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Oak Ridge Financial Services(OTC) BKOR

Market Cap$88.65MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+279%
5 Year+100%
1 Year+22%
1 Month-0%
$32.00
-0.51%
-0.17Today
Oak Ridge Financial Services last closing stock price
MetricPriceDate
Last closeUSD 32.002026-09-09
Oak Ridge Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.62%USD 32.202026-09-02
1 month-0.28%USD 32.092026-08-10
3 month+3.81%USD 30.832026-06-09
Year to date+9.35%USD 29.262025-12-24
1 year+22.01%USD 26.232025-09-09
3 year+128.66%USD 13.992023-09-08
5 year+99.89%USD 16.012021-09-10
Since inception+279.32%USD 8.442004-01-29

Oak Ridge Financial Services Financials at a Glance

Market Cap

$88.65MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$43.14M

Net Income (TTM)

$7.85M

EPS (TTM)

$2.85

P/E Ratio

11.22

Dividend

$0.60

Beta (Volatility)

0.06 (Low)

Price

$32.00

Volume

1,600

Open

$32.00

Previous Close

$32.00

Daily Range

$32.00 - $32.00

52-Week Range

$26.63 - $33.00

Estimated Earnings Date

May 6, 2026

BKOR News

No articles available.

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About Oak Ridge Financial Services

Oak Ridge Financial Services, Inc. operates as the parent company for Bank of Oak Ridge, providing a wide range of banking and financial services to individuals and businesses. Established in 2000, the company is headquartered in Oak Ridge, North Carolina, and has a strong presence in the regional banking sector.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and money market options
  • Diverse lending solutions such as auto, home equity, and mortgage loans
  • Specialized services including wealth management and identity theft protection
Growth Outlook
  • Recent quarterly revenue increased to $10.67 million, reflecting strong operational performance
  • Trailing twelve months (TTM) net income reached $8.66 million, showcasing profitability
  • Return on equity (ROE) stands at 10.97%, indicating effective management of shareholder funds
Financial Highlights
  • Quarterly net income of $2.18 million for Q2 2026, up from $1.46 million in Q1 2026
  • TTM revenue of $42.67 million, demonstrating consistent growth
  • Dividend yield of 1.88%, providing a return to shareholders
Oak Ridge Financial Services, Inc. has established itself as a reliable player in the regional banking industry, offering a diverse range of products and services tailored to meet the needs of its customers. The company's recent financial performance indicates a positive trajectory, with increasing revenues and net income, which may attract potential investors looking for growth opportunities in the financial services sector. The strong return on equity further emphasizes the company's ability to generate value for its shareholders. With a solid foundation and a commitment to customer service, Oak Ridge Financial Services, Inc. is well-positioned for future growth.
AI Generated • Aug 27, 2026

Industry

Banks

Sector

Financials

CEO

Thomas W. Wayne, MBA, CPA

Website

www.bankofoakridge.com

Headquarters

Oak Ridge, NC 27310, US

BKOR Financials

Key Financial Metrics (TTM)

Gross Margin

67.65%

Operating Margin

23.33%

Net Income Margin

18.19%

Return on Equity

10.97%

Return on Capital

8.72%

Return on Assets

1.19%

Earnings Yield

8.91%

Dividend Yield

1.87%

Payout Ratio

0.00%

Stock Overview

Market Cap

$88.65MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.77M

Volume

1.60K

Avg. Volume

421.016

Financials (TTM)

Gross Profit

$29.19M

Operating Income

$10.07M

EBITDA

$10.07M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$8.92M

Total Debt

$72.91M

Oak Ridge Financial Services Performance Analysis

Oak Ridge Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 28,107,0002.3%
20232023-12-31USD 35,362,00025.8%
20242024-12-31USD 41,045,00016.1%
20252025-12-31USD 44,215,0007.7%
Oak Ridge Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3051.4%
Q42025-12-31-6.7%
Q12026-03-31-5.3%
Q22026-06-304.7%
Oak Ridge Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.47-15.1%
20232023-12-31USD 2.10-14.8%
20242024-12-31USD 2.06-2.1%
20252025-12-31USD 2.9241.8%
Oak Ridge Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-14.8%
Q42025-12-3123.2%
Q12026-03-31-37.6%
Q22026-06-3049.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$10.67M

+40.0%

Gross Profit

$7.70M

+1.0%

Gross Margin

72.15%

N/A

Market Cap

$88.65MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$904.57K

N/A

Employees

98

N/A

Net Income

$2.18M

-2.7%

EBITDA

$2.79M

-3.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$8.92M

-0.6%

Total Debt

$72.91M

+158.1%

Accounts Receivable

$3.30M

N/A

Inventory

$0.00

N/A

Long Term Debt

$23.41M

-17.1%

Short Term Debt

$49.50M

N/A

Return on Assets

1.19%

N/A

Return on Invested Capital

1.65%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About BKOR

What is the current price of Oak Ridge Financial Services?

Oak Ridge Financial Services is trading at $32.00 per share.

What is the 52-week range for Oak Ridge Financial Services?

Over the past 52 weeks, Oak Ridge Financial Services has traded between $26.63 and $33.00.

How much debt does Oak Ridge Financial Services have?

As of the most recent reporting period, Oak Ridge Financial Services reported total debt of $72.91M.

How much cash does Oak Ridge Financial Services have on hand?

Oak Ridge Financial Services does not have cash on hand data available.

What is Oak Ridge Financial Services’s dividend yield?

Oak Ridge Financial Services currently has a dividend yield of 1.87%.

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