Accessibility Menu
First Farmers Financial logo

First Farmers Financial(OTC) FFMR

Market Cap$475.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2016)+176%
5 Year+65%
1 Year+5%
1 Month+1%
$34.25
-0.73%
-0.25Today
First Farmers Financial last closing stock price
MetricPriceDate
Last closeUSD 34.252026-08-04
First Farmers Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.15%USD 34.302026-07-27
1 month+0.74%USD 34.002026-07-02
3 month+4.76%USD 32.692026-05-06
Year to date+3.11%USD 33.222025-12-30
1 year+5.45%USD 32.482025-08-01
3 year+19.23%USD 28.732023-08-01
5 year+65.44%USD 20.702021-08-03
Since inception+176.05%USD 12.412016-12-21

First Farmers Financial Financials at a Glance

Market Cap

$475.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$217.58M

Net Income (TTM)

$51.26M

EPS (TTM)

$3.67

P/E Ratio

9.33

Dividend

$1.79

Beta (Volatility)

0.03 (Low)

Price

$34.25

Volume

431

Open

$34.25

Previous Close

$34.25

Daily Range

$34.25 - $34.25

52-Week Range

$32.05 - $34.95

Estimated Earnings Date

N/A

FFMR News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About First Farmers Financial

First Farmers Financial Corporation, headquartered in Converse, Indiana, has been serving clients since 1885. As a financial holding company for First Farmers Bank & Trust, it offers a wide range of banking products and services tailored for individuals, families, and businesses.

Products and Services
  • Comprehensive banking solutions including checking, savings, and retirement accounts
  • Diverse lending options such as mortgages, auto loans, and business financing
  • Convenient mobile and online banking services for easy account management
Growth Outlook
  • Consistent revenue growth with Q1 2026 revenue reaching $54.5 million
  • Strong net income of $13.6 million in the latest quarter, reflecting operational efficiency
  • Robust return on equity at 16.56% indicates effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $220.5 million, showcasing solid performance
  • Dividend yield of 2.97% offers attractive returns to shareholders
  • Low debt-to-equity ratio of 0.31 suggests a conservative capital structure
First Farmers Financial Corporation has established a strong presence in the regional banking sector, with a focus on providing personalized financial services. The company operates across multiple counties in Indiana and Illinois, ensuring accessibility for its clients. Recent financial performance indicates a healthy growth trajectory, with significant revenue and net income figures that highlight operational strength. The company's commitment to maintaining a low debt profile further enhances its stability, making it an appealing option for potential investors seeking exposure in the regional banking industry.
AI Generated • Aug 4, 2026

Industry

Banks

Sector

Financials

Employees

416

CEO

Gene E. Miles

Website

www.ffbt.com

Headquarters

Converse, IN 46919, US

FFMR Financials

Key Financial Metrics (TTM)

Gross Margin

61.49%

Operating Margin

29.25%

Net Income Margin

23.56%

Return on Equity

16.56%

Return on Capital

11.68%

Return on Assets

1.44%

Earnings Yield

10.72%

Dividend Yield

2.99%

Payout Ratio

27.27%

Stock Overview

Market Cap

$475.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

13.88M

Volume

431

Avg. Volume

755.064

Financials (TTM)

Gross Profit

$133.79M

Operating Income

$63.63M

EBITDA

$66.36M

Operating Cash Flow

$60.97M

Capital Expenditure

-$3.58M

Free Cash Flow

$57.40M

Cash & ST Invst.

$226.24M

Total Debt

$98.56M

First Farmers Financial Performance Analysis

First Farmers Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 121,488,0009.6%
20232023-12-31USD 177,441,00046.1%
20242024-12-31USD 208,192,00017.3%
20252025-12-31USD 213,791,0002.7%
First Farmers Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.8%
Q32025-09-302.8%
Q42025-12-312.0%
Q12026-03-31-2.1%
First Farmers Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.9414.0%
20232023-12-31USD 3.2911.8%
20242024-12-31USD 2.52-23.3%
20252025-12-31USD 3.5842.2%
First Farmers Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-10.7%
Q32025-09-3012.0%
Q42025-12-3115.8%
Q12026-03-31-4.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$54.46M

+5.6%

Gross Profit

$34.24M

+9.6%

Gross Margin

62.87%

N/A

Market Cap

$475.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$13.58M

N/A

Employees

35

N/A

Net Income

$13.56M

+9.1%

EBITDA

$17.56M

+7.5%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$226.24M

-69.7%

Total Debt

$98.56M

-42.2%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$98.56M

-42.2%

Short Term Debt

$0.00

N/A

Return on Assets

1.44%

N/A

Return on Invested Capital

14.13%

N/A

Free Cash Flow

$17.90M

+25.6%

Operating Cash Flow

$19.15M

+17.1%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
BPHLYBank of the Philippine Islands
$33.00+1.03%
CNNDCanandaigua National Corporation
$218.00+0.00%
DBINDacotah Banks, Inc.
$50.70-0.02%
WCCBWest Coast Community Bancorp
$54.91-0.16%

Trending Stocks

Symbol / CompanyPricePrice Chg
EAElectronic Arts
$209.70-0.00%
SPCXSpace Exploration Technologies
$125.33+0.09%
SQQQProShares Trust - ProShares UltraPro Short Qqq
$37.26-0.10%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$8.07+0.03%

Questions About FFMR

What is the current price of First Farmers Financial?

First Farmers Financial is trading at $34.25 per share.

What is the 52-week range for First Farmers Financial?

Over the past 52 weeks, First Farmers Financial has traded between $32.05 and $34.95.

How much debt does First Farmers Financial have?

As of the most recent reporting period, First Farmers Financial reported total debt of $98.56M.

How much cash does First Farmers Financial have on hand?

First Farmers Financial does not have cash on hand data available.

What is First Farmers Financial’s dividend yield?

First Farmers Financial currently has a dividend yield of 2.99%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services