Accessibility Menu
OFG Bancorp logo

OFG Bancorp(NYSE) OFG

Market Cap$2.19BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+9,411%
5 Year+153%
1 Year+24%
1 Month-2%
Premium Feature
Moneyball Superscore
68/100
$51.92
+0.27%
+0.14Today
OFG Bancorp last closing stock price
MetricPriceDate
Last closeUSD 51.782026-08-20
OFG Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.29%USD 53.542026-08-13
1 month-2.12%USD 52.902026-07-21
3 month+15.76%USD 44.732026-05-22
Year to date+28.39%USD 40.332025-12-31
1 year+24.22%USD 41.692025-08-20
3 year+82.77%USD 28.332023-08-21
5 year+153.44%USD 20.432021-08-20
Since inception+9,411.44%USD 0.541992-06-19

OFG Bancorp Financials at a Glance

Market Cap

$2.19BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$902.51M

Net Income (TTM)

$220.45M

EPS (TTM)

$5.08

P/E Ratio

10.20

Dividend

$1.30

Beta (Volatility)

0.84 (Low)

Price

$51.92

Volume

55,914.215

Open

$52.09

Previous Close

$51.78

Daily Range

$51.59 - $52.30

52-Week Range

$35.71 - $54.47

Estimated Earnings Date

Oct 21, 2026

OFG News

SellAlert-Blue.png

After Climbing 157% in Five Years, Insider Dumps Shares of Regional Bank

Jake LerchAug 20, 2026
featured-earnings-leadership-highlights.png

OFG Bancorp Reports Record Q2 Results

Motley Fool Markets TeamJul 17, 2025

This Small Bank Is Very Popular With Big-Name Hedge Funds

Jay JenkinsSep 4, 2015

OFG Is A-OK With New Dividend

Rich DupreyAug 29, 2013

The Smart Money's Top 8 Banking Stocks

Kapit allNov 8, 2010

OFG: Motley Fool Moneyball Superscore

68

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About OFG Bancorp

OFG Bancorp helps Puerto Rico residents manage their money. The company offers everyday tools like checking and car loans. It also provides insurance and professional investment advice.

A Wide Range of Money Tools

  • Banking Services: Includes commercial, consumer, auto, and mortgage lending alongside deposit accounts for retail and business customers.
  • Wealth Management: Provides financial planning, insurance sales, investment advisory, securities brokerage, and corporate trust services.
  • Treasury Operations: Manages the company's investment portfolio, including mortgage-backed securities and US government obligations.

Steps Toward Bold Transformation

  • Launched a branding campaign in the second quarter of 2026 to highlight digital bank evolution.
  • Transferred $500 million in government deposits into a wealth management account in January 2026.
  • Expanded commercial lending through middle-market senior secured loan participations in the US mainland.
  • Transitioned toward a digital bank model where customers perform all financial activities seamlessly.

Technology and Human Relationships

OFG combines digital technology with human relationships through 42 branches in Puerto Rico and two branches in the USVI. The company uses a diversified revenue model balancing interest income with fees from brokerage, fiduciary, and insurance services.

Financial Results by the Numbers

  • Diluted earnings per share was $1.39 in the second quarter of 2026, up 20.9% year over year.
  • Net income available to common shareholders was $58.8 million in the second quarter of 2026, up 13.5% year over year.
  • Total core revenues (non-GAAP) reached $190.3 million in the second quarter of 2026, up 4.5% year over year.
  • Customer deposits grew to $9.74 billion in the second quarter of 2026.
  • Loans held-for-investment totaled $8.30 billion in the second quarter of 2026.

Evolution of a Regional Leader

OFG has moved from a traditional regional lender to a diversified financial institution with a focus on digital transformation. This evolution helps the company balance its income between lending and specialized financial services in the Puerto Rico market.

AI Generated • Aug 7, 2026

Industry

Banks

Sector

Financials

Employees

2,185

CEO

José Rafael Fernández Martinez, MBA

Website

www.ofgbancorp.com

Headquarters

San Juan, PR 00918, PR

OFG Financials

Key Financial Metrics (TTM)

Gross Margin

74.09%

Operating Margin

31.46%

Net Income Margin

24.43%

Return on Equity

15.92%

Return on Capital

13.50%

Return on Assets

1.81%

Earnings Yield

9.80%

Dividend Yield

2.51%

Payout Ratio

24.86%

Stock Overview

Market Cap

$2.19BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

42.27M

Volume

55.91K

Avg. Volume

342.25K

Financials (TTM)

Gross Profit

$668.70M

Operating Income

$283.96M

EBITDA

$308.36M

Operating Cash Flow

$225.03M

Capital Expenditure

-$22.37M

Free Cash Flow

$202.66M

Cash & ST Invst.

$3.44B

Total Debt

$577.99M

OFG Bancorp Performance Analysis

OFG Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 649,410,0009.8%
20232023-12-31USD 776,949,00019.6%
20242024-12-31USD 870,514,00012.0%
20252025-12-31USD 902,886,0003.7%
OFG Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.0%
Q42025-12-315.6%
Q12026-03-31-1.0%
Q22026-06-301.9%
OFG Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.4321.7%
20232023-12-31USD 3.8211.4%
20242024-12-31USD 4.2310.5%
20252025-12-31USD 4.588.5%
OFG Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.9%
Q42025-12-311.7%
Q12026-03-316.8%
Q22026-06-3010.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$230.65M

+9.7%

Gross Profit

$177.79M

+21.6%

Gross Margin

77.08%

N/A

Market Cap

$2.19BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.00M

N/A

Employees

2,185

N/A

Net Income

$58.78M

+13.5%

EBITDA

$80.33M

+11.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$3.44B

+5.6%

Total Debt

$577.99M

+8.9%

Accounts Receivable

$175.06M

+5.0%

Inventory

$0.00

N/A

Long Term Debt

$21.38M

-95.8%

Short Term Debt

$556.62M

+1926.8%

Return on Assets

1.81%

N/A

Return on Invested Capital

17.58%

N/A

Free Cash Flow

$45.06M

+41.8%

Operating Cash Flow

$53.20M

+48.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
NWBINorthwest Bancshares, Inc.
$15.30-0.10%
FCFFirst Commonwealth Financial Corporation
$20.98-1.29%
EFSCEnterprise Financial Services Corp
$63.56-0.71%
SRCE1st Source Corporation
$85.49-0.77%

Trending Stocks

Symbol / CompanyPricePrice Chg
IBITiShares Bitcoin Trust
$43.69+0.06%
BITOProShares Trust - ProShares Bitcoin ETF
$10.42+0.06%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$9.83+0.11%
MARAMara Holdings
$11.40+0.02%

Questions About OFG

What is the current price of OFG Bancorp?

OFG Bancorp is trading at $51.90 per share.

What is the 52-week range for OFG Bancorp?

Over the past 52 weeks, OFG Bancorp has traded between $35.71 and $54.47.

How much debt does OFG Bancorp have?

As of the most recent reporting period, OFG Bancorp reported total debt of $576.46M.

How much cash does OFG Bancorp have on hand?

OFG Bancorp does not have cash on hand data available.

What is OFG Bancorp’s dividend yield?

OFG Bancorp currently has a dividend yield of 2.51%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services