Farmers & Merchants Bancshares logo

Farmers & Merchants Bancshares(OTC) FMBN

Market Cap$132.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)+2%
5 Year+50%
1 Year+71%
1 Month+11%
$43.20
+0.00%
+0.00Today
Farmers & Merchants Bancshares last closing stock price
MetricPriceDate
Last closeUSD 43.202026-10-06
Farmers & Merchants Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+10.77%USD 39.002026-09-16
1 month+10.77%USD 39.002026-09-04
3 month-1.81%USD 44.002026-06-29
Year to date+42.11%USD 30.402025-12-30
1 year+70.78%USD 25.302025-08-12
3 year+165%USD 16.302023-09-28
5 year+49.8%USD 28.842021-09-09
Since inception+1.9%USD 42.402006-01-20

Farmers & Merchants Bancshares Financials at a Glance

Market Cap

$132.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$8.77M

Net Income (TTM)

$972.00K

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$1.00

Beta (Volatility)

0.12 (Low)

Price

$43.20

Volume

200

Open

$44.00

Previous Close

$43.20

Daily Range

$43.20 - $44.00

52-Week Range

$26.00 - $47.00

Estimated Earnings Date

N/A

FMBN News

No articles available.

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About Farmers & Merchants Bancshares

Farmers & Merchants Bancshares, Inc. is a regional financial institution based in Burlington, Iowa. The company serves customers primarily in Des Moines and Louisa Counties, offering a comprehensive range of banking and financial services.

Products and Services
  • Checking, savings, and youth accounts
  • Diverse loan products including personal, residential, and agricultural financing
  • Wealth management services including investment management and financial planning
Growth Outlook
  • Recent revenue growth of 14.4% year-over-year in Q3
  • Net income increased to $322,000 in the latest quarter
  • Strong demand for agricultural loans supports future growth potential
Financial Highlights
  • Trailing twelve months (TTM) revenue of $9.1 million
  • Net profit margin of 9.37% indicates efficient operations
  • Dividend yield of 2.56% reflects commitment to shareholder returns
Farmers & Merchants Bancshares, Inc. has established itself as a reliable player in the regional banking sector. The company’s diverse product offerings cater to a wide range of customer needs, from personal banking to wealth management. Recent financial performance highlights a positive trajectory, with significant revenue growth and a solid net profit margin, indicating effective management and operational efficiency. The bank's focus on agricultural financing aligns well with the local economy, providing a strong foundation for future growth. Additionally, the commitment to returning value to shareholders through dividends enhances its attractiveness to potential investors. Overall, Farmers & Merchants Bancshares, Inc. presents a compelling opportunity for those interested in regional banking investments.
AI Generated • Sep 25, 2026

Industry

Banks

Sector

Financials

Employees

53

CEO

Charles L. Walsh

Website

www.fmbanktrust.com

Headquarters

Burlington, IA 52601-5213, US

FMBN Financials

Key Financial Metrics (TTM)

Gross Margin

81.43%

Operating Margin

11.79%

Net Income Margin

9.37%

Return on Equity

9.90%

Return on Capital

4.55%

Return on Assets

0.53%

Earnings Yield

N/A

Dividend Yield

2.31%

Payout Ratio

24.65%

Stock Overview

Market Cap

$132.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.07M

Volume

200

Avg. Volume

92.323

Financials (TTM)

Gross Profit

$8.77M

Operating Income

$1.36M

EBITDA

$1.36M

Operating Cash Flow

$1.85M

Capital Expenditure

-$141.11K

Free Cash Flow

$1.71M

Cash & ST Invst.

$8.35M

Total Debt

$10.88M

Farmers & Merchants Bancshares Performance Analysis

Farmers & Merchants Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 10,384,7154.1%
20232023-12-31USD 11,136,3127.2%
20242024-12-31USD 12,120,2068.8%
20252025-12-31USD 11,960,113-1.3%
Farmers & Merchants Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42004-12-312.4%
Q12005-03-31-1.9%
Q22005-06-30-0.9%
Q32005-09-3014.4%
Farmers & Merchants Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.96-8.5%
20232023-12-31USD -0.30N/A
20242024-12-31USD 2.69N/A
20252025-12-31USD 4.0349.9%
Farmers & Merchants Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42004-12-31-76.8%
Q12005-03-31227.6%
Q22005-06-3018.9%
Q32005-09-30-5.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2005YOY CHG

Revenue

$2.40M

+13.8%

Gross Profit

$2.40M

+13.8%

Gross Margin

100.00%

N/A

Market Cap

$132.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$7.80M

N/A

Employees

17

N/A

Net Income

$322.00K

-13.9%

EBITDA

$422.00K

-15.1%

Quarterly Fundamentals

Name
Q3 2005YOY CHG

Total Cash

$8.35M

-10.0%

Total Debt

$10.88M

+1569.2%

Accounts Receivable

$1.62M

-1.9%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$10.88M

+1569.2%

Return on Assets

0.53%

N/A

Return on Invested Capital

0.71%

N/A

Free Cash Flow

N/A

N/A

Operating Cash Flow

N/A

N/A

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Questions About FMBN

What is the current price of Farmers & Merchants Bancshares?

Farmers & Merchants Bancshares is trading at $43.20 per share.

What is the 52-week range for Farmers & Merchants Bancshares?

Over the past 52 weeks, Farmers & Merchants Bancshares has traded between $26.00 and $47.00.

How much debt does Farmers & Merchants Bancshares have?

As of the most recent reporting period, Farmers & Merchants Bancshares reported total debt of $17.62M.

How much cash does Farmers & Merchants Bancshares have on hand?

Farmers & Merchants Bancshares does not have cash on hand data available.

What is Farmers & Merchants Bancshares’s dividend yield?

Farmers & Merchants Bancshares currently has a dividend yield of 2.31%.

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