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Essent Group(NYSE) ESNT

Market Cap$6.20BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2013)+252%
5 Year+65%
1 Year+13%
1 Month+5%
Premium Feature
Moneyball Superscore
65/100
$69.68
+1.03%
+0.71Today
After hours$69.63-$0.05 (-0.07%)
Essent Group last closing stock price
MetricPriceDate
Last closeUSD 69.632026-09-03
Essent Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.03%USD 68.922026-08-27
1 month+4.97%USD 66.332026-08-04
3 month+21.84%USD 57.152026-06-05
Year to date+8.97%USD 63.902025-12-31
1 year+13.09%USD 61.572025-09-03
3 year+46.06%USD 47.672023-09-01
5 year+65.02%USD 42.192021-09-03
Since inception+251.54%USD 19.622013-11-01

Essent Group Financials at a Glance

Market Cap

$6.20BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.32B

Net Income (TTM)

$680.71M

EPS (TTM)

$7.16

P/E Ratio

9.63

Dividend

$1.36

Beta (Volatility)

0.78 (Low)

Price

$69.68

Volume

626,775

Open

$69.59

Previous Close

$69.63

Daily Range

$69.17 - $70.07

52-Week Range

$55.34 - $70.37

Estimated Earnings Date

Nov 6, 2026

ESNT News

TMF-Wall-Street-Sign-Purple-StockVStock.png

Essent vs. Progressive: Which Insurance Stock Is a Better Buy in 2026?

Brendan CoffeyJul 3, 2026
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Essent Group Posts $195 Million Profit

Motley Fool Markets TeamAug 8, 2025
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Essent Group (ESNT) Q2 EPS Beats by 12%

Motley Fool Markets TeamAug 8, 2025
Stock broker trading online watching charts and data analyses on multiple computer screens getty

Why Shares of Essent Group Are Higher Today

Lou WhitemanMay 27, 2020
featured-transcript-logo

Essent Group Ltd (ESNT) Q4 2018 Earnings Conference Call Transcript

Motley Fool TranscribersFeb 8, 2019
mortgage insurer cuts prices

Why MGIC Investment Corp, Radian Group, Essent Group, and NMI Holdings Stock Plunged on Monday

Jordan WathenApr 9, 2018
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George Soros's Best-Performing Stocks of 2016 So Far

Alex Dumortier, CFASep 27, 2016
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3 Cheap Growth Stocks You Can Buy Right Now

Sean WilliamsApr 28, 2016
Page 1

ESNT: Motley Fool Moneyball Superscore

65

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About Essent Group

Essent Group Ltd. helps people buy homes by insuring mortgages. This coverage protects lenders if a borrower misses their payments. The company also offers title insurance to protect legal property ownership.

Where the Revenue Flows

  • Mortgage Insurance: Protection for residential lenders against borrower defaults; generated $215.7 million in net premiums earned during the three-month period ended June 30, 2026.
  • Reinsurance: Risk-sharing contracts for mortgage and property insurance providers; earned $43.6 million in net premiums during the quarter ended June 30, 2026.
  • Title Insurance: Verification and legal protection of property ownership; provided $17.5 million in net premiums earned in the three-month period ended June 30, 2026.

New Frontiers and Fresh Models

  • Entered the property and casualty reinsurance market on Jan. 1, 2026.
  • Began insuring loans using the VantageScore 4.0 credit model during the second quarter of 2026.
  • Secured additional excess of loss reinsurance coverage for eligible policies written through 2027.

Strong Ratings and Risk Control

Essent maintains an A2 financial strength rating from Moody's, which reflects a strong ability to meet insurance obligations. The company uses complex risk-sharing agreements with third-party partners to reduce exposure to large-scale housing market losses.

Key Numbers From 2026

  • Net premiums written reached $702.0 million for the six-month period ended June 30, 2026.
  • Net income was $361.5 million for the six-month period ended June 30, 2026.
  • Mortgage insurance in force reached $249.7 billion as of June 30, 2026.
  • Total cash and investments stood at $6.5 billion as of June 30, 2026.
  • The risk-to-capital ratio for the primary insurance unit was 8.5 to 1 at June 30, 2026.

Evolution of the Business

Essent has transitioned from a specialized mortgage insurer into a broader financial services and reinsurance provider. This diversification beyond the housing market helps the company maintain stability across different economic cycles.

AI Generated • Aug 8, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

518

CEO

Mark A. Casale, MBA

Website

ir.essentgroup.com

Headquarters

Hamilton, HM HM11, BM

ESNT Financials

Key Financial Metrics (TTM)

Gross Margin

85.03%

Operating Margin

62.02%

Net Income Margin

51.43%

Return on Equity

11.91%

Return on Capital

13.15%

Return on Assets

8.97%

Earnings Yield

10.38%

Dividend Yield

1.97%

Payout Ratio

18.18%

Stock Overview

Market Cap

$6.20BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

89.88M

Volume

626.77K

Avg. Volume

732.32K

Financials (TTM)

Gross Profit

$1.13B

Operating Income

$820.73M

EBITDA

$857.18M

Operating Cash Flow

$834.08M

Capital Expenditure

-$8.19M

Free Cash Flow

$825.89M

Cash & ST Invst.

$6.11B

Total Debt

$495.97M

Essent Group Performance Analysis

Essent Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,000,824,000-0.9%
20232023-12-31USD 1,090,731,0009.0%
20242024-12-31USD 1,218,400,00011.7%
20252025-12-31USD 1,235,106,0001.4%
Essent Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-2.2%
Q42025-12-31-2.0%
Q12026-03-315.5%
Q22026-06-3010.0%
Essent Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 7.7226.4%
20232023-12-31USD 6.50-15.8%
20242024-12-31USD 6.855.3%
20252025-12-31USD 6.900.8%
Essent Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-13.5%
Q42025-12-31-4.2%
Q12026-03-3113.7%
Q22026-06-3014.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$362.69M

+11.2%

Gross Profit

$313.73M

+1.5%

Gross Margin

86.50%

N/A

Market Cap

$6.20BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$11.97M

N/A

Employees

518

N/A

Net Income

$189.71M

-2.9%

EBITDA

$238.47M

-0.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$6.11B

+0.9%

Total Debt

$495.97M

+0.3%

Accounts Receivable

$169.77M

+72.7%

Inventory

$0.00

N/A

Long Term Debt

$495.97M

+0.3%

Short Term Debt

$0.00

N/A

Return on Assets

8.97%

N/A

Return on Invested Capital

11.57%

N/A

Free Cash Flow

$196.12M

+3.9%

Operating Cash Flow

$197.09M

+4.0%

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Questions About ESNT

What is the current price of Essent Group?

Essent Group is trading at $69.63 per share.

What is the 52-week range for Essent Group?

Over the past 52 weeks, Essent Group has traded between $55.34 and $70.37.

How much debt does Essent Group have?

As of the most recent reporting period, Essent Group reported total debt of $495.97M.

How much cash does Essent Group have on hand?

Essent Group reported $74.33M in cash and cash equivalents in its most recent financial results.

What is Essent Group’s dividend yield?

Essent Group currently has a dividend yield of 1.97%.

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