Accessibility Menu
BankFirst Capital logo

BankFirst Capital(OTC) BFCC

Market Cap$334.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)+198%
5 Year+167%
1 Year+52%
1 Month+1%
$63.25
+0.00%
+0.00Today
BankFirst Capital last closing stock price
MetricPriceDate
Last closeUSD 63.252026-08-04
BankFirst Capital stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.8%USD 62.752026-07-20
1 month+1.23%USD 62.482026-07-01
3 month-0.39%USD 63.502026-05-06
Year to date+33.16%USD 47.502025-12-26
1 year+51.55%USD 41.732025-08-04
3 year+88.25%USD 33.602023-08-04
5 year+166.96%USD 23.692021-08-05
Since inception+198.22%USD 21.212019-06-07

BankFirst Capital Financials at a Glance

Market Cap

$334.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$196.90M

Net Income (TTM)

$32.42M

EPS (TTM)

$5.79

P/E Ratio

10.93

Dividend

$1.05

Beta (Volatility)

0.07 (Low)

Price

$63.25

Volume

995

Open

$62.75

Previous Close

$63.25

Daily Range

$62.75 - $63.25

52-Week Range

$42.20 - $63.94

Estimated Earnings Date

N/A

BFCC News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About BankFirst Capital

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services, providing a range of banking and financial services to individual and corporate customers in Mississippi and Alabama. Founded in 1888 and headquartered in Columbus, Mississippi, the company focuses on delivering personalized banking solutions.

Products and Services
  • Personal and business checking and savings accounts
  • Home mortgages, auto loans, and commercial real estate loans
  • Wealth management services including financial planning and investment management
Growth Outlook
  • Consistent revenue growth with Q1 2026 revenue at $48.24 million
  • Strong net income of $8.39 million in the latest quarter
  • Low debt ratio of 0.013, indicating financial stability
Financial Highlights
  • Trailing twelve months (TTM) net profit margin of 16.25%
  • TTM return on equity at 7.36%, showcasing effective management
  • Quarterly earnings per share (EPS) of $1.43, reflecting solid profitability
BankFirst Capital Corporation has demonstrated a robust financial performance, with a strong focus on customer service and community engagement. The company’s diverse range of products and services caters to both individual and corporate clients, positioning it well for future growth. Recent financial results indicate a healthy profit margin and effective management of resources, making it an attractive option for potential investors interested in the regional banking sector. The low debt ratio further emphasizes the company's financial stability, providing a solid foundation for continued expansion and profitability.
AI Generated • Jul 28, 2026

Industry

Banks

CEO

Moak Griffin

Headquarters

Columbus, MS 39701, US

BFCC Financials

Key Financial Metrics (TTM)

Gross Margin

70.10%

Operating Margin

21.00%

Net Income Margin

16.46%

Return on Equity

7.67%

Return on Capital

7.95%

Return on Assets

0.97%

Earnings Yield

9.15%

Dividend Yield

1.66%

Payout Ratio

0.00%

Stock Overview

Market Cap

$334.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

5.28M

Volume

995

Avg. Volume

970.095

Financials (TTM)

Gross Profit

$138.02M

Operating Income

$41.34M

EBITDA

$41.34M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$83.90M

Total Debt

$43.50M

BankFirst Capital Performance Analysis

BankFirst Capital annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 94,949,00012.6%
20232023-12-31USD 138,071,00045.4%
20242024-12-31USD 158,895,00015.1%
20252025-12-31USD 180,217,00013.4%
BankFirst Capital sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3019.8%
Q42025-12-31-2.5%
Q12026-03-31-0.9%
Q22026-06-303.7%
BankFirst Capital annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.3124.3%
20232023-12-31USD 5.2321.5%
20242024-12-31USD 4.19-19.9%
20252025-12-31USD 4.6110.1%
BankFirst Capital sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-10.3%
Q42025-12-3199.0%
Q12026-03-31-25.1%
Q22026-06-303.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$50.00M

+19.9%

Gross Profit

$35.63M

+21.7%

Gross Margin

71.26%

N/A

Market Cap

$334.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$550.66K

N/A

Employees

607

N/A

Net Income

$8.66M

+25.8%

EBITDA

$11.11M

+23.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$83.90M

-82.9%

Total Debt

$43.50M

+19.8%

Accounts Receivable

$13.28M

+11.5%

Inventory

$0.00

N/A

Long Term Debt

$43.50M

+19.8%

Short Term Debt

$25.00K

N/A

Return on Assets

0.97%

N/A

Return on Invested Capital

1.24%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
MSBCMission Bancorp
$112.00+0.00%
MFGIMerchants Financial Group, Inc.
$41.70+0.06%
CSHXCashmere Valley Bank
$94.98-0.01%
RVRFRiver Financial Corp.
$46.00+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
SPCXSpace Exploration Technologies
$108.27-0.14%
NVDANvidia
$219.22+0.03%
ONDSOndas
$8.87+0.00%
PATHUiPath
$13.82-0.02%

Questions About BFCC

What is the current price of BankFirst Capital?

BankFirst Capital is trading at $63.25 per share.

What is the 52-week range for BankFirst Capital?

Over the past 52 weeks, BankFirst Capital has traded between $42.20 and $63.94.

How much debt does BankFirst Capital have?

As of the most recent reporting period, BankFirst Capital reported total debt of $43.53M.

How much cash does BankFirst Capital have on hand?

BankFirst Capital does not have cash on hand data available.

What is BankFirst Capital’s dividend yield?

BankFirst Capital currently has a dividend yield of 1.66%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.