Accessibility Menu
Oak Ridge Financial Services logo

Oak Ridge Financial Services(OTC) BKOR

Market Cap$83.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+272%
5 Year+102%
1 Year+41%
1 Month+2%
$31.50
+0%
+0.00Today
Oak Ridge Financial Services last closing stock price
MetricPriceDate
Last closeUSD 31.502026-07-24
Oak Ridge Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.38%USD 31.382026-07-15
1 month+1.65%USD 30.992026-06-22
3 month+1.49%USD 31.042026-04-23
Year to date+7.11%USD 29.412025-12-24
1 year+41.33%USD 22.292025-07-24
3 year+111.4%USD 14.902023-07-21
5 year+101.55%USD 15.632021-07-21
Since inception+271.54%USD 8.482004-01-29

Oak Ridge Financial Services Financials at a Glance

Market Cap

$83.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$40.09M

Net Income (TTM)

$7.91M

EPS (TTM)

$2.88

P/E Ratio

10.94

Dividend

$0.58

Beta (Volatility)

0.05 (Low)

Price

$31.50

Volume

15

Open

$31.40

Previous Close

$31.50

Daily Range

$31.40 - $31.50

52-Week Range

$22.75 - $31.50

Estimated Earnings Date

May 6, 2026

BKOR News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Oak Ridge Financial Services

Oak Ridge Financial Services, Inc. operates as the parent company for Bank of Oak Ridge, providing a wide range of banking and financial services to individuals and businesses. Established in 2000, the company is headquartered in Oak Ridge, North Carolina, and has a strong presence in the regional banking sector.

Products and Services
  • Comprehensive banking solutions including checking, savings, and money market accounts
  • Diverse lending options such as auto, home equity, and mortgage loans
  • Specialized services including wealth management and identity theft protection
Growth Outlook
  • Recent quarterly revenue reached $10.2 million, showcasing steady growth
  • Trailing twelve months (TTM) revenue of $43.5 million indicates strong performance
  • Return on equity (ROE) stands at 11.38%, reflecting effective management and profitability
Financial Highlights
  • Net income for the latest quarter was $1.46 million, with an EPS of $0.53
  • TTM gross profit margin is approximately 72.6%, indicating operational efficiency
  • Current ratio of 0.79 suggests a solid liquidity position
Oak Ridge Financial Services, Inc. has established itself as a reliable player in the regional banking industry, offering a comprehensive suite of products tailored to meet the needs of its customers. The company's focus on both individual and business banking solutions, combined with specialized services, positions it well for continued growth. Recent financial performance highlights a robust revenue stream and effective cost management, contributing to a healthy profit margin. The company's commitment to innovation in digital banking further enhances its competitive edge, making it an attractive option for potential investors looking for opportunities in the financial services sector.
AI Generated • Jul 27, 2026

Industry

Banks

Sector

Financials

CEO

Thomas W. Wayne, MBA, CPA

Website

www.bankofoakridge.com

Headquarters

Oak Ridge, NC 27310, US

BKOR Financials

Key Financial Metrics (TTM)

Gross Margin

72.60%

Operating Margin

27.03%

Net Income Margin

19.72%

Return on Equity

11.38%

Return on Capital

8.72%

Return on Assets

1.20%

Earnings Yield

9.14%

Dividend Yield

1.84%

Payout Ratio

0.00%

Stock Overview

Market Cap

$83.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.64M

Volume

15

Avg. Volume

726.548

Financials (TTM)

Gross Profit

$29.11M

Operating Income

$10.84M

EBITDA

$10.16M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$7.93M

Total Debt

$37.49M

Oak Ridge Financial Services Performance Analysis

Oak Ridge Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 28,107,0002.3%
20232023-12-31USD 35,362,00025.8%
20242024-12-31USD 41,045,00016.1%
20252025-12-31USD 44,215,0007.7%
Oak Ridge Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3012.9%
Q32025-09-3051.4%
Q42025-12-31-6.7%
Q12026-03-31-5.3%
Oak Ridge Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.47-15.1%
20232023-12-31USD 2.10-14.8%
20242024-12-31USD 2.06-2.1%
20252025-12-31USD 2.9241.8%
Oak Ridge Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3042.1%
Q32025-09-30-14.8%
Q42025-12-3123.2%
Q12026-03-31-37.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$10.19M

+51.0%

Gross Profit

$6.50M

-3.7%

Gross Margin

63.76%

N/A

Market Cap

$83.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$849.84K

N/A

Employees

98

N/A

Net Income

$1.46M

-6.9%

EBITDA

$1.82M

-10.5%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$7.93M

-25.5%

Total Debt

$37.49M

+105.5%

Accounts Receivable

$3.18M

N/A

Inventory

$0.00

N/A

Long Term Debt

$23.49M

+28.8%

Short Term Debt

$14.00M

N/A

Return on Assets

1.20%

N/A

Return on Invested Capital

1.68%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SOBSSolvay Bank Corp.
$32.50-1.43%
KLIBKillbuck Bancshares, Inc.
$162.00-0.06%
EFINEastern Michigan Financial Corporation
$66.45-0.12%
ORPBOregon Pacific Bancorp
$12.20+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
NVDANvidia
$197.01+0.00%
NVDGraniteShares ETF Trust - GraniteShares 2x ShortDA Daily ETF
$5.22-0.01%
NOKNokia
$8.93-0.03%
JBLUJetBlue Airways
$6.00+0.10%

Questions About BKOR

What is the current price of Oak Ridge Financial Services?

Oak Ridge Financial Services is trading at $31.50 per share.

What is the 52-week range for Oak Ridge Financial Services?

Over the past 52 weeks, Oak Ridge Financial Services has traded between $22.75 and $31.50.

How much debt does Oak Ridge Financial Services have?

As of the most recent reporting period, Oak Ridge Financial Services reported total debt of $37.49M.

How much cash does Oak Ridge Financial Services have on hand?

Oak Ridge Financial Services does not have cash on hand data available.

What is Oak Ridge Financial Services’s dividend yield?

Oak Ridge Financial Services currently has a dividend yield of 1.84%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services