Ballston Spa Bancorp

(OTC) BSPA

Current Price$74.99

Market Cap$84.31M

Since IPO (1998)+530%

5 Year+59%

1 Year+21%

1 Month+6%

Ballston Spa Bancorp Financials at a Glance

Market Cap

$84.31M

Revenue (TTM)

$45.75M

Net Income (TTM)

$5.27M

EPS (TTM)

$7.10

P/E Ratio

10.57

Dividend

$1.32

Beta (Volatility)

-0.01 (Low)

Dividend

$1.32

Beta (Volatility)

-0.01 (Low)

Price

$74.99

Volume

250

Open

$74.99

Price

$74.99

Volume

250

Open

$74.99

Previous Close

$74.99

Daily Range

$74.99 - $74.99

52-Week Range

$61.25 - $77.00

Dividend

$1.32

Beta (Volatility)

-0.01 (Low)

Price

$74.99

Volume

250

Open

$74.99

Previous Close

$74.99

Daily Range

$74.99 - $74.99

52-Week Range

$61.25 - $77.00

BSPA News

No articles available.

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About Ballston Spa Bancorp

Industry

Banks

Sector

Financials

CEO

Christopher R. Dowd

Website

www.bsnb.com

Headquarters

Ballston Spa, NY 12020, US

BSPA Financials

Key Financial Metrics (TTM)

Gross Margin

63%

Operating Margin

14%

Net Income Margin

12%

Return on Equity

Return on Capital

Return on Assets

Earnings Yield

9.46%

Dividend Yield

1.76%

Payout Ratio

0.00%

Stock Overview

Market Cap

$84.31M

Shares Outstanding

1.12M

Volume

250

Avg. Volume

27.429

Financials (TTM)

Gross Profit

$27.34M

Operating Income

$6.46M

EBITDA

$7.05M

Operating Cash Flow

$5.90M

Capital Expenditure

$672.00K

Free Cash Flow

$5.23M

Cash & ST Invst.

$25.74M

Total Debt

$124.25M

Ballston Spa Bancorp Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q3 2025YOY CHG

Revenue

$11.93M

+8.2%

Gross Profit

$7.42M

+9.3%

Gross Margin

62.21%

N/A

Market Cap

$84.31M

N/A

Market Cap/Employee

$759.58K

N/A

Employees

111

N/A

Net Income

$1.45M

-0.5%

EBITDA

$1.79M

-0.5%

Quarterly Fundamentals

Name

Q3 2025YOY CHG

Net Cash

$7.31M

+44.4%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$27.75M

-26.5%

Short Term Debt

$0.00

N/A

Return on Assets

0.58%

N/A

Return on Invested Capital

6.05%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About BSPA

What is the current price of Ballston Spa Bancorp?

Ballston Spa Bancorp is trading at $74.99 per share.

What is the 52-week range for Ballston Spa Bancorp?

Over the past 52 weeks, Ballston Spa Bancorp has traded between $61.25 and $77.00.

How much debt does Ballston Spa Bancorp have?

As of the most recent reporting period, Ballston Spa Bancorp reported total debt of $27.75M.

How much cash does Ballston Spa Bancorp have on hand?

Ballston Spa Bancorp does not have cash on hand data available.

What is Ballston Spa Bancorp’s dividend yield?

Ballston Spa Bancorp currently has a dividend yield of 1.76%.

Ballston Spa Bancorp

Ballston Spa Bancorp Financials at a Glance

BSPA News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Ballston Spa Bancorp

BSPA Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Ballston Spa Bancorp Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About BSPA

What is the current price of Ballston Spa Bancorp?

What is the 52-week range for Ballston Spa Bancorp?

How much debt does Ballston Spa Bancorp have?

How much cash does Ballston Spa Bancorp have on hand?

What is Ballston Spa Bancorp’s dividend yield?

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