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Truist Financial(NYSE) TFC

Market Cap$65.17BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1985)+4,340%
5 Year+22%
1 Year+22%
1 Month+3%
$52.07
-0.46%
-0.24Today
Truist Financial last closing stock price
MetricPriceDate
Last closeUSD 52.312026-07-29
Truist Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.12%USD 51.732026-07-22
1 month+3.42%USD 50.582026-06-29
3 month+2.65%USD 50.962026-04-30
Year to date+8.51%USD 48.212025-12-31
1 year+22.24%USD 42.792025-07-29
3 year+84.9%USD 28.292023-07-28
5 year+22.05%USD 42.862021-07-30
Since inception+4,339.79%USD 1.181985-11-05

Truist Financial Financials at a Glance

Market Cap

$65.17BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.52B

Net Income (TTM)

$5.84B

EPS (TTM)

$4.36

P/E Ratio

12.00

Dividend

$2.08

Beta (Volatility)

1.09 (Average)

Price

$52.07

Volume

3,462,135.544

Open

$52.39

Previous Close

$52.31

Daily Range

$51.59 - $52.59

52-Week Range

$40.79 - $56.20

Estimated Earnings Date

Oct 16, 2026

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About Truist Financial

Truist helps people and businesses manage their money through bank accounts, loans, and investment advice. The company serves millions of neighbors and local shops across the Southeast and Mid-Atlantic states. Its services make it easier for families to buy homes and for companies to grow.

What Truist Offers

  • Consumer Banking: Checking and savings accounts, credit cards, and loans for individuals and small businesses.
  • Wholesale Banking: Specialized lending, investment banking, and payment tools for large corporations and government groups.
  • Wealth Management: Private banking and investment planning for individuals with significant financial assets.
  • Insurance Services: Protection for property, life, and health, along with employee benefit plans for businesses.

Expansion and Changes

  • Sold a majority stake in Truist Insurance Holdings on May 6, 2024, to focus on core banking.
  • Grew its presence in the commercial middle market by using a specialized industry banking strategy in 2025.
  • Shifted nonaccrual rules for indirect auto loans on January 1, 2026, to improve how it tracks unpaid debt.
  • Expanded digital tools in 2025 to increase how many clients use mobile and online apps for daily banking.

What Makes Truist Different

Truist holds a top-five market share in most of its operating states, including the top spot in Georgia. The company uses a "touch and technology" model that combines digital convenience with nearly 2,000 physical branch locations.

The Financial Scorecard

  • Revenue reached $7.7 billion in Q4 2025, up 0.1% from Q4 2024.
  • Net income rose to $1.4 billion in Q4 2025, a 6.1% increase compared to the previous year.
  • Operating cash flow grew to $2.6 billion in Q4 2025, up 233.2% from $775 million in Q4 2024.
  • Operating income hit $1.6 billion in Q4 2025, up 0.6% year-over-year from Q4 2024.

Bottom Line

Truist has transitioned from the merger of two historic banks into a unified firm focused on high-growth regional markets. Its recent sale of insurance assets signals a strategic shift toward strengthening its primary banking and wealth management operations.

AI Generated • Apr 18, 2026

Industry

Banks

Employees

37,086

CEO

Bill Rogers, Jr., MBA

Headquarters

Charlotte, NC 28202, US

TFC Financials

Key Financial Metrics (TTM)

Gross Margin

64.02%

Operating Margin

22.30%

Net Income Margin

19.13%

Return on Equity

9.01%

Return on Capital

4.70%

Return on Assets

1.05%

Earnings Yield

8.33%

Dividend Yield

3.98%

Payout Ratio

50.72%

Stock Overview

Market Cap

$65.17BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.25B

Volume

3.46M

Avg. Volume

8.88M

Financials (TTM)

Gross Profit

$19.54B

Operating Income

$6.81B

EBITDA

$7.27B

Operating Cash Flow

$5.67B

Capital Expenditure

$0.00

Free Cash Flow

$5.67B

Cash & ST Invst.

$4.71B

Total Debt

$69.86B

Truist Financial Performance Analysis

Truist Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 25,564,000,00010.2%
20232023-12-31USD 30,033,000,00017.5%
20242024-12-31USD 24,493,000,000-18.4%
20252025-12-31USD 30,508,000,00024.6%
Truist Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.8%
Q42025-12-31-2.3%
Q12026-03-31-3.3%
Q22026-06-302.7%
Truist Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.43-1.0%
20232023-12-31USD -1.09N/A
20242024-12-31USD -0.28-74.4%
20252025-12-31USD 3.82N/A
Truist Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30N/A
Q42025-12-3111.1%
Q12026-03-319.0%
Q22026-06-3012.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$7.61B

+0.8%

Gross Profit

$4.87B

+8.2%

Gross Margin

63.99%

N/A

Market Cap

$65.17BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.74M

N/A

Employees

37,529

N/A

Net Income

$1.55B

+25.2%

EBITDA

$1.82B

+5.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$4.71B

-89.7%

Total Debt

$69.86B

+14.4%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$42.98B

-3.3%

Short Term Debt

$26.89B

+61.7%

Return on Assets

1.05%

N/A

Return on Invested Capital

1.29%

N/A

Free Cash Flow

$679.00M

-9.0%

Operating Cash Flow

$679.00M

-9.0%

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Questions About TFC

What is the current price of Truist Financial?

Truist Financial is trading at $51.97 per share.

What is the 52-week range for Truist Financial?

Over the past 52 weeks, Truist Financial has traded between $40.79 and $56.20.

How much debt does Truist Financial have?

As of the most recent reporting period, Truist Financial reported total debt of $69.86B.

How much cash does Truist Financial have on hand?

Truist Financial does not have cash on hand data available.

What is Truist Financial’s dividend yield?

Truist Financial currently has a dividend yield of 3.98%.

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