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Canandaigua National(OTC) CNND

Market Cap$409.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+828%
5 Year+9%
1 Year+41%
1 Month+1%
$212.40
-0.91%
-1.95Today
Canandaigua National last closing stock price
MetricPriceDate
Last closeUSD 212.402026-07-22
Canandaigua National stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.75%USD 220.682026-07-08
1 month+1.35%USD 209.572026-06-04
3 month+0%USD 212.402026-04-23
Year to date+6.44%USD 199.552025-12-31
1 year+40.88%USD 150.772025-07-21
3 year+12.6%USD 188.632023-06-29
5 year+8.92%USD 195.012021-07-19
Since inception+827.99%USD 22.892004-02-27

Canandaigua National Financials at a Glance

Market Cap

$409.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$366.27M

Net Income (TTM)

$92.59M

EPS (TTM)

$0.00

P/E Ratio

9.72

Dividend

$10.80

Beta (Volatility)

-0.18 (Low)

Price

$212.40

Volume

1,026

Open

$212.40

Previous Close

$212.40

Daily Range

$212.40 - $212.40

52-Week Range

$167.00 - $230.00

Estimated Earnings Date

Mar 13, 2025

CNND News

No articles available.

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About Canandaigua National

Canandaigua National Corporation operates as a bank holding company, providing a range of banking and financial services through its subsidiaries. Established in 1887, the company serves individuals, corporations, and municipalities primarily in New York State.

Products and Services
  • Checking, savings, and certificate of deposit accounts
  • Commercial and industrial loans, including real estate financing
  • Investment management, trust, and insurance services
Growth Outlook
  • Revenue of $87.5 million in Q4 2023, showing resilience
  • Net income of $19.9 million in Q4 2023, reflecting strong profitability
  • Consistent dividend yield of 4.32% indicates shareholder value
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 6.86 suggests attractive valuation
  • Net profit margin of 17.94% demonstrates effective cost management
  • Return on equity (ROE) of 14.61% indicates strong financial performance
Canandaigua National Corporation has established a solid foundation in the banking sector, offering diverse financial products and services. The company's recent financial performance highlights its ability to generate substantial revenue and maintain profitability, even in challenging market conditions. The attractive P/E ratio and consistent dividend yield further enhance its appeal to potential investors. With a focus on growth and shareholder value, Canandaigua National Corporation presents a compelling opportunity for those interested in the financial services industry.
AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

Employees

654

CEO

Frank H. Hamlin, III

Website

www.cnbank.com

Headquarters

Canandaigua, NY 14424, US

CNND Financials

Key Financial Metrics (TTM)

Gross Margin

64.58%

Operating Margin

23.49%

Net Income Margin

17.94%

Return on Equity

14.61%

Return on Capital

8.46%

Return on Assets

1.10%

Earnings Yield

10.29%

Dividend Yield

4.95%

Payout Ratio

29.66%

Stock Overview

Market Cap

$409.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.88M

Volume

1.03K

Avg. Volume

37.27

Financials (TTM)

Gross Profit

$366.27M

Operating Income

$132.64M

EBITDA

$304.10M

Operating Cash Flow

$133.06M

Capital Expenditure

-$13.23M

Free Cash Flow

$119.83M

Cash & ST Invst.

$0.00

Total Debt

$632.28M

Canandaigua National Performance Analysis

Canandaigua National annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 218,170,00011.7%
20232023-12-31USD 270,596,00024.0%
20242024-12-31USD 302,264,00011.7%
20252025-12-31USD 326,685,0008.1%
Canandaigua National sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42022-12-316.2%
Q22023-06-30-8.8%
Q42023-12-31-1.8%
Q42024-12-31N/A
Canandaigua National annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 25.386.8%
20232023-12-31USD 23.88-5.9%
20242024-12-31USD 24.151.1%
20252025-12-31USD 32.0932.9%
Canandaigua National sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42022-12-311.7%
Q22023-06-303.3%
Q42023-12-31-19.4%
Q42024-12-31N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2023YOY CHG

Revenue

$87.51M

-4.6%

Gross Profit

$87.51M

-4.6%

Gross Margin

100.00%

N/A

Market Cap

$409.62MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$626.33K

N/A

Employees

654

N/A

Net Income

$19.91M

-1.0%

EBITDA

$75.69M

+24.3%

Quarterly Fundamentals

Name
Q4 2023YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$632.28M

+53.6%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$478.41M

+16.2%

Short Term Debt

$153.86M

N/A

Return on Assets

1.10%

N/A

Return on Invested Capital

1.49%

N/A

Free Cash Flow

$33.84M

+22.4%

Operating Cash Flow

$37.22M

+20.2%

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Questions About CNND

What is the current price of Canandaigua National?

Canandaigua National is trading at $212.40 per share.

What is the 52-week range for Canandaigua National?

Over the past 52 weeks, Canandaigua National has traded between $167.00 and $230.00.

How much debt does Canandaigua National have?

As of the most recent reporting period, Canandaigua National reported total debt of $480.88M.

How much cash does Canandaigua National have on hand?

Canandaigua National does not have cash on hand data available.

What is Canandaigua National’s dividend yield?

Canandaigua National currently has a dividend yield of 4.95%.

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