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Bank Of Utica(OTC) BKUT

Market Cap$180.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1993)+1,912%
5 Year+51%
1 Year+47%
1 Month+3%
$722.00
+0.14%
+1.00Today
Bank Of Utica last closing stock price
MetricPriceDate
Last closeUSD 722.002026-09-04
Bank Of Utica stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.11%USD 722.772026-08-12
1 month+3%USD 701.002026-08-04
3 month+4.6%USD 690.252026-06-01
Year to date+43.22%USD 504.132025-12-11
1 year+47.17%USD 490.582025-08-28
3 year+69.84%USD 425.092023-08-25
5 year+50.63%USD 479.332021-09-01
Since inception+1,911.61%USD 35.891993-08-20

Bank Of Utica Financials at a Glance

Market Cap

$180.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$38.39M

Net Income (TTM)

-$5.75M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$19.50

Beta (Volatility)

-0.02 (Low)

Price

$722.00

Volume

5

Open

$722.00

Previous Close

$722.00

Daily Range

$722.00 - $722.00

52-Week Range

$500.00 - $722.77

Estimated Earnings Date

May 14, 2024

BKUT News

No articles available.

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About Bank Of Utica

Bank of Utica is a regional commercial bank based in Utica, New York, providing a range of banking products and services. Established in 1927, the bank focuses on serving both personal and business clients with tailored financial solutions.

Products and Services
  • Various deposit accounts including checking, savings, and certificates of deposit
  • Comprehensive loan offerings such as personal, business, and commercial mortgages
  • Online and mobile banking services for convenient account management
Growth Outlook
  • Recent revenue growth indicates strong demand for banking services
  • Expansion of digital banking solutions aligns with market trends
  • Continued investment in community development supports local economic growth
Financial Highlights
  • Recent quarterly revenue of $8.14 million reflects solid performance
  • Trailing twelve months (TTM) net profit margin stands at 42.29%
  • Dividend yield of 2.70% offers attractive returns for investors
Bank of Utica has demonstrated resilience and adaptability in the competitive banking sector. The bank's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial lending. The recent revenue figures highlight the bank's ability to generate consistent income, while the strong net profit margin showcases effective cost management and operational efficiency. The commitment to digital banking solutions positions the bank well for future growth, aligning with the increasing consumer preference for online services. Overall, Bank of Utica presents a compelling opportunity for investors interested in the regional banking sector.
AI Generated • Aug 21, 2026

Industry

Banks

Sector

Financials

CEO

Tom E. Sinnot

Website

www.bankofutica.com

Headquarters

Utica, NY 13502, US

BKUT Financials

Key Financial Metrics (TTM)

Gross Margin

64.74%

Operating Margin

52.58%

Net Income Margin

42.29%

Return on Equity

9.43%

Return on Capital

11.27%

Return on Assets

2.31%

Earnings Yield

N/A

Dividend Yield

2.70%

Payout Ratio

14.78%

Stock Overview

Market Cap

$180.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

250.00K

Volume

5

Avg. Volume

14.5

Financials (TTM)

Gross Profit

$15.17M

Operating Income

-$11.08M

EBITDA

-$11.08M

Operating Cash Flow

$31.97M

Capital Expenditure

$0.00

Free Cash Flow

$31.97M

Cash & ST Invst.

$59.68M

Total Debt

$0.00

Bank Of Utica Performance Analysis

Bank Of Utica annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 42,105,947-5.1%
20232023-12-31USD 39,968,324-5.1%
20242024-12-31USD 45,585,12014.1%
20252025-12-31USD 51,342,70412.6%
Bank Of Utica sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12008-03-311.4%
Q22008-06-30-9.2%
Q32008-09-3015.6%
Q42008-12-31-24.2%
Bank Of Utica annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 46.49-69.8%
20232023-12-31USD 75.4662.3%
20242024-12-31USD 80.086.1%
20252025-12-31USD 130.2162.6%
Bank Of Utica sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12008-03-31-0.8%
Q22008-06-30-19.7%
Q32008-09-30-725.1%
Q42008-12-31103.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2008YOY CHG

Revenue

$8.14M

-19.3%

Gross Profit

$3.19M

-18.9%

Gross Margin

39.19%

N/A

Market Cap

$180.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$455.81K

N/A

Employees

396

N/A

Net Income

$349.00K

-81.7%

EBITDA

$963.00K

-64.4%

Quarterly Fundamentals

Name
Q4 2008YOY CHG

Total Cash

$59.68M

+12.8%

Total Debt

$0.00

N/A

Accounts Receivable

$8.79M

+13.7%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

2.31%

N/A

Return on Invested Capital

2.88%

N/A

Free Cash Flow

$18.30M

N/A

Operating Cash Flow

$18.30M

N/A

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Questions About BKUT

What is the current price of Bank Of Utica?

Bank Of Utica is trading at $722.00 per share.

What is the 52-week range for Bank Of Utica?

Over the past 52 weeks, Bank Of Utica has traded between $500.00 and $722.77.

How much debt does Bank Of Utica have?

As of the most recent reporting period, Bank Of Utica reported total debt of $0.00.

How much cash does Bank Of Utica have on hand?

Bank Of Utica does not have cash on hand data available.

What is Bank Of Utica’s dividend yield?

Bank Of Utica currently has a dividend yield of 2.70%.

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