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First Farmers Financial(OTC) FFMR

Market Cap$509.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2016)+196%
5 Year+81%
1 Year+15%
1 Month+3%
$36.75
+0.69%
+0.25Today
First Farmers Financial last closing stock price
MetricPriceDate
Last closeUSD 36.752026-09-18
First Farmers Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.91%USD 36.422026-09-11
1 month+2.8%USD 35.752026-08-19
3 month+8.86%USD 33.762026-06-18
Year to date+10.64%USD 33.222025-12-30
1 year+14.84%USD 32.002025-09-17
3 year+28.96%USD 28.502023-09-19
5 year+81.29%USD 20.272021-09-16
Since inception+196.2%USD 12.412016-12-21

First Farmers Financial Financials at a Glance

Market Cap

$509.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$222.98M

Net Income (TTM)

$55.19M

EPS (TTM)

$3.96

P/E Ratio

9.28

Dividend

$1.79

Beta (Volatility)

0.03 (Low)

Price

$36.75

Volume

83

Open

$36.75

Previous Close

$36.75

Daily Range

$36.75 - $37.00

52-Week Range

$32.05 - $37.00

Estimated Earnings Date

N/A

FFMR News

No articles available.

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About First Farmers Financial

First Farmers Financial Corporation, headquartered in Converse, Indiana, is a financial holding company established in 1885. It operates through First Farmers Bank & Trust, offering a wide range of banking products and services to individuals, families, and businesses.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and retirement accounts
  • Diverse lending solutions such as mortgages, auto loans, and business financing
  • Full-service account management and online banking options
Growth Outlook
  • Revenue increased to $58.4 million in Q2 2026, up from $54.5 million in Q1 2026
  • Net income rose to $15 million in Q2 2026, reflecting strong operational performance
  • Consistent growth in total assets, reaching $3.51 billion in Q2 2026
Financial Highlights
  • Trailing twelve-month revenue of $224.5 million, showcasing robust financial health
  • Net profit margin of 24.75% indicates effective cost management
  • Dividend yield of 2.83% offers attractive returns to shareholders
First Farmers Financial Corporation has demonstrated a solid financial performance, with a notable increase in revenue and net income in the most recent quarter. The company's diverse range of banking products and services positions it well to cater to a broad customer base. The growth in total assets further underscores the corporation's stability and potential for future expansion. With a competitive dividend yield, First Farmers Financial Corporation presents an appealing opportunity for investors seeking exposure in the regional banking sector.
AI Generated • Sep 4, 2026

Industry

Banks

Sector

Financials

Employees

416

CEO

Gene E. Miles

Website

www.ffbt.com

Headquarters

Converse, IN 46919, US

FFMR Financials

Key Financial Metrics (TTM)

Gross Margin

62.88%

Operating Margin

30.78%

Net Income Margin

24.75%

Return on Equity

17.21%

Return on Capital

11.68%

Return on Assets

1.57%

Earnings Yield

10.78%

Dividend Yield

2.79%

Payout Ratio

25.65%

Stock Overview

Market Cap

$509.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

13.88M

Volume

83

Avg. Volume

388.438

Financials (TTM)

Gross Profit

$140.20M

Operating Income

$68.62M

EBITDA

$70.39M

Operating Cash Flow

$62.34M

Capital Expenditure

-$3.48M

Free Cash Flow

$58.86M

Cash & ST Invst.

$114.96M

Total Debt

$118.51M

First Farmers Financial Performance Analysis

First Farmers Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 121,488,0009.6%
20232023-12-31USD 177,441,00046.1%
20242024-12-31USD 208,192,00017.3%
20252025-12-31USD 213,791,0002.7%
First Farmers Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.8%
Q42025-12-312.0%
Q12026-03-31-2.1%
Q22026-06-307.3%
First Farmers Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.9414.0%
20232023-12-31USD 3.2911.8%
20242024-12-31USD 2.52-23.3%
20252025-12-31USD 3.5842.2%
First Farmers Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3012.0%
Q42025-12-3115.8%
Q12026-03-31-4.9%
Q22026-06-3066.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$58.41M

+10.2%

Gross Profit

$37.15M

+20.8%

Gross Margin

63.60%

N/A

Market Cap

$509.94MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$14.57M

N/A

Employees

35

N/A

Net Income

$15.01M

+35.5%

EBITDA

$18.67M

+27.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$114.96M

-84.9%

Total Debt

$118.51M

-23.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$118.51M

-23.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.57%

N/A

Return on Invested Capital

14.26%

N/A

Free Cash Flow

$11.73M

+14.2%

Operating Cash Flow

$12.50M

+12.3%

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Questions About FFMR

What is the current price of First Farmers Financial?

First Farmers Financial is trading at $36.75 per share.

What is the 52-week range for First Farmers Financial?

Over the past 52 weeks, First Farmers Financial has traded between $32.05 and $37.00.

How much debt does First Farmers Financial have?

As of the most recent reporting period, First Farmers Financial reported total debt of $118.51M.

How much cash does First Farmers Financial have on hand?

First Farmers Financial does not have cash on hand data available.

What is First Farmers Financial’s dividend yield?

First Farmers Financial currently has a dividend yield of 2.79%.

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