The Motley Fool Investing Philosophy: We generally recommend investors buy shares of at least 25 stocks and hold them for at least 5 years. Learn More
| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| SMBK | +0.67% | +153.09% | +20.38% | +147% |
| S&P | +12.65% | +91.73% | +13.89% | +252% |
SmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. It operates through the following portfolio segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other. The Commercial Real Estate segment includes owner-occupied commercial real estate loans and loans secured by income-producing properties. The Consumer Real Estate segment consists of real estate loans such as home equity lines. The Construction and Land Development segment consists of credit to real estate developers or investors. The Commercial and Industrial segment provides commercial and financial loans. The Consumer and Other segment provides direct consumer installment loans, overdrafts, and other revolving credit and educational loans. The company was founded on September 19, 1983 and is headquartered in Knoxville, TN.
No news articles found for SmartFinancial.
| Q3 2025 | YOY Change | |
|---|---|---|
| Revenue | $79.20M | 10.0% |
| Market Cap | $608.14M | 23.3% |
| Market Cap / Employee | $1.02M | 0.0% |
| Employees | 597 | 4.7% |
| Net Income | $13.69M | 49.7% |
Currently no data to display
Currently no data to display.
Currently no data to display.
No data available for this period.
| Q3 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $139.91M | 147.8% |
| Short Term Debt | $3.91M | -30.7% |
| Q3 2025 | YOY Change | |
|---|---|---|
| Return On Assets | 0.87% | 0.2% |
| Return On Invested Capital | 6.50% | -0.1% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $13.24M | -13.1% |
| Operating Free Cash Flow | $14.02M | -14.2% |
| Metric | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | YoY Change |
|---|---|---|---|---|---|
| Price to Earnings | 14.46 | 13.77 | 13.65 | 13.03 | -13.41% |
| Price to Book | 1.07 | 1.07 | 1.18 | 1.17 | 12.22% |
| Price to Sales | 1.84 | 1.81 | 1.91 | 1.97 | 9.87% |
| Price to Tangible Book Value | 1.37 | 1.36 | 1.50 | 1.46 | 8.77% |
| Price to Free Cash Flow TTM | 13.47 | 12.78 | 10.51 | 11.91 | -3.70% |
| Free Cash Flow Yield | 7.4% | 7.8% | 9.5% | 8.4% | 3.85% |
| Return on Equity | 7.6% | 8.0% | 8.4% | 9.0% | 28.94% |
| Total Debt | $60.29M | $59.56M | $59.14M | $139.91M | 129.73% |
No podcast episodes available.
SMBK earnings call for the period ending September 30, 2020.
SMBK earnings call for the period ending June 30, 2020.
SMBK earnings call for the period ending March 31, 2020.
SMBK earnings call for the period ending December 31, 2019.
Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.
