

52-Week Range

$56.20 - $73.50

Estimated Earnings Date

Jul 22, 2026

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About First American Financial

First American helps people buy and sell homes with confidence. It protects buyers and lenders from legal problems regarding property ownership. The company also pays for repairs to home systems and appliances when they break.

What First American Sells

  • Title Insurance: Policies that protect property owners and lenders against financial loss from title defects or liens; accounted for 93.6% of revenue in 2025.
  • Closing and Escrow: Services that handle the legal transfer of property and the movement of money between buyers and sellers.
  • Home Warranties: Service contracts covering repairs for systems like heating and cooling or home appliances due to normal wear.
  • Banking and Trust: Fiduciary, wealth management, and deposit services through a federal savings bank subsidiary.
  • Data and Analytics: Property information and risk management tools used to automate underwriting and verify identities.

New Paths and Partnerships

  • Developed automated underwriting tools to speed up the title search and examination process.
  • Invested in venture-stage companies through a specialized portfolio focused on real estate technology and related industries.
  • Expanded digital transformation efforts to move manual closing tasks into automated online systems.
  • Acquired various companies to increase market share and enhance proprietary data capabilities.

How the Company Stands Out

First American maintains one of the largest collections of property data and indexed title records in the industry. This proprietary information allows the company to automate risk decisions and deliver faster service than traditional manual methods.

The Recent Numbers

  • Revenue grew to $2 billion in Q4 2025, a 22.2% increase compared to Q4 2024.
  • Net income reached $211.9 million in Q4 2025, up 192.7% from the same period in 2024.
  • Operating cash flow rose to $369.3 million in Q4 2025, up 13.8% year-over-year.
  • The Title Insurance and Services segment provided 93.6% of consolidated revenues during the 2025 fiscal year.

Bottom Line

First American has moved from traditional paper-based title searches to a data-driven model using automated technology. This shift has improved its ability to manage real estate risks while expanding into specialized insurance and banking services.

AI Generated • Apr 22, 2026

Industry

Insurance

Employees

19,102

CEO

Mark E. Seaton, MBA

Headquarters

Santa Ana, CA 92707-5913, US

FAF Financials

Key Financial Metrics (TTM)

Gross Margin

74.26%

Operating Margin

14.82%

Net Income Margin

11.19%

Return on Equity

12.56%

Return on Capital

11.16%

Return on Assets

3.75%

Earnings Yield

9.07%

Dividend Yield

3.07%

Payout Ratio

33.22%

Stock Overview

Market Cap

$7.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

101.90M

Volume

21.59K

Avg. Volume

961.62K

Financials (TTM)

Gross Profit

$4.47B

Operating Income

$891.40M

EBITDA

$1.27B

Operating Cash Flow

$1.01B

Capital Expenditure

-$184.90M

Free Cash Flow

$824.30M

Cash & ST Invst.

$2.44B

Total Debt

$1.75B

First American Financial Performance Analysis

First American Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 7,594,000,000-17.6%
20232023-12-31USD 5,998,100,000-21.0%
20242024-12-31USD 6,120,700,0002.0%
20252025-12-31USD 7,445,000,00021.6%
First American Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3016.4%
Q32025-09-307.5%
Q42025-12-313.6%
Q12026-03-31-93.0%
First American Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.45-78.0%
20232023-12-31USD 2.07-15.4%
20242024-12-31USD 1.26-39.4%
20252025-12-31USD 6.00377.0%
First American Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3098.6%
Q32025-09-3029.8%
Q42025-12-3112.0%
Q12026-03-31-41.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$143.30M

-90.9%

Gross Profit

$65.50M

-93.4%

Gross Margin

45.71%

N/A

Market Cap

$7.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$382.65K

N/A

Employees

19,102

N/A

Net Income

$125.10M

+68.6%

EBITDA

$258.30M

+40.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$2.44B

+15.6%

Total Debt

$1.75B

-30.3%

Accounts Receivable

$398.00M

-1.4%

Inventory

$0.00

N/A

Long Term Debt

$1.75B

-1.4%

Short Term Debt

$1.08B

+46.6%

Return on Assets

3.75%

N/A

Return on Invested Capital

4.97%

N/A

Free Cash Flow

-$32.70M

+65.4%

Operating Cash Flow

$5.60M

+110.6%

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Questions About FAF

What is the current price of First American Financial?

First American Financial is trading at $71.53 per share.

What is the 52-week range for First American Financial?

Over the past 52 weeks, First American Financial has traded between $56.20 and $73.50.

How much debt does First American Financial have?

As of the most recent reporting period, First American Financial reported total debt of $1.75B.

How much cash does First American Financial have on hand?

First American Financial reported $2.44B in cash and cash equivalents in its most recent financial results.

What is First American Financial’s dividend yield?

First American Financial currently has a dividend yield of 3.07%.

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