Accessibility Menu
Bancorp. Of Southern Indiana logo

Bancorp. Of Southern Indiana(OTC) BCSO

Market Cap$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+315%
5 Year+68%
1 Year+4%
1 Month+1%
$59.33
+0.00%
+0.00Today
Bancorp. Of Southern Indiana last closing stock price
MetricPriceDate
Last closeUSD 60.002026-07-17
Bancorp. Of Southern Indiana stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 60.002026-07-08
1 month+1.13%USD 59.332026-05-04
3 month+1.13%USD 59.332026-04-02
Year to date+2.84%USD 58.342025-12-05
1 year+4.38%USD 57.482025-04-02
3 year+33.11%USD 45.082023-06-23
5 year+68.01%USD 35.712021-06-08
Since inception+315.05%USD 14.292005-03-04

Bancorp. Of Southern Indiana Financials at a Glance

Market Cap

$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$34.47M

Net Income (TTM)

$34.47M

EPS (TTM)

$6.31

P/E Ratio

9.51

Dividend

$1.61

Beta (Volatility)

0.00 (Low)

Price

$59.33

Volume

2

Open

$59.33

Previous Close

$59.33

Daily Range

$59.33 - $59.33

52-Week Range

$51.88 - $60.00

Estimated Earnings Date

N/A

BCSO News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Bancorp. Of Southern Indiana

Bancorp. of Southern Indiana operates as the parent organization for Jackson County Bank, providing a wide range of banking and financial services across Indiana. Established in 1900 and headquartered in Seymour, Indiana, the company focuses on delivering customer-centric solutions in a diversified banking environment.

Products and Services
  • Comprehensive deposit options including checking and savings accounts
  • Diverse lending solutions such as home equity and commercial real estate loans
  • Specialized financial services including investment management and wealth management
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue reaching $8.92 million
  • Strong quarterly net income of $8.92 million in Q2 2026
  • Robust return on equity at 41.58% for the trailing twelve months
Financial Highlights
  • Trailing twelve months revenue of $34.2 million
  • Quarterly earnings per share of $1.62 in Q2 2026
  • Dividend yield of 2.88% reflecting shareholder value
Bancorp. of Southern Indiana has demonstrated a solid financial performance, with a notable increase in revenue and net income over recent quarters. The company's focus on diverse banking services positions it well for continued growth in the competitive financial services sector. The strong return on equity indicates effective management and profitability, making it an attractive option for potential investors. The consistent dividend yield further enhances its appeal, reflecting a commitment to returning value to shareholders. Overall, Bancorp. of Southern Indiana presents a compelling opportunity within the diversified banking industry.
AI Generated • Aug 28, 2026

Industry

Banks

Headquarters

Seymour, IN 47274, US

BCSO Financials

Key Financial Metrics (TTM)

Gross Margin

100.00%

Operating Margin

100.00%

Net Income Margin

100.00%

Return on Equity

41.58%

Return on Capital

4.75%

Return on Assets

3.23%

Earnings Yield

10.52%

Dividend Yield

2.68%

Payout Ratio

0.00%

Stock Overview

Market Cap

$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.36M

Volume

2

Avg. Volume

0.094

Financials (TTM)

Gross Profit

$34.47M

Operating Income

$34.47M

EBITDA

$34.47M

Operating Cash Flow

$26.27M

Capital Expenditure

$0.00

Free Cash Flow

$26.27M

Cash & ST Invst.

$17.80M

Total Debt

$129.17M

Bancorp. Of Southern Indiana Performance Analysis

Bancorp. Of Southern Indiana annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 36,592,0000.2%
20232023-12-31USD 51,671,00041.2%
20242024-12-31USD 62,838,00021.6%
20252025-12-31USD 67,774,0007.9%
Bancorp. Of Southern Indiana sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.7%
Q42025-12-31-0.7%
Q12026-03-312.3%
Q22026-06-303.4%
Bancorp. Of Southern Indiana annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.36-18.1%
20232023-12-31USD 5.04-6.0%
20242024-12-31USD 4.99-0.9%
20252025-12-31USD 6.1322.8%
Bancorp. Of Southern Indiana sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3016.8%
Q42025-12-31-7.2%
Q12026-03-31-5.8%
Q22026-06-3011.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.92M

+9.0%

Gross Profit

$8.92M

+9.0%

Gross Margin

100.00%

N/A

Market Cap

$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$476.14K

N/A

Employees

171

N/A

Net Income

$8.92M

+9.0%

EBITDA

$8.92M

+9.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$17.80M

N/A

Total Debt

$129.17M

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$120.00M

N/A

Short Term Debt

$9.17M

N/A

Return on Assets

3.23%

N/A

Return on Invested Capital

3.26%

N/A

Free Cash Flow

$6.68M

+9.0%

Operating Cash Flow

$6.68M

+9.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
TRBKTraditions Bancorp, Inc.
$29.43-3.32%
FISB1st Capital Bancorp
$14.00+0.72%
SRYBSurrey Bancorp
$16.70+0.00%
GABKGrand Bank Corp.
$6,500.00+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
NVDANvidia
$217.55-0.05%
PCGPG&E
$16.60-0.08%
BITOProShares Trust - ProShares Bitcoin ETF
$10.45-0.03%
IRENIren
$35.45-0.13%

Questions About BCSO

What is the current price of Bancorp. Of Southern Indiana?

Bancorp. Of Southern Indiana is trading at $59.33 per share.

What is the 52-week range for Bancorp. Of Southern Indiana?

Over the past 52 weeks, Bancorp. Of Southern Indiana has traded between $51.88 and $60.00.

How much debt does Bancorp. Of Southern Indiana have?

As of the most recent reporting period, Bancorp. Of Southern Indiana reported total debt of $0.00.

How much cash does Bancorp. Of Southern Indiana have on hand?

Bancorp. Of Southern Indiana does not have cash on hand data available.

What is Bancorp. Of Southern Indiana’s dividend yield?

Bancorp. Of Southern Indiana currently has a dividend yield of 2.68%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.