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Primerica(NYSE) PRI

Market Cap$8.97BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2010)+1,752%
5 Year+105%
1 Year+10%
1 Month-9%
Premium Feature
Moneyball Superscore
67/100
$290.82
-3.41%
-10.28Today
After hours$291.43+$0.61 (+0.21%)
Primerica last closing stock price
MetricPriceDate
Last closeUSD 291.442026-08-27
Primerica stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.76%USD 296.662026-08-20
1 month-9.02%USD 320.342026-07-28
3 month+8.39%USD 268.882026-05-29
Year to date+14.27%USD 255.042025-12-31
1 year+9.94%USD 265.082025-08-27
3 year+52.14%USD 191.562023-08-28
5 year+104.63%USD 142.422021-08-27
Since inception+1,751.76%USD 16.262010-04-01

Primerica Financials at a Glance

Market Cap

$8.97BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$3.40B

Net Income (TTM)

$796.21M

EPS (TTM)

$24.91

P/E Ratio

11.70

Dividend

$4.64

Beta (Volatility)

0.83 (Low)

Price

$290.82

Volume

276,742.611

Open

$295.73

Previous Close

$291.44

Daily Range

$288.99 - $298.96

52-Week Range

$230.09 - $327.28

Estimated Earnings Date

Nov 4, 2026

PRI News

SellAlert-Purple.png

Primerica President Sells 1,800 Shares for $562,770

Jack DelaneyAug 24, 2026
Beach sunset

These 3 Stocks Just Raised Their Dividends

Eric VolkmanAug 14, 2017
Trump financial advisor dol rule

Why Financial Advisory Stocks Surged on Wednesday

Jordan WathenNov 9, 2016
Primerica_logo

Investing in Socially Responsible Companies: Primerica, Inc.

Matt Frankel, CFP®Nov 3, 2014

If the FTC Slams Herbalife, These Stocks Could Get Hit Hard

Sam MatteraMar 18, 2014
PRI logo

Here's What You Should Expect From Primerica's Earnings

Jessica AllingFeb 11, 2014

Primerica Declares Q2 Dividend

Eric VolkmanAug 12, 2013
life_insurance

Primerica Buying Back Stock and Warrants From Warburg Pincus

Rich DupreyMay 29, 2013
Page 1

PRI: Motley Fool Moneyball Superscore

67

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About Primerica

Primerica, Inc. helps families learn how to manage money. It sells insurance and investment tools to middle-income households. These products help everyday people save for their future.

Protecting and Growing Family Wealth

  • Term Life Insurance: Individual policies with fixed premiums for 10 to 35 years that pay benefits upon the death of the policyholder.
  • Investment and Savings Products: Mutual funds, managed accounts, and annuities designed for retirement planning and wealth building.
  • Senior Health: Medicare Advantage and supplemental insurance plans designed for older clients in the United States.
  • Corporate and Other Distributed Products: Mortgage lending, prepaid legal services, and identity theft protection distributed through third-party partnerships.

Recruiting and Expanding the Mission

  • Offered special recruiting incentives in April 2026 to attract new independent sales representatives.
  • Expanded investment strategies on the advisory platform to meet client demand for managed accounts.
  • Completed a tax equity investment in the second quarter of 2026 to realize federal income tax benefits.

What Makes Primerica Different?

Primerica operates through a network of 148,612 life-licensed independent sales representatives as of June 30, 2026. This distribution model focuses on educating middle-market families about financial independence rather than just selling products. The company is headquartered in Duluth, Georgia, and serves clients in the United States and Canada.

The Financial Scorecard

  • Total revenues reached $865.1 million in the three months ended June 30, 2026, up 9% year over year.
  • Net income rose to $202.3 million for the three months ended June 30, 2026, up 13% year over year.
  • Investment product sales grew to $4.4 billion in the three months ended June 30, 2026, up 23% year over year.
  • The price-to-earnings ratio was 11.0 in the second quarter of 2026, down 13.0% from the prior year.
  • The network of life-licensed independent sales representatives included 148,612 people as of June 30, 2026.

The Big Picture

Primerica has evolved from a life insurance provider into a broad distributor of financial products. Its business relies on a large independent sales force to reach middle-income families in the United States and Canada.

AI Generated • Aug 7, 2026

Industry

Insurance

Sector

Financials

Employees

2,833

CEO

Glenn J. Williams

Website

www.primerica.com

Headquarters

Duluth, GA 30099, US

PRI Financials

Key Financial Metrics (TTM)

Gross Margin

72.14%

Operating Margin

30.19%

Net Income Margin

23.42%

Return on Equity

32.55%

Return on Capital

22.85%

Return on Assets

5.39%

Earnings Yield

8.55%

Dividend Yield

1.59%

Payout Ratio

17.92%

Stock Overview

Market Cap

$8.97BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

30.78M

Volume

276.74K

Avg. Volume

197.87K

Financials (TTM)

Gross Profit

$2.45B

Operating Income

$1.03B

EBITDA

$1.15B

Operating Cash Flow

$891.75M

Capital Expenditure

-$32.14M

Free Cash Flow

$859.61M

Cash & ST Invst.

$605.13M

Total Debt

$642.57M

Primerica Performance Analysis

Primerica annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 2,784,055,0000.9%
20232023-12-31USD 2,813,981,0001.1%
20242024-12-31USD 3,151,795,00012.0%
20252025-12-31USD 3,349,756,0006.3%
Primerica sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.9%
Q42025-12-31-0.2%
Q12026-03-312.2%
Q22026-06-301.0%
Primerica annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 12.3331.5%
20232023-12-31USD 15.9429.2%
20242024-12-31USD 13.65-14.4%
20252025-12-31USD 22.9167.9%
Primerica sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3017.6%
Q42025-12-31-3.5%
Q12026-03-31-2.6%
Q22026-06-308.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$865.07M

+9.1%

Gross Profit

$717.74M

+117.3%

Gross Margin

82.97%

N/A

Market Cap

$8.97BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.88M

N/A

Employees

2,309

N/A

Net Income

$202.28M

+13.4%

EBITDA

$349.18M

+42.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$605.13M

-64.4%

Total Debt

$642.57M

-66.3%

Accounts Receivable

$291.44M

-90.8%

Inventory

$0.00

N/A

Long Term Debt

$642.57M

-66.3%

Short Term Debt

$0.00

N/A

Return on Assets

5.39%

N/A

Return on Invested Capital

7.18%

N/A

Free Cash Flow

$167.09M

+5.1%

Operating Cash Flow

$193.82M

+19.2%

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Questions About PRI

What is the current price of Primerica?

Primerica is trading at $291.44 per share.

What is the 52-week range for Primerica?

Over the past 52 weeks, Primerica has traded between $230.09 and $327.28.

How much debt does Primerica have?

As of the most recent reporting period, Primerica reported total debt of $1.72B.

How much cash does Primerica have on hand?

Primerica reported $600.18M in cash and cash equivalents in its most recent financial results.

What is Primerica’s dividend yield?

Primerica currently has a dividend yield of 1.59%.

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