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Bank Of Utica(OTC) BKUT

Market Cap$180.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1993)+1,914%
5 Year+55%
1 Year+47%
1 Month+10%
$722.77
+4.75%
+32.77Today
Bank Of Utica last closing stock price
MetricPriceDate
Last closeUSD 722.772026-08-12
Bank Of Utica stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.11%USD 701.002026-08-04
1 month+9.84%USD 658.002026-07-13
3 month+7.79%USD 670.532026-05-11
Year to date+43.37%USD 504.132025-12-11
1 year+47.33%USD 490.582025-08-05
3 year+74.71%USD 413.702023-08-04
5 year+54.83%USD 466.832021-08-11
Since inception+1,913.76%USD 35.891993-08-20

Bank Of Utica Financials at a Glance

Market Cap

$180.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$38.39M

Net Income (TTM)

-$5.75M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$19.50

Beta (Volatility)

-0.01 (Low)

Price

$722.77

Volume

9

Open

$675.02

Previous Close

$722.77

Daily Range

$675.02 - $722.77

52-Week Range

$500.00 - $722.77

Estimated Earnings Date

May 14, 2024

BKUT News

No articles available.

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About Bank Of Utica

Bank of Utica is a regional commercial bank based in Utica, New York, providing a range of banking products and services. Established in 1927, the bank focuses on serving both personal and business clients with tailored financial solutions.

Products and Services
  • Various deposit accounts including checking, savings, and certificates of deposit
  • Comprehensive loan offerings including personal, business, and commercial loans
  • Online and mobile banking services for convenient account management
Growth Outlook
  • Consistent revenue growth with a recent quarterly revenue of $8.14 million
  • Strong net income of $349,000 in the latest quarter, indicating profitability
  • Robust return on equity at 9.43%, showcasing effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $40.4 million, reflecting solid performance
  • Dividend yield of 3.09%, providing attractive returns to shareholders
  • Price-to-earnings (P/E) ratio of 4.85, suggesting potential undervaluation
Bank of Utica has demonstrated resilience and growth potential in the regional banking sector. The bank's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial lending. Recent financial performance highlights a positive trajectory, with increasing revenues and profitability. The attractive dividend yield further enhances the investment appeal, making Bank of Utica a noteworthy consideration for potential investors.
AI Generated • Jul 22, 2026

Industry

Banks

Sector

Financials

CEO

Tom E. Sinnot

Website

www.bankofutica.com

Headquarters

Utica, NY 13502, US

BKUT Financials

Key Financial Metrics (TTM)

Gross Margin

64.74%

Operating Margin

52.58%

Net Income Margin

42.29%

Return on Equity

9.43%

Return on Capital

11.27%

Return on Assets

2.31%

Earnings Yield

N/A

Dividend Yield

2.70%

Payout Ratio

14.78%

Stock Overview

Market Cap

$180.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

250.00K

Volume

9

Avg. Volume

14.714

Financials (TTM)

Gross Profit

$15.17M

Operating Income

-$11.08M

EBITDA

-$11.08M

Operating Cash Flow

$31.97M

Capital Expenditure

$0.00

Free Cash Flow

$31.97M

Cash & ST Invst.

$59.68M

Total Debt

$0.00

Bank Of Utica Performance Analysis

Bank Of Utica annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 42,105,947-5.1%
20232023-12-31USD 39,968,324-5.1%
20242024-12-31USD 45,585,12014.1%
20252025-12-31USD 51,342,70412.6%
Bank Of Utica sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12008-03-311.4%
Q22008-06-30-9.2%
Q32008-09-3015.6%
Q42008-12-31-24.2%
Bank Of Utica annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 46.49-69.8%
20232023-12-31USD 75.4662.3%
20242024-12-31USD 80.086.1%
20252025-12-31USD 130.2162.6%
Bank Of Utica sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12008-03-31-0.8%
Q22008-06-30-19.7%
Q32008-09-30-725.1%
Q42008-12-31103.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2008YOY CHG

Revenue

$8.14M

-19.3%

Gross Profit

$3.19M

-18.9%

Gross Margin

39.19%

N/A

Market Cap

$180.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$456.29K

N/A

Employees

396

N/A

Net Income

$349.00K

-81.7%

EBITDA

$963.00K

-64.4%

Quarterly Fundamentals

Name
Q4 2008YOY CHG

Total Cash

$59.68M

+12.8%

Total Debt

$0.00

N/A

Accounts Receivable

$8.79M

+13.7%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

2.31%

N/A

Return on Invested Capital

2.88%

N/A

Free Cash Flow

$18.30M

N/A

Operating Cash Flow

$18.30M

N/A

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Questions About BKUT

What is the current price of Bank Of Utica?

Bank Of Utica is trading at $722.77 per share.

What is the 52-week range for Bank Of Utica?

Over the past 52 weeks, Bank Of Utica has traded between $500.00 and $722.77.

How much debt does Bank Of Utica have?

As of the most recent reporting period, Bank Of Utica reported total debt of $0.00.

How much cash does Bank Of Utica have on hand?

Bank Of Utica does not have cash on hand data available.

What is Bank Of Utica’s dividend yield?

Bank Of Utica currently has a dividend yield of 2.70%.

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