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Bancorp. Of Southern Indiana(OTC) BCSO

Market Cap$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+315%
5 Year+68%
1 Year+4%
1 Month+1%
$59.33
+0.00%
+0.00Today
Bancorp. Of Southern Indiana last closing stock price
MetricPriceDate
Last closeUSD 60.002026-07-17
Bancorp. Of Southern Indiana stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 60.002026-07-08
1 month+1.13%USD 59.332026-05-04
3 month+1.13%USD 59.332026-04-02
Year to date+2.84%USD 58.342025-12-05
1 year+4.38%USD 57.482025-04-02
3 year+33.11%USD 45.082023-06-23
5 year+68.01%USD 35.712021-06-08
Since inception+315.05%USD 14.292005-03-04

Bancorp. Of Southern Indiana Financials at a Glance

Market Cap

$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.73M

Net Income (TTM)

$33.73M

EPS (TTM)

$6.11

P/E Ratio

9.82

Dividend

$1.61

Beta (Volatility)

0.00 (Low)

Price

$59.33

Volume

2

Open

$59.33

Previous Close

$59.33

Daily Range

$59.33 - $59.33

52-Week Range

$51.88 - $60.00

Estimated Earnings Date

N/A

BCSO News

No articles available.

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About Bancorp. Of Southern Indiana

Bancorp. of Southern Indiana operates as the parent organization for Jackson County Bank, providing a wide range of banking and financial services across Indiana. Established in 1900 and headquartered in Seymour, Indiana, the company focuses on delivering customer-centric solutions in both personal and commercial banking.

Products and Services
  • Comprehensive deposit options including checking and savings accounts
  • Diverse lending solutions such as home equity and agricultural loans
  • Investment management and wealth management services
Growth Outlook
  • Recent quarterly revenue reached $8.63 million, indicating strong performance
  • Trailing twelve months (TTM) revenue of $34.4 million shows consistent growth
  • Return on equity (ROE) stands at 40.69%, reflecting effective management
Financial Highlights
  • Quarterly net income of $8.63 million, up from $8.43 million last quarter
  • Dividend yield of 2.88%, providing attractive returns to shareholders
  • Price-to-earnings (P/E) ratio of 9.82 suggests potential undervaluation
Bancorp. of Southern Indiana has demonstrated a solid financial foundation with a focus on customer service and community engagement. The recent revenue growth and high return on equity indicate effective operational strategies and management. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to investment management. With a competitive dividend yield and favorable P/E ratio, Bancorp. presents an intriguing opportunity for potential investors looking for stability and growth in the financial services sector.
AI Generated • Jul 27, 2026

Industry

Banks

Sector

Financials

Website

www.jcbank.com

Headquarters

Seymour, IN 47274, US

BCSO Financials

Key Financial Metrics (TTM)

Gross Margin

100.00%

Operating Margin

100.00%

Net Income Margin

100.00%

Return on Equity

40.69%

Return on Capital

4.75%

Return on Assets

3.16%

Earnings Yield

10.18%

Dividend Yield

2.68%

Payout Ratio

0.00%

Stock Overview

Market Cap

$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.36M

Volume

2

Avg. Volume

0.095

Financials (TTM)

Gross Profit

$33.73M

Operating Income

$33.73M

EBITDA

$33.73M

Operating Cash Flow

$26.27M

Capital Expenditure

$0.00

Free Cash Flow

$26.27M

Cash & ST Invst.

$17.80M

Total Debt

$129.17M

Bancorp. Of Southern Indiana Performance Analysis

Bancorp. Of Southern Indiana annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 36,592,0000.2%
20232023-12-31USD 51,671,00041.2%
20242024-12-31USD 62,838,00021.6%
20252025-12-31USD 67,774,0007.9%
Bancorp. Of Southern Indiana sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.4%
Q32025-09-303.7%
Q42025-12-31-0.7%
Q12026-03-312.3%
Bancorp. Of Southern Indiana annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.36-18.1%
20232023-12-31USD 5.04-6.0%
20242024-12-31USD 4.99-0.9%
20252025-12-31USD 6.1322.8%
Bancorp. Of Southern Indiana sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-2.1%
Q32025-09-3016.8%
Q42025-12-31-7.2%
Q12026-03-31-5.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$8.63M

+12.1%

Gross Profit

$8.63M

+12.1%

Gross Margin

100.00%

N/A

Market Cap

$81.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$476.14K

N/A

Employees

171

N/A

Net Income

$8.63M

+12.1%

EBITDA

$8.63M

+12.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$17.80M

N/A

Total Debt

$129.17M

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$120.00M

N/A

Short Term Debt

$9.17M

N/A

Return on Assets

3.16%

N/A

Return on Invested Capital

3.19%

N/A

Free Cash Flow

$6.68M

+9.0%

Operating Cash Flow

$6.68M

+9.0%

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Questions About BCSO

What is the current price of Bancorp. Of Southern Indiana?

Bancorp. Of Southern Indiana is trading at $59.33 per share.

What is the 52-week range for Bancorp. Of Southern Indiana?

Over the past 52 weeks, Bancorp. Of Southern Indiana has traded between $51.88 and $60.00.

How much debt does Bancorp. Of Southern Indiana have?

As of the most recent reporting period, Bancorp. Of Southern Indiana reported total debt of $0.00.

How much cash does Bancorp. Of Southern Indiana have on hand?

Bancorp. Of Southern Indiana does not have cash on hand data available.

What is Bancorp. Of Southern Indiana’s dividend yield?

Bancorp. Of Southern Indiana currently has a dividend yield of 2.68%.

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