Crystal Valley Financial

(OTC) CYVF

Current Price$79.50

Market Cap$117.18M

Since IPO (2004)+460%

5 Year+55%

1 Year+29%

1 Month+1%

Crystal Valley Financial Financials at a Glance

Market Cap

$117.18M

Revenue (TTM)

$50.18M

Net Income (TTM)

$10.45M

EPS (TTM)

$8.22

P/E Ratio

9.67

Dividend

$1.94

Beta (Volatility)

0.06 (Low)

Dividend

$1.94

Beta (Volatility)

0.06 (Low)

Price

$79.50

Volume

Open

$79.50

Price

$79.50

Volume

Open

$79.50

Previous Close

$79.50

Daily Range

$79.50 - $79.50

52-Week Range

$62.78 - $79.98

Dividend

$1.94

Beta (Volatility)

0.06 (Low)

Price

$79.50

Volume

Open

$79.50

Previous Close

$79.50

Daily Range

$79.50 - $79.50

52-Week Range

$62.78 - $79.98

CYVF News

No articles available.

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About Crystal Valley Financial

Industry

Banks

Sector

Financials

CEO

D. Joe Caffee

Website

www.fsbmiddlebury.com

Headquarters

Middlebury, IN 46540, US

CYVF Financials

Key Financial Metrics (TTM)

Gross Margin

67%

Operating Margin

25%

Net Income Margin

21%

Return on Equity

12%

Return on Capital

Return on Assets

Earnings Yield

10.34%

Dividend Yield

2.43%

Payout Ratio

0.00%

Stock Overview

Market Cap

$117.18M

Shares Outstanding

1.47M

Volume

Avg. Volume

164.683

Financials (TTM)

Gross Profit

$33.47M

Operating Income

$12.42M

EBITDA

$12.42M

Operating Cash Flow

$15.46M

Capital Expenditure

$3.71M

Free Cash Flow

$11.75M

Cash & ST Invst.

$9.31M

Total Debt

$55.51M

Crystal Valley Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q4 2025YOY CHG

Revenue

$12.89M

+7.2%

Gross Profit

$6.60M

-22.2%

Gross Margin

51.21%

N/A

Market Cap

$117.18M

N/A

Market Cap/Employee

$1.14M

N/A

Employees

103

N/A

Net Income

$1.46M

-49.0%

EBITDA

$1.59M

-50.4%

Quarterly Fundamentals

Name

Q4 2025YOY CHG

Net Cash

$46.20M

+8.4%

Accounts Receivable

$3.17M

+4.8%

Inventory

$0.00

N/A

Long Term Debt

$45.96M

-25.9%

Short Term Debt

$9.55M

N/A

Return on Assets

1.29%

N/A

Return on Invested Capital

1.55%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CYVF

What is the current price of Crystal Valley Financial?

Crystal Valley Financial is trading at $79.50 per share.

What is the 52-week range for Crystal Valley Financial?

Over the past 52 weeks, Crystal Valley Financial has traded between $62.78 and $79.98.

How much debt does Crystal Valley Financial have?

As of the most recent reporting period, Crystal Valley Financial reported total debt of $57.88M.

How much cash does Crystal Valley Financial have on hand?

Crystal Valley Financial does not have cash on hand data available.

What is Crystal Valley Financial’s dividend yield?

Crystal Valley Financial currently has a dividend yield of 2.43%.

Crystal Valley Financial

Crystal Valley Financial Financials at a Glance

CYVF News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Crystal Valley Financial

CYVF Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Crystal Valley Financial Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About CYVF

What is the current price of Crystal Valley Financial?

What is the 52-week range for Crystal Valley Financial?

How much debt does Crystal Valley Financial have?

How much cash does Crystal Valley Financial have on hand?

What is Crystal Valley Financial’s dividend yield?

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