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First Internet Bancorp

(NASDAQ) INBK

Current Price$26.64
Market Cap$238.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+228%
5 Year-7%
1 Year-0%
1 Month+6%
First Internet Bancorp last closing stock price
MetricPriceDate
Last closeUSD 27.382026-07-16
First Internet Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.28%USD 26.262026-07-09
1 month+6.4%USD 25.732026-06-16
3 month+13.29%USD 24.172026-04-17
Year to date+31.87%USD 20.762025-12-31
1 year-0.27%USD 27.452025-07-16
3 year+69.99%USD 16.112023-07-17
5 year-7.16%USD 29.492021-07-16
Since inception+228.17%USD 8.342004-12-28

First Internet Bancorp Financials at a Glance

Market Cap

$238.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$319.58M

Net Income (TTM)

-$33.60M

EPS (TTM)

-$3.85

P/E Ratio

-7.12

Dividend

$0.24

Beta (Volatility)

1.07 (Average)

Price

$26.64

Volume

43,000

Open

$27.04

Previous Close

$26.72

Daily Range

$26.35 - $27.55

52-Week Range

$17.05 - $28.88

Estimated Earnings Date

Jul 22, 2026

INBK News

Person stocks 2

Bank-Fintech Deals Did Not Have a Good Year in 2022

Bram BerkowitzDec 31, 2022
Person stocks 7

First Internet Bancorp Could Be in Trouble With Fed Interest Rates on the Rise

Bram BerkowitzMay 5, 2022
slide 4 - piggy banks - source getty

2 Risks First Internet Bancorp Investors Should Be Aware Of

Jeremy BowmanFeb 2, 2022
Generic Investing Getty

1 Cheap Stock to Buy Before 2021

Bram BerkowitzDec 19, 2020
Generic Bank Getty

Loan Deferrals at Banks Continue to Decline

Bram BerkowitzSep 13, 2020
Mobile Banking displayed on smartphone

First Internet Bancorp Upgraded: What You Need to Know

Rich SmithJun 14, 2018
17_07_27 Woman with cash signs and rising bar graph_GettyImages-179266250

3 Stocks That Feel Like Microsoft in 1986

Reuben Gregg BrewerApr 20, 2018

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About First Internet Bancorp

First Internet helps people and businesses manage their money entirely online. It provides loans for homes, vehicles, and business projects. Customers can bank anywhere without visiting a physical branch.

Banking Without the Branches

  • Commercial Lending: Loans for construction, industrial needs, and small businesses; includes government-guaranteed Small Business Administration (SBA) loans.
  • Specialized Finance: Funding for healthcare providers, public entities, and franchise units nationwide.
  • Consumer Banking: Residential mortgages and loans for recreational vehicles or horse trailers.
  • Deposit Services: Interest-bearing accounts including savings, money market, and certificates of deposit.

Where the Money is Growing

  • Expanded the construction loan portfolio to $449 million by March 31, 2026.
  • Increased single tenant lease financing to $254 million in the first quarter of 2026.
  • Managed a national lending business through the subsidiary First Internet Bank of Indiana.

What Makes it Different?

The company operates without a traditional branch network, using its website for all customer interactions. This digital model allows it to offer specialized commercial and municipal lending products across the United States.

The Latest Financial Results

  • Revenue reached $87.3 million in Q1 2026, up 1.8% year-over-year.
  • Gross profit rose to $26.8 million in Q1 2026, a 21.5% increase from Q1 2025.
  • Net income hit $2.5 million in Q1 2026, up 166.1% from the previous year.
  • Operating cash flow grew to $75.5 million in Q1 2026, up 130.2% year-over-year.

The Big Picture

First Internet has transitioned from a digital banking pioneer into a national commercial and consumer lender. Its focus on specialized finance and online delivery supports its ability to reach customers across the country.

AI Generated • May 20, 2026

Industry

Banks

Sector

Financials

Employees

354

CEO

David B. Becker

Website

www.firstinternetbancorp.com

Headquarters

Fishers, IN 46038, US

INBK Financials

Key Financial Metrics (TTM)

Gross Margin

13.77%

Operating Margin

-15.37%

Net Income Margin

-10.51%

Return on Equity

-9.19%

Return on Capital

-7.12%

Return on Assets

-0.59%

Earnings Yield

-14.04%

Dividend Yield

0.88%

Payout Ratio

-6.21%

Stock Overview

Market Cap

$238.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

8.72M

Volume

43.00K

Avg. Volume

48.34K

Financials (TTM)

Gross Profit

$44.01M

Operating Income

-$49.12M

EBITDA

-$41.29M

Operating Cash Flow

$46.17M

Capital Expenditure

-$1.34M

Free Cash Flow

$45.13M

Cash & ST Invst.

$1.22B

Total Debt

$345.05M

First Internet Bancorp Performance Analysis

First Internet Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 178,802,0007.1%
20232023-12-31USD 265,962,00048.7%
20242024-12-31USD 339,232,00027.5%
20252025-12-31USD 322,869,000-4.8%
First Internet Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-0.9%
Q32025-09-30-31.8%
Q42025-12-3154.5%
Q12026-03-31-2.3%
First Internet Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.70-23.2%
20232023-12-31USD 0.95-74.4%
20242024-12-31USD 2.88203.5%
20252025-12-31USD -4.03N/A
First Internet Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-80.0%
Q32025-09-30-21736.4%
Q42025-12-31112.6%
Q12026-03-31-51.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$87.33M

+1.8%

Gross Profit

$26.81M

+21.5%

Gross Margin

30.70%

N/A

Market Cap

$238.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$674.19K

N/A

Employees

354

N/A

Net Income

$2.51M

+166.1%

EBITDA

$4.49M

+307.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.22B

+35.1%

Total Debt

$345.05M

-31.0%

Accounts Receivable

$28.18M

-97.1%

Inventory

$0.00

N/A

Long Term Debt

$345.05M

-31.0%

Short Term Debt

$0.00

N/A

Return on Assets

-0.59%

N/A

Return on Invested Capital

-6.74%

N/A

Free Cash Flow

$75.55M

+131.5%

Operating Cash Flow

$75.55M

+130.2%

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Questions About INBK

What is the current price of First Internet Bancorp?

First Internet Bancorp is trading at $26.72 per share.

What is the 52-week range for First Internet Bancorp?

Over the past 52 weeks, First Internet Bancorp has traded between $17.05 and $28.88.

How much debt does First Internet Bancorp have?

As of the most recent reporting period, First Internet Bancorp reported total debt of $345.05M.

How much cash does First Internet Bancorp have on hand?

First Internet Bancorp does not have cash on hand data available.

What is First Internet Bancorp’s dividend yield?

First Internet Bancorp currently has a dividend yield of 0.88%.

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