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Ballston Spa Bancorp

(OTC) BSPA

Current Price$71.00
Market Cap$79.83M
Since IPO (1998)+497%
5 Year+51%
1 Year+11%
1 Month-6%

Ballston Spa Bancorp Financials at a Glance

Market Cap

$79.83M

Revenue (TTM)

$45.75M

Net Income (TTM)

$5.27M

EPS (TTM)

$7.10

P/E Ratio

10.00

Dividend

$1.32

Beta (Volatility)

-0.01 (Low)

Price

$71.00

Volume

1

Open

$71.00

Previous Close

$71.00

Daily Range

$71.00 - $71.00

52-Week Range

$61.25 - $77.00

BSPA News

No articles available.

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About Ballston Spa Bancorp

Industry

Banks

CEO

Christopher R. Dowd

Headquarters

Ballston Spa, NY 12020, US

BSPA Financials

Key Financial Metrics (TTM)

Gross Margin

63%

Operating Margin

14%

Net Income Margin

12%

Return on Equity

8%

Return on Capital

6%

Return on Assets

1%

Earnings Yield

10.00%

Dividend Yield

0.02%

Payout Ratio

0.00%

Stock Overview

Market Cap

$79.83M

Shares Outstanding

1.12M

Volume

1

Short Interest

0.00%

Avg. Volume

10.419

Financials (TTM)

Gross Profit

$27.34M

Operating Income

$6.46M

EBITDA

$7.05M

Operating Cash Flow

$5.90M

Capital Expenditure

$672.00K

Free Cash Flow

$5.23M

Cash & ST Invst.

$25.74M

Total Debt

$124.25M

Ballston Spa Bancorp Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$11.93M

+8.2%

Gross Profit

$7.42M

+9.3%

Gross Margin

62.21%

N/A

Market Cap

$79.83M

N/A

Market Cap/Employee

$719.17K

N/A

Employees

111

N/A

Net Income

$1.45M

-0.5%

EBITDA

$1.79M

-0.5%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Net Cash

$7.31M

+44.4%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$27.75M

-26.5%

Short Term Debt

$0.00

N/A

Return on Assets

0.58%

N/A

Return on Invested Capital

6.05%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About BSPA

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